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ActivePrice cut: $25K (7/14)
$1,125,000
5beds
4,318sqft

113 Cross Current Ln, Belmont, NC 28012

5beds
4,318sqft
Single family residence
Built in 2020
0.57 Acres
3 Attached garage spaces
$261 price/sqft
$129/mo HOA

What's special

Abundant easily accessible storageSpacious three-car garageLuxurious spa-inspired ensuite bathroomOpen-concept designStunning stone fireplaceCozy fire pitBuilt-in drop zone

113 Cross Current presents a rare opportunity to experience elevated living in the highly desirable McLean–South Shore waterfront community, where residents enjoy lake access, a private kayak launch, and resort-inspired amenities designed for a relaxed yet luxurious lifestyle. Conveniently situated near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, this location offers the ideal blend of peaceful retreat and everyday accessibility, with marinas and endless waterfront recreation just minutes away. Beautifully maintained and thoughtfully crafted, the home offers a sophisticated yet functional layout. The expansive primary suite serves as a private retreat, featuring a luxurious spa-inspired ensuite bathroom designed with comfort and relaxation in mind. Every bedroom is designed with its own walk-in closet and direct bathroom access, creating a comfortable and private experience for both residents and guests. Generous living spaces and flexible-use areas provide the versatility needed for entertaining, remote work, or quiet relaxation. At the heart of the home, the chef’s kitchen impresses with an expansive island, butler’s pantry, and effortless connection to the surrounding living and gathering spaces. The open-concept design is complemented by a stunning stone fireplace and a built-in drop zone that adds both charm and convenience to daily living. Practicality meets style with abundant, easily accessible storage, a spacious three-car garage, and an oversized driveway offering ample parking. Outdoors, enjoy the covered porch with ceiling fan overlooking a private, level backyard surrounded by mature trees. A cozy fire pit creates the perfect setting for relaxing evenings or entertaining under the stars. Combining timeless finishes, thoughtful design, and an exceptional waterfront community lifestyle, this home truly stands apart. Seller will offer a $15,000 credit with an accepted offer before the end of August!

100 days
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696
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34
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Source: Canopy MLS as distributed by MLS GRID,MLS#: 4381958MLS Logo
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

Dillon Forstberg dillonforstberg@kw.com,

Keller Williams South Park,

John Bolos,

Keller Williams South Park

Source: Canopy MLS as distributed by MLS GRID,MLS#: 4381958MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1
Primary bedroom
  • Level: Main
Bedroom s
  • Level: Upper
Bedroom s
  • Level: Upper
Bedroom s
  • Level: Upper
Bedroom s
  • Level: Third
Bathroom half
  • Level: Main
Bathroom full
  • Level: Main
Bathroom full
  • Level: Upper
Bathroom full
  • Level: Upper
Bathroom full
  • Level: Third
Breakfast
  • Level: Main
Dining room
  • Level: Main
Kitchen
  • Level: Main
Laundry
  • Level: Main
Living room
  • Level: Main
Office
  • Level: Main
Heating
  • Central, Forced Air, Natural Gas
Cooling
  • Ceiling Fan(s), Central Air, Dual
Appliances
  • Included: Convection Oven, Dishwasher, Disposal, Exhaust Hood, Filtration System, Gas Cooktop, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Tankless Water Heater, Wall Oven
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level
Features
  • Drop Zone, Soaking Tub, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Walk-In Pantry
  • Flooring: Carpet, Hardwood, Tile
  • Doors: French Doors
  • Has basement: No
  • Attic: Walk-In
  • Fireplace features: Gas Log, Living Room
Interior area
  • Total structure area: 3,789
  • Total interior livable area: 4,318 sqft
  • Finished area above ground: 4,318
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 3
  • Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Keypad Entry, Garage on Main Level
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes
Features
  • Levels: Two and a Half
  • Stories: 2.5
  • Patio & porch: Covered, Front Porch, Rear Porch
  • Exterior features: Fire Pit, In-Ground Irrigation
  • Pool features: Community
  • Fencing: Back Yard,Electric
  • Waterfront features: Paddlesport Launch Site
  • Body of water: Lake Wylie
Lot
  • Size: 0.57 Acres
  • Features: Level, Private, Wooded
Details
  • Parcel number: 300066
  • Zoning: RES
  • Special conditions: Relocation

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Brick Partial, Fiber Cement
  • Foundation: Crawl Space
Condition
  • New construction: No
  • Year built: 2020

Utilities & green energy

  • Sewer: Public Sewer
  • Water: City

Community & HOA

Community
  • Features: Clubhouse, Dog Park, Fitness Center, Lake Access, Playground, Pond, Recreation Area, Street Lights, Walking Trails
  • Subdivision: McLean - South Shore
HOA
  • Has HOA: Yes
  • HOA fee: $1,550 annually
  • HOA name: Property Matters Realty
  • HOA phone: 704-803-9649
Location
  • Region: Belmont

Financial & listing details

  • Price per square foot: $261/sqft
  • Tax assessed value: $918,260
  • Annual tax amount: $9,678
  • Date on market: 5/20/2026
  • Cumulative days on market: 127 days
  • Listing terms: Relocation Property
  • Exclusions: Washer and dryer in the laundry room, Fans in garages, all exercise equipment and hanging brackets/storage of, 3 mirrors in primary bedroom, mirror in entryway, mirror on stairs
  • Road surface type: Concrete, Paved

Price history

DateEventPrice
7/14/2026Price change$1,125,000-2.2%$261/sqft
Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
6/23/2026Price change$1,150,000-2.1%$266/sqft
Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
5/20/2026Listed for sale$1,175,000-2.1%$272/sqft
Source: Canopy MLS as distributed by MLS GRID #4381958 Report a problem
5/5/2026Listing removed$1,200,000$278/sqft
Source: Canopy MLS as distributed by MLS GRID #4365957 Report a problem
4/9/2026Listed for sale$1,200,000+72.2%$278/sqft
Source: Canopy MLS as distributed by MLS GRID #4365957 Report a problem
6/10/2020Sold$696,735$161/sqft
Source: Canopy MLS as distributed by MLS GRID #3568486 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$9,678 $918,260
2024$9,678 -1%$918,260
2023$9,779 +13.3%$918,260 +38.8%
2022$8,632 -3%$661,430
2021$8,896 +501.3%$661,430
2020$1,480 +9.2%$661,430 +561.4%
2019$1,355 $100,000

Find assessor info on the county website

Monthly payment

Est. payment
$6,508/mo
Principal & interest
$5582
Property taxes
$797
HOA Fees
$129
More affordability toolsChevron Right

Estimated market value

$1,100,000

$1.04M - $1.16M

$3,766/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28012

Nearby schools

New Hope Elementary School
Grades K-5 • 4.5 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
Cramerton Middle School
Grades 6-8 • 5.3 miles
10/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
10/10
South Point High School
Grades 9-12 • 4.5 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
7/10
Student Progress Rating
10/10

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