Motivated Seller-Make your waterfront dream a reality! Welcome to this stunning 4-bedroom, 3-bath brick home on Rumsey Island, offering breathtaking water views and exceptional indoor-outdoor living. Designed with an open-concept layout on both the main level and fully finished lower level, this home is perfect for relaxing and entertaining. The beautifully crafted sunroom features cathedral ceilings and panoramic views of the water, filling the space with natural light and serenity. Step outside to enjoy 112 feet of prime waterfront, complete with a private 35-foot dock equipped with electric and water—ideal for boating enthusiasts. Multiple outdoor spaces, including two decks, a patio, and a charming gazebo, provide the perfect setting for gatherings or quiet moments by the water. The finished lower level adds incredible versatility with a cozy fireplace, wet bar, additional bedroom, full bath, and walk-out access to the backyard and waterfront. This pet-friendly home also includes thoughtful features like multiple doggie doors and a fenced area in back. Additional highlights include stainless steel appliances, built-in lighting throughout, fruit trees, a new bulkhead, tankless water heater, and new fencing for added privacy. With endless amenities and a setting that feels like a private retreat, this is a rare opportunity to own your own piece of waterfront paradise.
For sale
Price cut: $15K (6/2)
$650,000
112 Shell Cove Ct, Joppa, MD 21085
4beds
2,475sqft
Single Family Residence
Built in 1978
0.29 Acres Lot
$642,000 Zestimate®
$263/sqft
$-- HOA
What's special
Cozy fireplaceNew bulkheadFinished lower levelFruit treesTankless water heaterMultiple doggie doorsCharming gazebo
- 85 days |
- 494 |
- 26 |
Zillow last checked:
Listing updated:
Listed by:
Alissa Ringley 667-276-0353,
Weichert, Realtors - Diana Realty (410) 893-1200,
Co-Listing Agent: Pamela Ringley 410-652-9683,
Weichert, Realtors - Diana Realty
Source: Bright MLS,MLS#: MDHR2053194
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Sun/Florida Room, Bathroom 2, Bathroom 3, Primary Bathroom
Primary bedroom
- Features: Crown Molding, Flooring - HardWood, Ceiling Fan(s)
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13 X 12
Bedroom 2
- Features: Ceiling Fan(s), Flooring - HardWood
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 3
- Features: Ceiling Fan(s), Flooring - HardWood
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 X 11
Bedroom 4
- Features: Flooring - Vinyl, Walk-In Closet(s)
- Level: Lower
- Area: 176 Square Feet
- Dimensions: 16 X 11
Primary bathroom
- Features: Flooring - Tile/Brick
- Level: Main
- Area: 35 Square Feet
- Dimensions: 7 X 5
Bathroom 2
- Features: Flooring - Tile/Brick, Bathroom - Tub Shower
- Level: Main
- Area: 49 Square Feet
- Dimensions: 7 X 7
Bathroom 3
- Features: Countertop(s) - Solid Surface, Flooring - Vinyl
- Level: Lower
- Area: 84 Square Feet
- Dimensions: 12 X 7
Dining room
- Features: Crown Molding, Flooring - HardWood
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12 X 10
Family room
- Features: Basement - Finished, Fireplace - Gas, Flooring - Carpet, Wet Bar
- Level: Lower
- Area: 756 Square Feet
- Dimensions: 28 X 27
Kitchen
- Features: Ceiling Fan(s), Crown Molding, Countertop(s) - Solid Surface, Flooring - Tile/Brick, Eat-in Kitchen, Pantry
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12 X 12
Living room
- Features: Flooring - HardWood, Crown Molding
- Level: Main
- Area: 221 Square Feet
- Dimensions: 17 X 13
Other
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet
- Level: Main
- Area: 324 Square Feet
- Dimensions: 27 X 12
Heating
- Forced Air, Electric, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Tankless Water Heater, Gas Water Heater
- Laundry: In Basement, Lower Level
Features
- Crown Molding, Open Floorplan, Eat-in Kitchen, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Walk-In Closet(s), Built-in Features, Ceiling Fan(s), Combination Dining/Living, Kitchen Island, Dry Wall, Wood Walls, Wood Ceilings, 9'+ Ceilings
- Flooring: Hardwood, Ceramic Tile, Carpet, Wood
- Doors: Sliding Glass, Storm Door(s)
- Windows: Bay/Bow, Screens
- Basement: Full,Finished,Windows,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,475
- Total interior livable area: 2,475 sqft
- Finished area above ground: 1,762
- Finished area below ground: 713
Property
Parking
- Total spaces: 3
- Parking features: Attached Carport, Driveway, On Street
- Carport spaces: 1
