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  • $830,000

    109 WHISPER ROCK Drive, Ponte Vedra, FL 32081

    4beds
    2,503sqft
    : 
    $5,393/mo
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    Single Family Residence
    Built in 2016
    7,840 Square Feet Lot
    $807,100 Zestimate®
    $332/sqft
    $40/mo HOA

    What's special

    Wide lake viewsTranquil lake viewsConvenient built-in deskInviting front patioElegant crown moldingBright open layoutWell-appointed kitchen
    Discover lakefront living in the highly sought-after Twenty Mile at Nocatee. This beautifully maintained 4-bedroom, 3-bathroom home welcomes you with an inviting front patio and continues to impress with tile flooring throughout, elegant crown molding, and a bright, open layout designed for comfortable everyday living and entertaining. The spacious great room is filled with natural light and showcases wide lake views, creating a relaxing backdrop for daily life. The well-appointed kitchen features a large island with breakfast bar seating, abundant counter space, stainless steel appliances, a pantry with built-in storage, and a convenient built-in desk. The adjacent dining area flows seamlessly into the living space, while a separate front living room with a fireplace and custom built-in shelving and cabinetry offers the perfect spot for a home office, reading room, or additional gathering space. The generous primary suite overlooks the peaceful setting and includes an ensuite bathroom with an oversized shower and a large walk-in closet with built-in storage. Three additional bedrooms and two full bathrooms provide flexibility for guests, hobbies, or work-from-home needs. A dedicated laundry room adds everyday convenience. Outside, the covered patio is the perfect place to enjoy your morning coffee or host friends while taking in the tranquil lake views. Completing the home is a 2-car garage. Residents of Twenty Mile enjoy access to exceptional Nocatee amenities, including a clubhouse, pool, fitness center, tennis courts, and even more recreational offerings, all while being conveniently located near shopping, dining, and everyday conveniences!
    10 days
    |
    1,023
    |
    67
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    BRENDA MILLER 904-580-0077,

    REDFIN CORPORATION 904-440-0382

    Source: realMLS,MLS#: 2156944MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer
      Features
      • Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Master Downstairs, Split Bedrooms, Walk-In Closet(s)
      • Flooring: Tile
      Interior area
      • Total interior livable area: 2,503 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Attached, Garage
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Screened
      • Has view: Yes
      • View description: Lake, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Lake Front
      Lot
      • Size: 7,840 Square Feet
      Details
      • Parcel number: 0680610630

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2016

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Twenty Mile At Nocatee
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
      • HOA fee: $485 annually
      Location
      • Region: Ponte Vedra

      Financial & listing details

      • Price per square foot: $332/sqft
      • Tax assessed value: $707,189
      • Annual tax amount: $7,476
      • Date on market: 7/24/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $807,100

        $767,000 - $847,000

        $4,710/mo

        Price history

        DateEventPrice
        7/24/2026Listed for sale$830,000+90%$332/sqft
        Source: realMLS #2156944 Report a problem
        11/17/2016Sold$436,846$175/sqft
        Source: realMLS #840179 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,477 +9.6%$421,064 +2.9%
        2024$6,824 +1.4%$409,197 +3%
        2023$6,730 +1.9%$397,279 +3%
        2022$6,602 +0.4%$385,708 +3%
        2021$6,578 +0.2%$374,474 +1.4%
        2020$6,563 -1.4%$369,304 +2.3%
        2019$6,657 $361,001 +1.9%
        2018$6,657 +27.8%$354,270 +2.1%
        2017$5,207 $346,983 +7268.5%
        2016$5,207 $4,709
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32081

        Getting around

        7 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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