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Contingent
    • $825,000

    1098 Harbor Ln, Gulf Breeze, FL 32563

    3beds
    2,509sqft
    : 
    $5,191/mo
    Get pre-qualified
    Single Family Residence
    Built in 1985
    10,367 Square Feet Lot
    $-- Zestimate®
    $329/sqft
    $3/mo HOA

    What's special

    Granite countertopsWooden deck-lined bulkheadHardwood staircaseBuilt-in desk areaStucco over brickWood burning fireplaceStainless steel appliances
    BACK ON THE MARKET!!! NO FAULT OF THE SELLER... Closing was contingent on Buyer's Home closing...Buyer's contract fell though...Have you dreamed of Intracoastal Waterway access leading to the Gulf? Or Traveling throughout Florida to the Atlantic? This is waterfront living at it's Finest! This 3 bedroom, 3.5- bath home combines elegant design with the perfect canal-front setting. Built with stucco over brick and featuring a paver driveway, the property welcomes you with a soaring floor to ceiling "great room" complete with a wood burning fireplace and expansive views of the canal. French doors open to porches and balconies that overlook the gunite pool and the wooden deck-lined bulkhead, offering a seamless connection to the water...Located at the bend where two canals meet, this home offers a front-row seat to the early morning boats heading out for a day of fun on the water. The private master suite enjoys its own balcony, while the kitchen/dining area showcases breathtaking views of the canal's mouth. Granite countertops, stainless steel appliances, and a built-in desk area elevate the space, complemented by an extra large laundry room with utility sink and cabinetry....Upstairs, a hardwood staircase leads to a versatile bonus room with pristine water views...ideal as a teen retreat, home office, or entertainment space. The second story also features the 3rd bedroom ,full bath and two large closets for storage... Whether it's relaxing by the pool, enjoying the balconies or watching the boats pass, this property offers the dream of Florida canal-front living. Come see for yourself and make waterfront lifestyle your"Reality" !!!
    3 days
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    162
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    11
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    Zillow last checked:

    Listing updated:

    Listed by:

    Linda Turner 850-324-4235,

    Levin Rinke Realty,

    Billy Hale 850-377-6188,

    Levin Rinke Realty

    Source: PAR,MLS#: 671996MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room
      Primary bedroom
      • Level: First
      • Area: 225
      • Dimensions: 16.67 x 13.5
      Bedroom
      • Level: First
      • Area: 155.69
      • Dimensions: 11.75 x 13.25
      Bedroom 1
      • Level: Second
      • Area: 123.75
      • Dimensions: 11 x 11.25
      Dining room
      • Level: First
      • Area: 154.58
      • Dimensions: 13.25 x 11.67
      Kitchen
      • Level: First
      • Area: 138.96
      • Dimensions: 11.5 x 12.08
      Heating
      • Central, Fireplace(s)
      Cooling
      • Multi Units, Ceiling Fan(s)
      Appliances
      • Included: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator
      • Laundry: Inside
      Features
      • Storage, Baseboards, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings
      • Flooring: Hardwood, Tile, Carpet
      • Windows: Blinds
      • Has basement: No
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,509
      • Total interior livable area: 2,509 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Car Garage, Front Entrance, Garage Door Opener
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio, Porch
      • Exterior features: Balcony, Lawn Pump
      • Has private pool: Yes
      • Pool features: Gunite, In Ground
      • Has view: Yes
      • View description: Canal, Water
      • Has water view: Yes
      • Water view: Canal, Water
      • Waterfront features: Canal Front, Waterfront, Block/Seawall
      Lot
      • Size: 10,367 Square Feet
      • Features: Central Access, Interior Lot, Sprinkler
      Details
      • Parcel number: 322s284730000001000
      • Zoning description: Res Single

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary, Traditional
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1985

      Utilities & green energy

      • Electric: Copper Wiring
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Santa Rosa Shores
      HOA
      • Has HOA: Yes
      • Services included: None
      • HOA fee: $35 annually
      Location
      • Region: Gulf Breeze

      Financial & listing details

      • Price per square foot: $329/sqft
      • Tax assessed value: $604,447
      • Annual tax amount: $4,619
      • Price range: $825K - $825K
      • Date on market: 7/22/2026
      • Cumulative days on market: 112 days
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        1/23/2026Listing removed$825,000$329/sqft
        Source: PAR #671996 Report a problem
        12/31/2025Contingent$825,000$329/sqft
        Source: PAR #671996 Report a problem
        12/1/2025Listed for sale$825,000$329/sqft
        Source: PAR #671996 Report a problem
        11/21/2025Contingent$825,000$329/sqft
        Source: PAR #671996 Report a problem
        11/19/2025Price change$825,000-5.7%$329/sqft
        Source: PAR #671996 Report a problem
        10/7/2025Listed for sale$875,000+118.8%$349/sqft
        Source: PAR #671996 Report a problem
        5/26/2000Sold$400,000$159/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,619 -2%$359,035 +3%
        2023$4,715 +2.3%$348,578 +3%
        2022$4,609 +1.4%$338,425 +3%
        2021$4,546 +1.6%$328,568 +1.4%
        2020$4,475 +2.1%$324,032 +2.3%
        2019$4,383 $316,747 +1.9%
        2018$4,383 +2.1%$310,841 +2.1%
        2017$4,293 $304,448 +2.1%
        2016$4,293 +1.4%$298,186 +0.7%
        2015$4,234 -0.3%$296,113 +0.8%
        2014$4,246 $293,763 +1.5%
        2013-- $289,422 +1.7%
        2012-- $284,584 -1.5%
        2011-- $288,990 +0.4%
        2010-- $287,787 -9.2%
        2009-- $317,045 +0.1%
        2008-- $316,728
        2007-- --
        2006-- --
        2005-- --
        2004-- --
        2003-- --
        2002-- --
        2001-- --
        2000-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32563

        Getting around

        5 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Oriole Beach
        • Middle: GULF BREEZE
        • High: Gulf Breeze

        Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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