This well-appointed four-bedroom, two-bath home offers 1,919 square feet of comfortable coastal living in the desirable Paradise Retreat neighborhood of Miramar Beach, complete with 320 feet of private deeded beach access. Also golf cart friendly neighborhood. Whether used as a primary residence, second home, or income-producing property, the layout and location provide exceptional versatility.
Inside, the open living spaces feature travertine flooring, upgraded recessed lighting, and stainless steel appliances, creating a bright and functional environment for everyday living and entertaining. The home flows seamlessly to a private outdoor area where a six-person hot tub is nestled within a naturally landscaped setting, offering a relaxing retreat after a day at the beach. Recent improvements include a new roof in 2024, fresh exterior paint and landscaping, and previously updated HVAC and gas water heater, adding long-term value and peace of mind. The property has a proven vacation rental history while still maintaining the feel of a comfortable coastal home.
Offered furnished with flexible options for partial or unfurnished arrangements, this Miramar Beach property presents an excellent opportunity to enjoy beachside living with strong long-term appeal in a well-established neighborhood.
For sale
Price cut: $19K (8/24)
$840,000
55 Secret Harbor Dr, Miramar Beach, FL 32550
4beds
1,919sqft
Single Family Residence
Built in 2004
5,662 Square Feet Lot
$-- Zestimate®
$438/sqft
$-- HOA
What's special
Four-bedroom two-bath homeOpen living spacesTravertine flooringUpgraded recessed lightingStainless steel appliancesPrivate outdoor area
- 216 days
- 333
- 5
Zillow last checked:
Listing updated:
Listed by:
Sheila F Coffee 850-797-5998,
Berkshire Hathaway HomeServices,
Brenda R Coffee 850-797-8838,
Berkshire Hathaway HomeServices
Source: ECAOR,MLS#: 993777
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 208 Square Feet
- Dimensions: 16 x 13
Bedroom
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Bedroom
- Level: First
- Area: 120 Square Feet
- Dimensions: 12 x 10
Bedroom
- Level: First
- Area: 121 Square Feet
- Dimensions: 11 x 11
Dining area
- Level: First
- Area: 132 Square Feet
- Dimensions: 12 x 11
Living room
- Level: First
- Area: 400 Square Feet
- Dimensions: 25 x 16
Heating
- Central, Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Gas Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Cathedral Ceiling(s), Vaulted Ceiling(s), Recessed Lighting, Owner's Closet
- Flooring: Tile, Vinyl
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,919
- Total interior livable area: 1,919 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Has spa: Yes
- Spa features: Heated
Lot
- Size: 5,662 Square Feet
- Dimensions: 110 x 50
Details
- Parcel number: 302S214279000C0380
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick, Trim Vinyl
- Foundation: Slab
- Roof: Composition
Condition
- Construction Complete
- New construction: No
- Year built: 2004
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Beach, Deed Access, Gated, Short Term Rental - Allowed
- Security: Smoke Detector(s)
- Subdivision: PARADISE RETREAT
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Land Recreation, Management, Trash
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $438/sqft
- Tax assessed value: $655,389
- Annual tax amount: $5,921
- Date on market: 1/27/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/24/2026 | Price change | $840,000-2.2%$438/sqft |
Source: | ||
| 8/4/2026 | Price change | $859,000-1.2%$448/sqft |
Source: | ||
| 6/12/2026 | Price change | $869,000-1.1%$453/sqft |
Source: | ||
| 5/8/2026 | Price change | $879,000-1.1%$458/sqft |
Source: | ||
| 3/24/2026 | Price change | $889,000-1.1%$463/sqft |
Source: | ||
| 1/27/2026 | Listed for sale | $899,000+11.7%$468/sqft |
Source: | ||
| 8/30/2024 | Sold | $805,000-1.2%$419/sqft |
Source: | ||
| 7/22/2024 | Pending sale | $815,000$425/sqft |
Source: | ||
| 7/21/2024 | Listed for sale | $815,000-0.6%$425/sqft |
Source: | ||
| 7/12/2024 | Listing removed | -- |
Source: | ||
| 6/14/2024 | Price change | $820,000-2.4%$427/sqft |
Source: | ||
| 5/18/2024 | Listed for sale | $840,000+158.5%$438/sqft |
Source: | ||
| 12/16/2016 | Sold | $325,000-3%$169/sqft |
Source: | ||
| 10/20/2016 | Price change | $334,900-1.5%$175/sqft |
Source: NextHome White Sands #760206 Report a problem | ||
| 10/6/2016 | Price change | $339,900-2.9%$177/sqft |
Source: NextHome White Sands #760206 Report a problem | ||
| 9/4/2016 | Listed for sale | $349,900+49.9%$182/sqft |
Source: NextHome White Sands #760206 Report a problem | ||
| 7/15/2004 | Sold | $233,400$122/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,922 -2% | $655,389 -1% |
| 2024 | $6,045 +27% | $661,772 +17.7% |
| 2023 | $4,761 +1.2% | $562,307 +3% |
| 2022 | $4,706 +36% | $545,929 +64.6% |
| 2021 | $3,459 +14.9% | $331,615 +10% |
| 2020 | $3,009 +0.7% | $301,468 +0.2% |
| 2019 | $2,987 | $300,785 +1.8% |
| 2018 | $2,987 +1.4% | $295,380 +9.6% |
| 2017 | $2,945 +10.3% | $269,462 +4% |
| 2016 | $2,671 +20.2% | $258,997 +0.7% |
| 2015 | $2,221 -0.8% | $257,197 +0.8% |
| 2014 | $2,240 | $255,156 +16.4% |
| 2013 | -- | $219,167 +17.1% |
| 2012 | -- | $187,220 -1.6% |
| 2011 | -- | $190,268 -0.6% |
| 2010 | -- | $191,374 -8.2% |
| 2009 | -- | $208,581 -23% |
| 2008 | -- | $270,867 -22% |
| 2007 | -- | $347,232 -0.2% |
| 2005 | -- | $347,878 +2373% |
| 2004 | -- | $14,067 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32550
Nearby schools
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Destin
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.









