Welcome to resort-style living at its finest in one of Central Florida's most sought-after guard-gated golf communities. Nestled within Terra Vista in the heart of Citrus Hills, this beautifully upgraded 3-bedroom, 2-bath villa offers 1,724 square feet of thoughtfully designed living space with a private heated pool — all within a community packed with world-class amenities.
From the moment you step inside, the quality of the upgrades sets this home apart. The living area and den feature rich engineered hardwood flooring, while the kitchen, nook, and laundry rooms are dressed in chiseled-edge travertine tile with an intricate design. Custom stained cabinetry with lower pull-out drawers anchors a kitchen also outfitted with newer stainless steel appliances — a chef's space that is both beautiful and functional.
Comfort and peace of mind come standard here. A newer HVAC system (2018), blown-in TAP Pest Control insulation, and some newer windows and sliding doors reflect a home that has been carefully maintained and thoughtfully improved over the years. The electric pool heater extends your swim season well beyond what Florida's natural warmth already provides — and thanks to the fully paid-off solar panels, it runs at virtually no cost to you. Fresh landscaping adds exceptional curb appeal.
This home's solar panels are owned outright — no lease to assume and no monthly solar payment. Just the benefit of dramatically reduced or eliminated electric bills, starting the moment you close. Powering your pool heater and your home simultaneously, the system delivers real, measurable savings every single month.
Step outside and you'll discover one of this property's most underappreciated advantages — a utility lot situated behind the home that functions as a natural backyard extension.
One of this property's most compelling features has nothing to do with the interior — it's what's beneath your feet and above the floodplain. Situated 128 feet above sea level, this home carries no flood insurance requirement — a meaningful financial advantage in Florida that buyers are increasingly prioritizing. High-quality block construction meets or exceeds current insurance standards, offering year-round peace of mind.
Terra Vista is not just a neighborhood — it's a lifestyle. The community features a guard-gated entrance, clubhouse, fitness center, resort-style pool, racquetball courts, tennis courts, dog park, playground, sidewalks, golf cart access, and the acclaimed Skyview Golf Course right at your doorstep. A restaurant and social events round out a community calendar that keeps life full and connected.
Perfectly positioned between Ocala and Crystal River, Terra Vista places you minutes from the Gulf Coast's famous natural springs, Three Sisters Springs, the Withlacoochee State Trail, and all the shopping and dining of the Citrus Hills corridor.
For sale
$438,500
1096 W Diamond Shore Loop, Hernando, FL 34442
3beds
1,724sqft
Single Family Residence
Built in 2005
6,969 Square Feet Lot
$-- Zestimate®
$254/sqft
$497/mo HOA
What's special
Resort-style poolPrivate heated poolElectric pool heaterRich engineered hardwood flooringFully paid-off solar panelsNewer stainless steel appliances
- 25 days |
- 745 |
- 26 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Russell Barber 352-630-3193,
Berkshire Hathaway Homeservice
Source: Realtors Association of Citrus County,MLS#: 855301
Originating MLS: Realtors Association of Citrus County
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heat Pump
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave Hood Fan, Microwave, Refrigerator, Water Heater, Washer
- Laundry: Laundry - Living Area
Features
- Attic, Breakfast Bar, Eat-in Kitchen, High Ceilings, Main Level Primary, Primary Suite, Open Floorplan, Pantry, Pull Down Attic Stairs, Split Bedrooms, Shower Only, Solid Surface Counters, Separate Shower, Walk-In Closet(s), Window Treatments, First Floor Entry, Sliding Glass Door(s)
- Flooring: Engineered Hardwood, Travertine
- Doors: Sliding Doors
- Windows: Blinds, Double Pane Windows, Thermal Windows
