Welcome home to the perfect blend of luxury, convenience, and endless possibilities! Ideally located just 20 minutes from downtown Chattanooga with quick access to Highway 27. This stunning home is also only 3 minutes from Steve's Landing and Pine Harbor Marina, making it effortless to spend your days boating, fishing, and enjoying beautiful Chickamauga Lake.
Step inside to find gorgeous real hardwood floors throughout the main level, complemented by elegant wainscoting, crown moulding, and high-end finishes that create a warm and inviting atmosphere. The heart of the home is a chef's dream kitchen, featuring abundant custom cabinetry, quartz countertops, premium workspace, and a convenient wet bar that's perfect for entertaining family and friends.
The spacious primary suite is conveniently located on the main level and offers a vaulted ceiling, a large walk-in closet, and a luxurious en suite bathroom complete with a beautifully tiled walk-in shower and dual vanities.
Upstairs, you'll find two generously sized bedrooms, a full bathroom, and an impressive 600-square-foot bonus room that can easily serve as a fourth bedroom, game room, media room, or additional family room to fit your lifestyle.
Car enthusiasts and hobbyists will appreciate the oversized three-car garage on the main level, along with an additional utility garage that provides easy access to the over 2,000-square-foot unfinished basement. Already framed with studded walls, this expansive space offers incredible potential to create additional living space, a home gym, workshop, recreation room, or in-law suite with minimal effort.
Enjoy added peace of mind knowing the HVAC system and attic furnace were both replaced in May 2026, providing years of efficient comfort for the new owners.
Whether you're looking for room to grow, space to entertain, or easy access to the lake while staying close to Chattanooga, this exceptional home truly has it all. Don't miss your opportunity to call this one HOME!
For sale
Price cut: $15K (8/27)
$720,000
1098 Harbor Point Dr, Soddy Daisy, TN 37379
4beds
3,222sqft
Single Family Residence
Built in 1998
0.82 Acres Lot
$698,100 Zestimate®
$223/sqft
$15/mo HOA
What's special
Additional utility garageConvenient wet barLarge walk-in closetPremium workspaceQuartz countertopsAbundant custom cabinetryCrown moulding
- 31 days
- 1,069
- 53
Zillow last checked:
Listing updated:
Listed by:
Jordan Dupree 423-413-4023,
United Real Estate Experts 423-771-7611
Source: Greater Chattanooga Realtors,MLS#: 1539927
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Central, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Built-In Gas Oven, Dishwasher, Gas Range, Gas Water Heater, Microwave, Range Hood
- Laundry: Laundry Room, Main Level
Features
- Crown Molding, Kitchen Island, Primary Downstairs, Stone Counters, Vaulted Ceiling(s), Wet Bar, Separate Dining Room
- Flooring: Carpet, Hardwood, Tile
- Basement: Full,Unfinished
- Number of fireplaces: 1
- Fireplace features: Family Room, Gas Log
Interior area
- Total structure area: 3,222
- Total interior livable area: 3,222 sqft
- Finished area above ground: 3,222
Property
Parking
- Total spaces: 4
- Parking features: Concrete, Driveway, Off Street, Garage Faces Side
- Attached garage spaces: 4
Features
- Patio & porch: Rear Porch
- Exterior features: Rain Gutters
- Fencing: Back Yard
- Waterfront features: Lake
Lot
- Size: 0.82 Acres
- Dimensions: 232.27 x 155.0
Details
- Parcel number: 049j C 010
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block
- Roof: Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Water Connected
Community & HOA
Community
- Features: Street Lights, Sidewalks
- Security: Security System
- Subdivision: Harbor Landing
HOA
- Has HOA: Yes
- HOA fee: $175 annually
Location
- Region: Soddy Daisy
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $566,100
- Annual tax amount: $3,710
- Date on market: 8/2/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$698,100
$663,000 - $733,000
$2,909/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2026 | Price change | $720,000-2%$223/sqft |
Source: Greater Chattanooga Realtors #1539927 Report a problem | ||
| 8/14/2026 | Price change | $735,000-2%$228/sqft |
Source: Greater Chattanooga Realtors #1539927 Report a problem | ||
| 8/2/2026 | Listed for sale | $750,000+197.6%$233/sqft |
Source: Greater Chattanooga Realtors #1539927 Report a problem | ||
| 3/6/2012 | Sold | $252,000-3%$78/sqft |
Source: Greater Chattanooga Realtors #1171999 Report a problem | ||
| 2/1/2012 | Price change | $259,900-5.5%$81/sqft |
Source: Homepath #1171999 Report a problem | ||
| 12/29/2011 | Price change | $275,000-13.8%$85/sqft |
Source: Homepath #1171999 Report a problem | ||
| 12/1/2011 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 11/23/2011 | Sold | $318,930+13.1%$99/sqft |
Source: Public Record Report a problem | ||
| 11/13/2000 | Sold | $282,000+2.1%$88/sqft |
Source: Public Record Report a problem | ||
| 2/10/2000 | Sold | $276,152+886.3%$86/sqft |
Source: Public Record Report a problem | ||
| 10/17/1997 | Sold | $28,000+12%$9/sqft |
Source: Public Record Report a problem | ||
| 2/3/1997 | Sold | $25,000$8/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,711 +7.1% | $141,525 +45.7% |
| 2024 | $3,464 +6.1% | $97,125 |
| 2023 | $3,266 | $97,125 |
| 2022 | $3,266 +50.3% | $97,125 |
| 2021 | $2,173 -7.9% | $97,125 +13.9% |
| 2020 | $2,359 | $85,300 |
| 2019 | $2,359 | $85,300 |
| 2018 | $2,359 -33% | $85,300 |
| 2017 | $3,521 +12.7% | $85,300 |
| 2016 | $3,125 | -- |
| 2015 | $3,125 | $75,675 |
| 2014 | $3,125 -16% | -- |
| 2013 | $3,722 | $75,675 -23.4% |
| 2012 | $3,722 +36.2% | $98,850 |
| 2011 | $2,733 | $98,850 |
| 2010 | $2,733 | $98,850 |
| 2009 | $2,733 | $98,850 +20.3% |
| 2008 | -- | $82,175 |
| 2007 | -- | $82,175 |
| 2006 | -- | $82,175 |
| 2005 | -- | $82,175 +11.2% |
| 2004 | -- | $73,925 |
| 2003 | -- | $73,925 |
| 2002 | -- | $73,925 |
| 2001 | -- | $73,925 +22.7% |
| 2000 | -- | $60,225 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 37379
Nearby schools
Schools provided by the listing agent
- Elementary: Soddy Elementary
- Middle: Soddy-Daisy Middle
- High: Soddy-Daisy High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.







