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  • $1,075,000

    113 Cross Current Ln, Belmont, NC 28012

    5beds
    4,318sqft
    : 
    $6,779/mo
    Get pre-qualified
    Single Family Residence
    Built in 2020
    0.57 Acres Lot
    $1,045,100 Zestimate®
    $249/sqft
    $129/mo HOA

    What's special

    Beautifully maintainedAbundant easily accessible storageExpansive islandImpressive three-car garageGenerous living spacesThoughtfully designedLuxurious spa-inspired ensuite bathroom
    113 Cross Current offers a rare opportunity to enjoy elevated living in the highly desirable McLean–South Shore waterfront community, where residents have access to the lake, a private kayak launch, and resort-inspired amenities that create a relaxed yet refined lifestyle. Ideally located near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, the community provides an exceptional balance of peaceful surroundings and everyday convenience, with marinas and endless opportunities for waterfront recreation just minutes away. Beautifully maintained and thoughtfully designed, the home features a sophisticated yet highly functional layout. The expansive primary suite serves as a private retreat, complete with a luxurious, spa-inspired ensuite bathroom created for comfort and relaxation. Each additional bedroom features its own walk-in closet and direct bathroom access, providing exceptional privacy and convenience for both residents and guests. Generous living spaces and flexible-use areas offer plenty of versatility for entertaining, working from home, or simply unwinding. At the heart of the home, the chef’s kitchen makes an impressive statement with an expansive island, butler’s pantry, and seamless connection to the surrounding living and gathering spaces. The open-concept design is anchored by a striking stone fireplace, while a built-in drop zone adds both character and everyday functionality. Thoughtful design continues throughout with abundant, easily accessible storage and an impressive three-car garage, complemented by an oversized driveway that provides plenty of additional parking. Outdoors, the covered porch with ceiling fan overlooks a private, level backyard framed by mature trees. A cozy fire pit provides an inviting setting for quiet evenings, gatherings with friends, or relaxing under the stars. Blending timeless finishes, thoughtful craftsmanship, generous living spaces, and an exceptional waterfront community lifestyle, 113 Cross Current is a home that truly stands apart.
    44 days
    1,112
    97

    Zillow last checked:

    Listing updated:

    Listed by:

    Scottie Tyson scottie.tyson@exprealty.com,

    EXP Realty LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4420342MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Third
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Third
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Office
      • Level: Main
      Heating
      • Central, Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Dual
      Appliances
      • Included: Convection Oven, Dishwasher, Disposal, Exhaust Hood, Filtration System, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Wall Oven
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level
      Features
      • Drop Zone, Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
      • Flooring: Carpet, Hardwood, Tile
      • Doors: French Doors
      • Has basement: No
      • Attic: Walk-In
      • Fireplace features: Gas Log, Living Room
      Interior area
      • Total structure area: 3,789
      • Total interior livable area: 4,318 sqft
      • Finished area above ground: 4,318
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Keypad Entry, Garage on Main Level
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      Features
      • Levels: Two and a Half
      • Stories: 2.5
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Exterior features: Fire Pit, In-Ground Irrigation
      • Pool features: Community
      • Fencing: Back Yard,Electric
      • Waterfront features: Paddlesport Launch Site - Community
      • Body of water: Lake Wylie
      Lot
      • Size: 0.57 Acres
      • Features: Level, Private, Wooded
      Details
      • Parcel number: 300066
      • Zoning: RES
      • Special conditions: Relocation

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Partial, Fiber Cement
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City

      Community & HOA

      Community
      • Features: Clubhouse, Dog Park, Fitness Center, Lake Access, Playground, Pond, Recreation Area, Street Lights, Walking Trails
      • Subdivision: Mclean - South Shore
      HOA
      • Has HOA: Yes
      • HOA fee: $1,550 annually
      • HOA name: Property Matters
      • HOA phone: 704-803-9649
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $249/sqft
      • Tax assessed value: $918,260
      • Annual tax amount: $9,678
      • Date on market: 9/1/2026
      • Cumulative days on market: 173 days
      • Listing terms: Relocation Property
      • Exclusions: Washer and dryer in the laundry room. Fans in garages, all exercise equipment and storage, 3 mirrors in primary bedroom, mirror in entryway, mirror on stairs.
      • Road surface type: Concrete, Paved

        Estimated market value

        $1,045,100

        $993,000 - $1.10M

        $4,488/mo

        Price history

        DateEventPrice
        9/1/2026Listed for sale$1,075,000-4.4%$249/sqft
        Source: Canopy MLS as distributed by MLS GRID #4420342 Report a problem
        8/31/2026Listing removed$1,125,000$261/sqft
        Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
        7/14/2026Price change$1,125,000-2.2%$261/sqft
        Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
        6/23/2026Price change$1,150,000-2.1%$266/sqft
        Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
        5/20/2026Listed for sale$1,175,000-2.1%$272/sqft
        Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
        5/5/2026Listing removed$1,200,000$278/sqft
        Source: Canopy MLS as distributed by MLS GRID #4365957 Report a problem
        4/9/2026Listed for sale$1,200,000+72.2%$278/sqft
        Source: Canopy MLS as distributed by MLS GRID #4365957 Report a problem
        6/10/2020Sold$696,735$161/sqft
        Source: Canopy MLS as distributed by MLS GRID #3568486 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,678 $918,260
        2024$9,678 -1%$918,260
        2023$9,779 +13.3%$918,260 +38.8%
        2022$8,632 -3%$661,430
        2021$8,896 +501.3%$661,430
        2020$1,480 +9.2%$661,430 +561.4%
        2019$1,355 $100,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28012

        Getting around

        10 / 100
        Car-Dependent
        22 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: New Hope
        • Middle: Cramerton
        • High: South Point (NC)

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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