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  • Price cut: $25K (7/24)
    $1,075,000

    5129 Watermead Ln, Belmont, NC 28012

    5beds
    4,347sqft
    : 
    $6,353/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.5 Acres Lot
    $1,041,000 Zestimate®
    $247/sqft
    $197/mo HOA

    What's special

    Warm hardwood floorsGenerous granite islandLandscaped backyardGreat backyard levelGas cooktopInsulated windowsWalk-in closet
    Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design, painted with "European Wash" Accent with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island. The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry. Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special. Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be! * Please note some images are digitally staged, there is no existing swimming pool.
    54 days
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    1,093
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    76
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    Zillow last checked:

    Listing updated:

    Listed by:

    David Wigfield PineLakeNC@gmail.com,

    Century 21 Echelon

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4384748MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bonus room
      • Level: Upper
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Double Oven, Dryer, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Oven
      • Laundry: Laundry Room, Washer Hookup
      Features
      • Doors: French Doors
      • Has basement: No
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 4,347
      • Total interior livable area: 4,347 sqft
      • Finished area above ground: 4,347
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached Garage, Garage on Main Level
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Waterfront features: Beach - Public, Boat Slip – Community
      • Body of water: Lake Wylie
      Lot
      • Size: 0.5 Acres
      • Dimensions: 126' x 188' x 117' x 178'
      • Features: Private, Wooded
      Details
      • Parcel number: 203908
      • Zoning: R2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Full
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Reflection Pointe
      HOA
      • Has HOA: Yes
      • HOA fee: $1,180 semi-annually
      • HOA phone: 704-803-9649
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $247/sqft
      • Tax assessed value: $933,590
      • Annual tax amount: $9,840
      • Date on market: 6/7/2026
      • Cumulative days on market: 54 days
      • Listing terms: Cash,Conventional
      • Road surface type: Concrete

        Estimated market value

        $1,041,000

        $989,000 - $1.09M

        $3,645/mo

        Price history

        DateEventPrice
        7/24/2026Price change$1,075,000-2.3%$247/sqft
        Source: Canopy MLS as distributed by MLS GRID #4384748 Report a problem
        6/8/2026Listed for sale$1,100,000-6.4%$253/sqft
        Source: Canopy MLS as distributed by MLS GRID #4384748 Report a problem
        1/4/2026Listing removed$1,175,000$270/sqft
        Source: Canopy MLS as distributed by MLS GRID #4314919 Report a problem
        10/24/2025Listed for sale$1,175,000$270/sqft
        Source: Canopy MLS as distributed by MLS GRID #4314919 Report a problem
        9/15/2025Listing removed--
        Source: Owner Report a problem
        7/4/2025Listed for sale$1,175,000+99.2%$270/sqft
        Source: Owner Report a problem
        2/27/2019Sold$590,000-1.5%$136/sqft
        Source: Public Record Report a problem
        1/16/2019Pending sale$599,000$138/sqft
        Source: Allen Tate Lake Norman #3463037 Report a problem
        1/8/2019Listed for sale$599,000-40.1%$138/sqft
        Source: Allen Tate Lake Norman #3463037 Report a problem
        7/31/2014Listing removed$3,250$1/sqft
        Source: Property Matters Realty, LLC Report a problem
        6/25/2014Listed for rent$3,250-7.1%$1/sqft
        Source: Property Matters Realty, LLC Report a problem
        5/17/2012Listing removed$3,500$1/sqft
        Source: Brown & Glenn Realty Company of Gastonia, Inc. Report a problem
        4/26/2011Listed for rent$3,500$1/sqft
        Source: Brown & Glenn Realty Company of Gastonia, Inc. Report a problem
        3/10/2009Listing removed$999,750$230/sqft
        Source: Listhub #671504 Report a problem
        11/1/2008Listed for sale$999,750+663.2%$230/sqft
        Source: Listhub #671504 Report a problem
        2/10/2005Sold$131,000$30/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,840 $933,590
        2024$9,840 -1%$933,590
        2023$9,943 +20.5%$933,590 +47.6%
        2022$8,252 -4%$632,310
        2021$8,594 +1.1%$632,310
        2020$8,505 -1.8%$632,310
        2019$8,658 -3.2%$632,310 -1.1%
        2018$8,946 +4%$639,429
        2017$8,600 $639,429
        2016$8,600 $639,429 -4%
        2014$8,600 $666,172
        2012-- $666,172
        2011-- $666,172
        2010-- $666,172 +46.2%
        2009-- $455,696
        2008-- $455,696
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28012

        Getting around

        2 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Belmont Central
        • Middle: Belmont
        • High: South Point (NC)

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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