Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.5-bath home is ready and waiting for the next family. Inside, the main level features an open floor plan between the dining and living rooms, plus a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage. New carpet installed upstairs! The primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021. This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance. Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River. The seller will consider a rate buydown with an acceptable offer.
Active
Price cut: $7.5K (8/28)
$417,400
107 Howe St, Belmont, NC 28012
3beds
1,600sqft
Single Family Residence
Built in 1999
0.25 Acres Lot
$414,900 Zestimate®
$261/sqft
$16/mo HOA
What's special
Cozy gas-log fireplaceWalk-in showerFully fenced backyardLaminate wood flooring throughoutMain-floor laundry roomClassic tile backsplashStylish sliding barn door
- 134 days
- 377
- 27
Zillow last checked:
Listing updated:
Listed by:
Jeff Moll jmoll@kw.com,
Keller Williams Ballantyne Area
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4382704
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
Bedroom s
- Features: Ceiling Fan(s)
- Level: Upper
Bathroom full
- Level: Upper
Dining area
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Features: Ceiling Fan(s)
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Electric Range, Exhaust Fan, Gas Water Heater, Refrigerator with Ice Maker, Self Cleaning Oven
- Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Features
- Open Floorplan, Walk-In Closet(s)
- Flooring: Carpet, Laminate, Tile
- Windows: Window Treatments
- Has basement: No
- Attic: Pull Down Stairs
- Fireplace features: Gas, Gas Log, Gas Vented, Living Room
Interior area
- Total structure area: 1,600
- Total interior livable area: 1,600 sqft
- Finished area above ground: 1,600
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Fencing: Back Yard,Fenced
Lot
- Size: 0.25 Acres
- Dimensions: 62 x 126 x 104 x 130
- Features: Green Area, Level, Sloped
Details
- Additional structures: Gazebo
- Parcel number: 126087
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Security System, Smoke Detector(s)
- Subdivision: Adams Bluff
HOA
- Has HOA: Yes
- HOA fee: $190 annually
- HOA name: Property Matters Realty
- HOA phone: 704-913-9330
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $346,860
- Annual tax amount: $3,656
- Date on market: 5/22/2026
- Cumulative days on market: 134 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Exclusions: Washer/dryer/tvs/corner cabinet living room
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Estimated market value
$414,900
$394,000 - $436,000
$2,040/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/28/2026 | Price change | $417,400-1.8%$261/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4382704 Report a problem | ||
| 7/25/2026 | Price change | $424,900-1.2%$266/sqft |
Source: Canopy MLS as distributed by MLS GRID #4382704 Report a problem | ||
| 7/8/2026 | Price change | $429,900-1.1%$269/sqft |
Source: Canopy MLS as distributed by MLS GRID #4382704 Report a problem | ||
| 6/17/2026 | Price change | $434,900-1.2%$272/sqft |
Source: Canopy MLS as distributed by MLS GRID #4382704 Report a problem | ||
| 5/22/2026 | Listed for sale | $440,000+17.3%$275/sqft |
Source: Canopy MLS as distributed by MLS GRID #4382704 Report a problem | ||
| 10/30/2023 | Sold | $375,000$234/sqft |
Source: Canopy MLS as distributed by MLS GRID #4062315 Report a problem | ||
| 9/30/2023 | Pending sale | $375,000$234/sqft |
Source: Canopy MLS as distributed by MLS GRID #4062315 Report a problem | ||
| 9/27/2023 | Listed for sale | $375,000+25.4%$234/sqft |
Source: Canopy MLS as distributed by MLS GRID #4062315 Report a problem | ||
| 4/27/2021 | Sold | $299,000+6.8%$187/sqft |
Source: Canopy MLS as distributed by MLS GRID #3716746 Report a problem | ||
| 4/9/2021 | Pending sale | $279,900$175/sqft |
Source: Canopy MLS as distributed by MLS GRID #3716746 Report a problem | ||
| 3/14/2021 | Contingent | $279,900$175/sqft |
Source: Canopy MLS as distributed by MLS GRID #3716746 Report a problem | ||
| 3/11/2021 | Listed for sale | $279,900+113.7%$175/sqft |
Source: Canopy MLS as distributed by MLS GRID #3716746 Report a problem | ||
| 4/8/2014 | Listing removed | $1,195$1/sqft |
Source: Postlets Report a problem | ||
| 2/13/2014 | Listed for rent | $1,195$1/sqft |
Source: Postlets Report a problem | ||
| 12/6/2013 | Sold | $131,000-6.4%$82/sqft |
Source: Canopy MLS as distributed by MLS GRID #2170788 Report a problem | ||
| 11/7/2013 | Price change | $139,900-6.7%$87/sqft |
Source: RE/MAX EXECUTIVE REALTY #2170788 Report a problem | ||
| 9/5/2013 | Price change | $150,000-6.3%$94/sqft |
Source: RE/MAX EXECUTIVE REALTY #2170788 Report a problem | ||
| 7/30/2013 | Listed for sale | $160,000+36.9%$100/sqft |
Source: Homepath Report a problem | ||
| 5/15/2013 | Sold | $116,910-19.4%$73/sqft |
Source: Public Record Report a problem | ||
| 2/16/2007 | Sold | $145,000+16%$91/sqft |
Source: Public Record Report a problem | ||
| 3/30/2001 | Sold | $125,000$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,656 | $346,860 |
| 2024 | $3,656 -1% | $346,860 |
| 2023 | $3,694 +35.8% | $346,860 +66.4% |
| 2022 | $2,719 -3% | $208,390 |
| 2021 | $2,803 | $208,390 |
| 2020 | $2,803 -0.7% | $208,390 |
| 2019 | $2,824 +41.3% | $208,390 +44.4% |
| 2018 | $1,999 +3% | $144,324 |
| 2017 | $1,941 | $144,324 |
| 2016 | $1,941 | $144,324 -2.4% |
| 2014 | $1,941 | $147,863 |
| 2012 | -- | $147,863 |
| 2011 | -- | $147,863 |
| 2010 | -- | $147,863 |
| 2009 | -- | $147,863 |
| 2008 | -- | $147,863 +10.3% |
| 2007 | -- | $134,080 |
| 2006 | -- | $134,080 |
| 2005 | -- | $134,080 |
| 2004 | -- | $134,080 |
| 2003 | -- | $134,080 +0.9% |
| 2002 | -- | $132,830 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28012
Nearby schools
Schools provided by the listing agent
- Elementary: Belmont Central
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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