- Uncovered spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Split Foyer,Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Boat Storage
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: Marina, River, Water
- Has water view: Yes
- Water view: Marina,River,Water
- Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Cove
- Frontage length: Water Frontage Ft: 112
Lot
- Size: 0.29 Acres
- Dimensions: 85.00 x
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 01120174
- Zoning: R3
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Block
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & HOA
Community
- Security: Smoke Detector(s), Carbon Monoxide Detector(s)
- Subdivision: Rumsey Island
HOA
- Has HOA: No
Location
- Region: Joppa
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $473,500
- Annual tax amount: $4,861
- Date on market: 4/2/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: FHA,VA Loan,Cash,Conventional
- Ownership: Fee Simple
Estimated market value
$642,000
$610,000 - $674,000
$2,871/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/2/2026 | Price change | $650,000-2.3%$263/sqft |
Source:  Bright MLS #MDHR2053194 Report a problem | ||
| 5/12/2026 | Price change | $665,000-1.5%$269/sqft |
Source: Bright MLS #MDHR2053194 Report a problem | ||
| 4/26/2026 | Price change | $675,000-1.5%$273/sqft |
Source: Bright MLS #MDHR2053194 Report a problem | ||
| 4/15/2026 | Price change | $685,000-2.1%$277/sqft |
Source: Bright MLS #MDHR2053194 Report a problem | ||
| 4/2/2026 | Listed for sale | $700,000+64.7%$283/sqft |
Source: Bright MLS #MDHR2053194 Report a problem | ||
| 4/22/2020 | Sold | $425,000$172/sqft |
Source: Public Record Report a problem | ||
| 2/14/2020 | Pending sale | $425,000$172/sqft |
Source: MJL Realty LLC #MDHR238742 Report a problem | ||
| 2/6/2020 | Listed for sale | $425,000$172/sqft |
Source: MJL Realty LLC #MDHR238742 Report a problem | ||
| 11/24/2019 | Listing removed | $425,000$172/sqft |
Source: MJL Realty LLC #MDHR238742 Report a problem | ||
| 10/11/2019 | Price change | $425,000-2.3%$172/sqft |
Source: MJL Realty LLC #MDHR238742 Report a problem | ||
| 9/30/2019 | Price change | $435,000-3.3%$176/sqft |
Source: MJL Realty LLC #MDHR238742 Report a problem | ||
| 9/14/2019 | Listed for sale | $450,000+9.8%$182/sqft |
Source: MJL Realty LLC #MDHR238742 Report a problem | ||
| 12/1/2015 | Sold | $410,000+10.8%$166/sqft |
Source: Public Record Report a problem | ||
| 12/5/2012 | Sold | $370,000-15.9%$149/sqft |
Source: Public Record Report a problem | ||
| 5/24/2012 | Listing removed | $439,900$178/sqft |
Source: Garceau Realty #HR7675480 Report a problem | ||
| 8/20/2011 | Price change | $439,9000%$178/sqft |
Source: Garceau Realty #HR7675480 Report a problem | ||
| 5/23/2011 | Price change | $440,000-4.3%$178/sqft |
Source: Long & Foster Real Estate #HR7493394 Report a problem | ||
| 1/23/2011 | Price change | $460,000-3.2%$186/sqft |
Source: Long & Foster Real Estate #HR7493394 Report a problem | ||
| 1/9/2011 | Price change | $475,000-4%$192/sqft |
Source: Long & Foster Real Estate #HR7493394 Report a problem | ||
| 12/10/2010 | Listed for sale | $495,000$200/sqft |
Source: Long & Foster Real Estate #HR7493394 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,797 +5.2% | $446,000 +6.6% |
| 2024 | $4,561 | $418,500 |
| 2023 | $4,561 | $418,500 |
| 2022 | $4,561 -6.8% | $418,500 -2.6% |
| 2021 | $4,892 -0.9% | $429,500 +0.4% |
| 2020 | $4,935 +0.4% | $427,600 -0.4% |
| 2019 | $4,913 +0.4% | $429,500 +1.3% |
| 2018 | $4,891 | $423,800 |
| 2017 | $4,891 | $423,800 +8.5% |
| 2016 | -- | $390,733 +4.4% |
| 2015 | -- | $374,200 |
| 2014 | $3,969 | $374,200 |
| 2013 | -- | $374,200 -22.6% |
| 2012 | -- | $483,200 |
| 2011 | -- | $483,200 |
| 2010 | -- | $483,200 -14% |
| 2009 | -- | $561,970 +12.9% |
| 2008 | -- | $497,606 +14.9% |
| 2007 | -- | $433,243 +17.4% |
| 2006 | -- | $368,880 +10.4% |
| 2005 | -- | $334,166 +11.6% |
| 2004 | -- | $299,453 +13.1% |
| 2003 | -- | $264,740 +2.9% |
| 2002 | -- | $257,232 +3% |
| 2001 | -- | $249,726 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21085
Nearby schools
GreatSchools rating
- 2/10Joppatowne Elementary SchoolGrades: PK-5Distance: 1 mi
- 4/10Magnolia Middle SchoolGrades: 6-8Distance: 1.3 mi
- 4/10Joppatowne High SchoolGrades: 9-12Distance: 0.5 mi
Schools provided by the listing agent
- District: Harford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Harford County
- Joppa
- 21085
- 112 Shell Cove Ct
Nearby cities
Nearby zip codes
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