This beautifully maintained 4-bedroom, 3-bath residence in the heart of Miramar Beach has two distinctive features: three Live Oak trees provide natural shade and character over the entire large semi-private patio area. And secondly, the home is ideally positioned as the closest home in the neighborhood to the beach. These features offer a rare combination of charm, convenience, and strong investment potential. Located within a secure, golf cart-friendly gated community south of Hwy 98, you're just a short 5-minute walk to private deeded beach access -- complete with restrooms and a seasonal snack bar. With projected short-term rental income of $60,000-$80,000+, this property presents an outstanding opportunity for investors or second-home buyers alike. The home has been thoughtfully updated with a new roof in 2024 (lifetime warranty) and a new HVAC system in 2023, and is offered fully furnished for a seamless, turn-key experience. Inside, the third-floor bunk room is a standout -- a fun and functional retreat that kids and guests will love. Residents enjoy access to two community pools, a pickleball court, and complimentary seasonal beach chair service. With gated entry from both Scenic Hwy 98 and Emerald Coast Parkway, you're just minutes from dining, shopping, golf, and all that Destin and Miramar Beach have to offer. Whether you're searching for a primary residence, vacation getaway, or income-producing property, this home delivers the ideal coastal lifestyle.
For sale
Price cut: $30.9K (5/26)
$929,000
11 Topaz Cv, Miramar Beach, FL 32550
4beds
2,124sqft
Single Family Residence
Built in 1993
5,227 Square Feet Lot
$-- Zestimate®
$437/sqft
$-- HOA
What's special
Large semi-private patio area
- 66 days |
- 346 |
- 20 |
Zillow last checked:
Listing updated:
Listed by:
At The Beach Team 850-654-3325,
Keller Williams Realty Destin,
John B Skinner Jr 850-543-5763,
Keller Williams Realty SRB
Source: ECAOR,MLS#: 1002194
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Area: 378 Square Feet
- Dimensions: 18 x 21
Bedroom
- Level: First
- Area: 234 Square Feet
- Dimensions: 18 x 13
Bedroom
- Level: Second
- Area: 234 Square Feet
- Dimensions: 18 x 13
Bedroom
- Level: Third
- Area: 300 Square Feet
- Dimensions: 20 x 15
Kitchen
- Level: First
- Area: 378 Square Feet
- Dimensions: 21 x 18
Living room
- Level: First
- Area: 280 Square Feet
- Dimensions: 14 x 20
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Recessed Lighting, Split Bedroom, Walls Paneled, Woodwork Painted
- Flooring: Hardwood, Tile
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,124
- Total interior livable area: 2,124 sqft
Property
Features
- Stories: 3
- Patio & porch: Covered, Porch
- Exterior features: Balcony, Outdoor Shower, Sprinkler System
- Fencing: Partial,Privacy
Lot
- Size: 5,227 Square Feet
- Dimensions: 105 x 50
- Features: Corner Lot, Within 1/2 Mile to Water
Details
- Additional structures: Pavillion/Gazebo
- Parcel number: 302S21428300000570
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Metal
Condition
- Construction Complete
- New construction: No
- Year built: 1993
Community & HOA
Community
- Features: BBQ Pit/Grill, Beach, Deed Access, Gated, Pavillion/Gazebo, Picnic Area, Pool, Pickleball, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: EMERALD SHORES OF SOUTH WALTON
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Legal, Recreational Faclty, Security, Trash
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $437/sqft
- Tax assessed value: $700,774
- Annual tax amount: $3,984
- Date on market: 5/26/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $929,000-3.2%$437/sqft |
Source:  ECAOR #1002194 Report a problem | ||
| 5/4/2026 | Listed for sale | $959,900+275%$452/sqft |
Source: ECAOR #1002194 Report a problem | ||
| 10/16/2012 | Listing removed | $255,950$121/sqft |
Source: RE/MAX Coastal Properties #111343 Report a problem | ||
| 10/11/2012 | Listed for sale | $255,950-4.5%$121/sqft |
Source: RE/MAX Coastal Properties #111343 Report a problem | ||
| 1/10/2002 | Sold | $268,000$126/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,985 +2% | $479,588 +2.9% |
| 2024 | $3,908 +3.8% | $466,072 +3% |
| 2023 | $3,764 +1.2% | $452,497 +3% |
| 2022 | $3,718 -1.2% | $439,317 +3% |
| 2021 | $3,764 -1.6% | $426,521 +1.4% |
| 2020 | $3,827 -2.8% | $420,632 +10.1% |
| 2019 | $3,939 | $381,912 -1.6% |
| 2018 | $3,939 +7.4% | $388,109 +23% |
| 2017 | $3,669 +17.3% | $315,630 +15% |
| 2016 | $3,128 +31.7% | $274,396 +0.7% |
| 2015 | $2,375 -0.8% | $272,489 +0.8% |
| 2014 | $2,395 | $270,326 +1.5% |
| 2013 | -- | $266,331 +1.7% |
| 2012 | -- | $261,879 +3% |
| 2011 | -- | $254,251 -3.3% |
| 2010 | -- | $263,051 -5.8% |
| 2009 | -- | $279,274 -23.9% |
| 2008 | -- | $367,000 -32.2% |
| 2007 | -- | $541,200 +5.6% |
| 2005 | -- | $512,621 +114.1% |
| 2004 | -- | $239,440 +6.6% |
| 2003 | -- | $224,604 +8.5% |
| 2002 | -- | $207,027 -7.1% |
| 2001 | -- | $222,907 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32550
Nearby schools
GreatSchools rating
- 9/10Van R. Butler Elementary SchoolGrades: K-5Distance: 8.2 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 17 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 12.9 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Miramar Beach
- 32550
- 11 Topaz Cv
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