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For sale
    • Price cut: $30K (7/9)
    $899,000

    11 Topaz Cv, Miramar Beach, FL 32550

    4beds
    2,124sqft
    : 
    $5,490/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    5,227 Square Feet Lot
    $-- Zestimate®
    $423/sqft
    $-- HOA

    What's special

    Large semi-private patio area
    This beautifully maintained 4-bedroom, 3-bath residence in the heart of Miramar Beach has two distinctive features: three Live Oak trees provide natural shade and character over the entire large semi-private patio area. And secondly, the home is ideally positioned as the closest home in the neighborhood to the beach. These features offer a rare combination of charm, convenience, and strong investment potential. Located within a secure, golf cart-friendly gated community south of Hwy 98, you're just a short 5-minute walk to private deeded beach access -- complete with restrooms and a seasonal snack bar. With projected short-term rental income of $60,000-$80,000+, this property presents an outstanding opportunity for investors or second-home buyers alike. The home has been thoughtfully updated with a new roof in 2024 (lifetime warranty) and a new HVAC system in 2023, and is offered fully furnished for a seamless, turn-key experience. Inside, the third-floor bunk room is a standout -- a fun and functional retreat that kids and guests will love. Residents enjoy access to two community pools, a pickleball court, and complimentary seasonal beach chair service. With gated entry from both Scenic Hwy 98 and Emerald Coast Parkway, you're just minutes from dining, shopping, golf, and all that Destin and Miramar Beach have to offer. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home delivers the ideal coastal lifestyle.
    112 days
    |
    523
    |
    33
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    At The Beach Team 850-654-3325,

    Keller Williams Realty Destin,

    John B Skinner Jr 850-543-5763,

    Keller Williams Realty SRB

    Source: ECAOR,MLS#: 1002194MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: Second
      • Area: 378 Square Feet
      • Dimensions: 18 x 21
      Bedroom
      • Level: First
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Bedroom
      • Level: Second
      • Area: 234 Square Feet
      • Dimensions: 18 x 13
      Bedroom
      • Level: Third
      • Area: 300 Square Feet
      • Dimensions: 20 x 15
      Kitchen
      • Level: First
      • Area: 378 Square Feet
      • Dimensions: 21 x 18
      Living room
      • Level: First
      • Area: 280 Square Feet
      • Dimensions: 14 x 20
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • Recessed Lighting, Split Bedroom, Walls Paneled, Woodwork Painted
      • Flooring: Hardwood, Tile
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,124
      • Total interior livable area: 2,124 sqft

      Property

      Features
      • Stories: 3
      • Patio & porch: Covered, Porch
      • Exterior features: Balcony, Outdoor Shower, Sprinkler System
      • Fencing: Partial,Privacy
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 105 x 50
      • Features: Corner Lot, Within 1/2 Mile to Water
      Details
      • Additional structures: Pavillion/Gazebo
      • Parcel number: 302S21428300000570
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida Cottage
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Metal
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1993

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Deed Access, Gated, Pavillion/Gazebo, Picnic Area, Pool, Pickleball, Short Term Rental - Allowed
      • Security: Smoke Detector(s)
      • Subdivision: EMERALD SHORES OF SOUTH WALTON
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Legal, Recreational Faclty, Security, Trash
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $423/sqft
      • Tax assessed value: $700,774
      • Annual tax amount: $3,984
      • Date on market: 5/26/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/9/2026Price change$899,000-3.2%$423/sqft
        Source: ECAOR #1002194 Report a problem
        5/26/2026Price change$929,000-3.2%$437/sqft
        Source: ECAOR #1002194 Report a problem
        5/4/2026Listed for sale$959,900+275%$452/sqft
        Source: ECAOR #1002194 Report a problem
        10/16/2012Listing removed$255,950$121/sqft
        Source: RE/MAX Coastal Properties #111343 Report a problem
        10/11/2012Listed for sale$255,950-4.5%$121/sqft
        Source: RE/MAX Coastal Properties #111343 Report a problem
        1/10/2002Sold$268,000$126/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,985 +2%$479,588 +2.9%
        2024$3,908 +3.8%$466,072 +3%
        2023$3,764 +1.2%$452,497 +3%
        2022$3,718 -1.2%$439,317 +3%
        2021$3,764 -1.6%$426,521 +1.4%
        2020$3,827 -2.8%$420,632 +10.1%
        2019$3,939 $381,912 -1.6%
        2018$3,939 +7.4%$388,109 +23%
        2017$3,669 +17.3%$315,630 +15%
        2016$3,128 +31.7%$274,396 +0.7%
        2015$2,375 -0.8%$272,489 +0.8%
        2014$2,395 $270,326 +1.5%
        2013-- $266,331 +1.7%
        2012-- $261,879 +3%
        2011-- $254,251 -3.3%
        2010-- $263,051 -5.8%
        2009-- $279,274 -23.9%
        2008-- $367,000 -32.2%
        2007-- $541,200 +5.6%
        2005-- $512,621 +114.1%
        2004-- $239,440 +6.6%
        2003-- $224,604 +8.5%
        2002-- $207,027 -7.1%
        2001-- $222,907
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 32550

        Getting around

        21 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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