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For sale
  • Price cut: $15K (8/27)
    $720,000

    1098 Harbor Point Dr, Soddy Daisy, TN 37379

    4beds
    3,222sqft
    : 
    $4,218/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.82 Acres Lot
    $698,100 Zestimate®
    $223/sqft
    $15/mo HOA

    What's special

    Additional utility garageConvenient wet barLarge walk-in closetPremium workspaceQuartz countertopsAbundant custom cabinetryCrown moulding
    Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake. Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends. The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can easily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle. Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement. Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort. Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners. Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME!
    31 days
    1,069
    53

    Zillow last checked:

    Listing updated:

    Listed by:

    Jordan Dupree 423-413-4023,

    United Real Estate Experts 423-771-7611

    Source: Greater Chattanooga Realtors,MLS#: 1539927

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Built-In Gas Oven, Dishwasher, Gas Range, Gas Water Heater, Microwave, Range Hood
      • Laundry: Laundry Room, Main Level
      Features
      • Crown Molding, Kitchen Island, Primary Downstairs, Stone Counters, Vaulted Ceiling(s), Wet Bar, Separate Dining Room
      • Flooring: Carpet, Hardwood, Tile
      • Basement: Full,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log
      Interior area
      • Total structure area: 3,222
      • Total interior livable area: 3,222 sqft
      • Finished area above ground: 3,222

      Property

      Parking
      • Total spaces: 4
      • Parking features: Concrete, Driveway, Off Street, Garage Faces Side
      • Attached garage spaces: 4
      Features
      • Patio & porch: Rear Porch
      • Exterior features: Rain Gutters
      • Fencing: Back Yard
      • Waterfront features: Lake
      Lot
      • Size: 0.82 Acres
      • Dimensions: 232.27 x 155.0
      Details
      • Parcel number: 049j C 010

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Block
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Water Connected

      Community & HOA

      Community
      • Features: Street Lights, Sidewalks
      • Security: Security System
      • Subdivision: Harbor Landing
      HOA
      • Has HOA: Yes
      • HOA fee: $175 annually
      Location
      • Region: Soddy Daisy

      Financial & listing details

      • Price per square foot: $223/sqft
      • Tax assessed value: $566,100
      • Annual tax amount: $3,710
      • Date on market: 8/2/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $698,100

        $663,000 - $733,000

        $2,909/mo

        Price history

        DateEventPrice
        8/27/2026Price change$720,000-2%$223/sqft
        Source: Greater Chattanooga Realtors #1539927 Report a problem
        8/14/2026Price change$735,000-2%$228/sqft
        Source: Greater Chattanooga Realtors #1539927 Report a problem
        8/2/2026Listed for sale$750,000+197.6%$233/sqft
        Source: Greater Chattanooga Realtors #1539927 Report a problem
        3/6/2012Sold$252,000-3%$78/sqft
        Source: Greater Chattanooga Realtors #1171999 Report a problem
        2/1/2012Price change$259,900-5.5%$81/sqft
        Source: Homepath #1171999 Report a problem
        12/29/2011Price change$275,000-13.8%$85/sqft
        Source: Homepath #1171999 Report a problem
        12/1/2011Listed for sale--
        Source: foreclosure.com Report a problem
        11/23/2011Sold$318,930+13.1%$99/sqft
        Source: Public Record Report a problem
        11/13/2000Sold$282,000+2.1%$88/sqft
        Source: Public Record Report a problem
        2/10/2000Sold$276,152+886.3%$86/sqft
        Source: Public Record Report a problem
        10/17/1997Sold$28,000+12%$9/sqft
        Source: Public Record Report a problem
        2/3/1997Sold$25,000$8/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,711 +7.1%$141,525 +45.7%
        2024$3,464 +6.1%$97,125
        2023$3,266 $97,125
        2022$3,266 +50.3%$97,125
        2021$2,173 -7.9%$97,125 +13.9%
        2020$2,359 $85,300
        2019$2,359 $85,300
        2018$2,359 -33%$85,300
        2017$3,521 +12.7%$85,300
        2016$3,125 --
        2015$3,125 $75,675
        2014$3,125 -16%--
        2013$3,722 $75,675 -23.4%
        2012$3,722 +36.2%$98,850
        2011$2,733 $98,850
        2010$2,733 $98,850
        2009$2,733 $98,850 +20.3%
        2008-- $82,175
        2007-- $82,175
        2006-- $82,175
        2005-- $82,175 +11.2%
        2004-- $73,925
        2003-- $73,925
        2002-- $73,925
        2001-- $73,925 +22.7%
        2000-- $60,225
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37379

        Getting around

        7 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Soddy Elementary
        • Middle: Soddy-Daisy Middle
        • High: Soddy-Daisy High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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