- Attic: Pull Down Stairs
Interior area
- Total structure area: 2,323
- Total interior livable area: 1,724 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete, Driveway, Garage, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Sprinkler/Irrigation, Landscaping, Lighting, Rain Gutters, Concrete Driveway
- Pool features: Concrete, Electric Heat, Heated, In Ground, Pool Equipment, Pool, Screen Enclosure, Community
- Spa features: Community
Lot
- Size: 6,969 Square Feet
- Features: Rectangular, Trees
Details
- Parcel number: 3261068
- Zoning: PDR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Block, Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: High Speed Internet Available, Underground Utilities
Green energy
- Energy efficient items: Insulation, Windows
- Energy generation: Solar
Community & HOA
Community
- Features: Billiard Room, Clubhouse, Dog Park, Golf, Playground, Park, Pickleball, Pool, Putting Green, Restaurant, Shuffleboard, Shopping, Street Lights, Sidewalks, Tennis Court(s), Trails/Paths, Gated
- Security: Gated Community, Carbon Monoxide Detector(s), Smoke Detector(s), Security Service
- Subdivision: Citrus Hills - Terra Vista
HOA
- Has HOA: Yes
- Services included: Association Management, Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Reserve Fund, Road Maintenance, Sprinkler
- HOA fee: $282 monthly
- HOA name: Terra Vista
- HOA phone: 352-746-3994
- Second HOA fee: $215 monthly
- Second HOA name: Woodview Villa
- Second HOA phone: 352-746-5828
Location
- Region: Hernando
Financial & listing details
- Price per square foot: $254/sqft
- Tax assessed value: $286,737
- Annual tax amount: $4,433
- Date on market: 6/4/2026
- Cumulative days on market: 26 days
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/4/2026 | Listed for sale | $438,500$254/sqft |
Source: | ||
| 2/19/2025 | Sold | $438,500-4.7%$254/sqft |
Source: | ||
| 1/18/2025 | Pending sale | $459,900$267/sqft |
Source: | ||
| 1/13/2025 | Listed for sale | $459,900+16.4%$267/sqft |
Source: | ||
| 3/14/2024 | Sold | $395,000-2.5%$229/sqft |
Source: | ||
| 2/7/2024 | Pending sale | $405,000$235/sqft |
Source: | ||
| 1/21/2024 | Price change | $405,000-3.6%$235/sqft |
Source: | ||
| 11/22/2023 | Listed for sale | $420,000+110%$244/sqft |
Source: | ||
| 1/15/2015 | Sold | $200,000+14.3%$116/sqft |
Source: | ||
| 11/6/2013 | Sold | $175,000-45.3%$102/sqft |
Source: Public Record Report a problem | ||
| 5/4/2008 | Listing removed | $320,000$186/sqft |
Source: NCI #318831 Report a problem | ||
| 2/1/2008 | Listed for sale | $320,000+855.2%$186/sqft |
Source: NCI #318831 Report a problem | ||
| 3/4/2005 | Sold | $33,500$19/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,434 +3.8% | $286,737 +12% |
| 2024 | $4,272 +8.9% | $255,982 +10% |
| 2023 | $3,922 +17.8% | $232,711 +10% |
| 2022 | $3,330 +15.7% | $211,555 +10% |
| 2021 | $2,879 -1.1% | $192,323 -0.4% |
| 2020 | $2,909 -3.1% | $193,031 -1.8% |
| 2019 | $3,001 -2.8% | $196,523 -1.5% |
| 2018 | $3,087 | $199,476 +1.8% |
| 2017 | $3,087 -0.5% | $196,026 +1.8% |
| 2016 | $3,102 -2% | $192,540 +9.7% |
| 2015 | $3,166 +6.9% | $175,501 -3.3% |
| 2014 | $2,961 +2.2% | $181,450 +9.1% |
| 2013 | $2,898 0% | $166,240 -9% |
| 2012 | $2,899 -0.9% | $182,605 -0.5% |
| 2011 | $2,925 +2.1% | $183,542 +0.1% |
| 2010 | $2,866 -13% | $183,367 -9% |
| 2009 | $3,295 -4.4% | $201,490 -5% |
| 2008 | $3,447 -6.7% | $212,200 -9.2% |
| 2007 | $3,694 -0.4% | $233,600 +3.6% |
| 2006 | $3,708 +672.4% | $225,400 +744.2% |
| 2005 | $480 | $26,700 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 34442
Nearby schools
GreatSchools rating
- 5/10Forest Ridge Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 5/10Lecanto Middle SchoolGrades: 6-8Distance: 5.6 mi
- 5/10Lecanto High SchoolGrades: 9-12Distance: 5.7 mi
Schools provided by the listing agent
- Elementary: Forest Ridge Elementary
- Middle: Lecanto Middle
- High: Lecanto High
Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Citrus County
- Hernando
- 34442
- 1096 W Diamond Shore Loop







