Beautiful coastal cottage in the highly sought-after Elliott Point neighborhood! This concrete block home has been thoughtfully updated and offers modern convenience with classic coastal charm. Improvements include a dimensional shingle roof, Hardie cement board siding, updated copper wiring, tankless gas water heater, HVAC system, plumbing fixtures, electrical fixtures, and extensive drywall replacement.
Fresh interior paint throughout was completed in June 2026, giving the home a bright, clean, move-in ready feel. The large backyard features a deck perfect for relaxing or entertaining, a metal storage shed, and additional side parking ideal for a boat.
Inside, you'll find luxury vinyl plank flooring throughout, an updated kitchen with shaker cabinetry, granite countertops, stainless steel appliances, a gas range, farmhouse sink, and center island. The primary bathroom features a subway-tiled shower and updated vanity with quartz countertop. The guest bathroom offers a tub/shower combination with subway tile.
Located across from Ferry Park and near Elliott Point Elementary, this 4-bedroom, 2-bath home offers convenient access to Choctawhatchee Bay, downtown Fort Walton Beach, shopping, dining, parks, and the beach. A great opportunity in one of Fort Walton Beach's most desirable neighborhoods.
For sale
$390,000
107 Ferry Rd, Fort Walton Beach, FL 32548
4beds
1,535sqft
Single Family Residence
Built in 1960
8,712 Square Feet Lot
$-- Zestimate®
$254/sqft
$-- HOA
What's special
- 12 hours |
- 98 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Julia Flint 850-530-1443,
Flint Realty
Source: Navarre Area BOR,MLS#: 1005817
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 143
- Dimensions: 13 x 11
Bedroom
- Level: First
- Area: 190
- Dimensions: 19 x 10
Bedroom
- Level: First
- Area: 90
- Dimensions: 10 x 9
Bedroom
- Level: First
- Area: 110
- Dimensions: 11 x 10
Primary bathroom
- Level: First
- Area: 42.5
- Dimensions: 8.5 x 5
Full bathroom
- Level: First
- Area: 35
- Dimensions: 7 x 5
Dining room
- Level: First
- Area: 112.5
- Dimensions: 15 x 7.5
Kitchen
- Level: First
- Area: 135.1
- Dimensions: 21.11 x 6.4
Laundry
- Level: First
- Area: 14.5
- Dimensions: 5.8 x 2.5
Living room
- Level: First
- Area: 351.4
- Dimensions: 25.1 x 14
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Washer, Gas Water Heater, Tankless Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Kitchen Island, Recessed Lighting, Newly Painted, Woodwork Painted
- Flooring: Vinyl
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,535
- Total interior livable area: 1,535 sqft
Property
Parking
- Total spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck Open, Porch Open
- Exterior features: Private Yard, Lawn Pump, Sprinkler System, Yard Building
- Fencing: Privacy
Lot
- Size: 8,712 Square Feet
- Dimensions: 80X110
- Features: Curb & Gutter, Interior Lot, Sidewalk, Within 1/2 Mile to Water
Details
- Parcel number: 182S23080L00240020
- Zoning: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Block, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Shingle
Condition
- Construction Complete,Renovated
- Year built: 1960
Utilities & green energy
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: ELLIOTTS POINT 10TH ADDN
Location
- Region: Fort Walton Beach
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $302,641
- Annual tax amount: $4,101
- Date on market: 6/24/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Listed for sale | $390,000+21.9%$254/sqft |
Source:  Navarre Area BOR #1005817 Report a problem | ||
| 6/19/2025 | Listing removed | $2,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/15/2025 | Listed for rent | $2,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/4/2020 | Sold | $320,000+1.6%$208/sqft |
Source: Public Record Report a problem | ||
| 7/29/2020 | Listed for sale | $315,000$205/sqft |
Source: Coldwell Banker Residential Re #848544 Report a problem | ||
| 6/28/2020 | Listing removed | $315,000$205/sqft |
Source: Coldwell Banker Residential Re #848544 Report a problem | ||
| 6/13/2020 | Listed for sale | $315,000+180.7%$205/sqft |
Source: Coldwell Banker Residential Re #848544 Report a problem | ||
| 12/17/2019 | Sold | $112,200$73/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,043 -24.9% | $242,217 +3% |
| 2023 | $2,719 -2.9% | $235,162 +3% |
| 2022 | $2,799 -1.2% | $228,313 +3% |
| 2021 | $2,831 +44% | $221,663 +79% |
| 2020 | $1,966 +9.5% | $123,856 +8.4% |
| 2019 | $1,795 +238.1% | $114,250 +45.1% |
| 2018 | $531 | $78,746 +2.1% |
| 2017 | $531 +3% | $77,126 +2.1% |
| 2016 | $516 +3.9% | $75,540 +0.7% |
| 2015 | $496 -1.6% | $75,015 +0.8% |
| 2014 | $504 | $74,420 +1.5% |
| 2013 | -- | $73,320 +1.7% |
| 2012 | -- | $72,094 +3% |
| 2011 | -- | $69,994 -22.3% |
| 2010 | -- | $90,088 -9.6% |
| 2009 | -- | $99,697 -17.1% |
| 2008 | -- | $120,277 -4% |
| 2007 | -- | $125,255 +9.5% |
| 2006 | -- | $114,432 +34.7% |
| 2005 | -- | $84,969 +26.2% |
| 2004 | -- | $67,328 +12% |
| 2003 | -- | $60,137 +6.3% |
| 2002 | -- | $56,559 +1.7% |
| 2001 | -- | $55,598 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32548
Nearby schools
GreatSchools rating
- 5/10Elliott Point Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 7/10Clifford Meigs Middle SchoolGrades: 6-8Distance: 2.1 mi
- 4/10Choctawhatchee Senior High SchoolGrades: 9-12Distance: 2.6 mi
Schools provided by the listing agent
- Elementary: Elliott Point
- Middle: Meigs
- High: Choctawhatchee
Source: Navarre Area BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Fort Walton Beach
- 32548
- 107 Ferry Rd
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