For sale

$220,000

1103 Monterey Ln APT 203, Cold Spring, KY 41076

2beds

1,153sqft

$1,966/mo

Get pre-qualified

Condominium, Residential

Built in ----

-- sqft lot

$214,500 Zestimate^®

$191/sqft

$345/mo HOA

What's special

Stainless steel appliancesColorful seasonal viewsGranite countertops

*Union Home Mortgage lender credit of up to 1 percent of the loan amount available to qualified buyers financing through UHM. Restrictions apply.* NO STEP living in Chardonnay Condos! Conveniently located minutes from NKU and less than 15 minutes from downtown Cincinnati, this beautifully maintained 2 bedroom, 2 bath condo with a 1 car garage is ready for you to move right in. Enjoy granite countertops, stainless steel appliances and easy, low maintenance living. Relax on the covered deck overlooking an open green space and tree line with colorful seasonal views, a welcoming spot for morning coffee or unwinding at the end of the day. HOA fees include water, trash and sanitation, plus access to the community pool, clubhouse and fitness area. Comfort, convenience and community amenities all in one!

15 days
362
11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Bath Adjoins, Ceiling Fan(s), Carpet Flooring, Walk-In Closet(s)
Level: First
Area: 180
Dimensions: 15 x 12

Bedroom 2

Features: Carpet Flooring
Level: First
Area: 120
Dimensions: 12 x 10

Dining room

Features: Walk-Out Access
Level: First
Area: 110
Dimensions: 11 x 10

Kitchen

Features: Pantry
Level: First
Area: 90
Dimensions: 10 x 9

Living room

Features: Carpet Flooring, Fireplace(s)
Level: First
Area: 375
Dimensions: 25 x 15

Heating

Heat Pump, Electric

Cooling

Central Air

Appliances

Included: Electric Oven, Electric Range, Dishwasher, Disposal, Dryer, Microwave, Refrigerator

Features

Windows: Double Hung
Number of fireplaces: 1
Fireplace features: Electric

Interior area

Total structure area: 1,153
Total interior livable area: 1,153 sqft

Property

Parking

Total spaces: 1
Parking features: Driveway, Garage, Off Street
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1

Details

Parcel number: 9999936357.78

Construction

Type & style

Home type: Condo
Architectural style: Ranch
Property subtype: Condominium, Residential
Attached to another structure: Yes

Materials

Brick, Vinyl Siding
Foundation: Poured Concrete
Roof: Shingle

Condition

Existing Structure
New construction: No

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, None

Community & HOA

Community

Subdivision: Chardonnay Condos

HOA

Has HOA: Yes
Amenities included: Pool, Clubhouse, Fitness Center
Services included: Association Fees, Maintenance Grounds, Sewer, Snow Removal, Trash, Water
HOA fee: $345 monthly

Location

Region: Cold Spring

Financial & listing details

Price per square foot: $191/sqft
Tax assessed value: $138,400
Annual tax amount: $1,105
Date on market: 10/27/2026
Cumulative days on market: 16 days

Estimated market value

$214,500

$204,000 - $225,000

$1,649/mo

Price history

Date	Event	Price
10/27/2026	Listed for sale	$220,000+84.9%$191/sqft
Source: NKMLS #647890 Report a problem
3/17/2014	Listing removed	$119,000$103/sqft
Source: HUFF Realty, LLC #427501 Report a problem
1/23/2014	Listed for sale	$119,000+495%$103/sqft
Source: HUFF Realty, LLC #427501 Report a problem
2/8/2013	Sold	$20,000-83.7%$17/sqft
Source: Public Record Report a problem
6/2/2003	Sold	$122,465$106/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2023	$1,105 +31.9%	$138,400 +28.7%
2022	$838	$107,500
2021	$838 -4.1%	$107,500
2018	$874 -7.4%	$107,500
2017	$944 +4.4%	$107,500
2016	$904	$107,500
2015	$904 +29.1%	$107,500 +17.5%
2014	$700	$91,500 -20.4%
2013	--	$115,000
2012	--	$115,000
2011	--	$115,000 -10.9%
2010	--	$129,000
2009	--	$129,000
2008	--	$129,000
2007	--	$129,000 +5.3%
2006	--	$122,465
2005	--	$122,465 +12246400%
2004	--	$1