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  • $675,000

    11538 Cross Creek Estates Ln, Belvidere, IL 61008

    4beds
    3,198sqft
    : 
    $4,775/mo
    Get pre-qualified
    Single Family Residence
    Built in 2004
    1.9 Acres Lot
    $-- Zestimate®
    $211/sqft
    $-- HOA

    What's special

    Center islandPrivate backyardOpen green spaceAbundant maple cabinetry
    Luxury Country Living on 2 Beautiful Acres- Exceptional Quality Inside & Out - Welcome to a truly special home where timeless craftsmanship meets peaceful country living. Situated on approximately two beautifully maintained acres, this spacious 4-bedroom, 31/2-bath home offers approximately 3200 square feet (above grade) of finished living space, including a beautifully finished lower level (1500 sq ft) designed for entertaining, relaxing, or accommodating guests. The lower level features a partial exposure with large windows creating a bright, airy living space. From the moment you arrive, you'll appreciate the pride of ownership that is evident throughout. Inside, hardwood floors create warmth and elegance across the main living areas, while large windows fill the home with natural light and showcase beautiful views of the surrounding property. The heart of the home features a spacious kitchen with quartz countertops, a center island, abundant maple cabinetry, and generous workspace that flows seamlessly into the dining and living areas. Just off the kitchen, you will find the main-floor laundry room with additional storage. The inviting primary suite offers a cozy fireplace, an ensuite bath designed for comfort, and an oversized walk-in closet with abundant storage. The finished lower level expands your living space with room for recreation, entertaining, or hobbies. Whether hosting family gatherings or enjoying quiet evenings, this home offers flexibility for every lifestyle. This area features a spacious 23'x13' flex room with an adjacent full bathroom making it ideal for a 5th bedroom, a guest room, multigenerational living, a private teen retreat or home office. Outside, the property truly shines. Relax on the expansive deck overlooking the private backyard, enjoy the open green space, and take advantage of the extra large storage shed for lawn equipment and outdoor toys. A three-car attached garage provides ample room for vehicles and storage.
    17 days
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    1,001
    |
    43
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Cherney (630)862-5181,

    Circle One Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12719225MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Tandem Room, Walk In Closet, Office
      Primary bedroom
      • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes), Bathroom (Full)
      • Level: Second
      • Area: 252 Square Feet
      • Dimensions: 18X14
      Bedroom 2
      • Features: Flooring (Carpet), Window Treatments (Curtains/Drapes)
      • Level: Second
      • Area: 154 Square Feet
      • Dimensions: 14X11
      Bedroom 3
      • Features: Flooring (Carpet), Window Treatments (Blinds)
      • Level: Second
      • Area: 130 Square Feet
      • Dimensions: 13X10
      Bedroom 4
      • Features: Flooring (Carpet), Window Treatments (Blinds)
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Dining room
      • Features: Flooring (Hardwood), Window Treatments (Curtains/Drapes)
      • Level: Main
      • Area: 154 Square Feet
      • Dimensions: 14X11
      Family room
      • Features: Flooring (Hardwood), Window Treatments (Blinds)
      • Level: Main
      • Area: 360 Square Feet
      • Dimensions: 20X18
      Kitchen
      • Features: Kitchen (Eating Area-Table Space, Island, Pantry-Walk-in), Flooring (Ceramic Tile), Window Treatments (Curtains/Drapes)
      • Level: Main
      • Area: 315 Square Feet
      • Dimensions: 21X15
      Laundry
      • Features: Flooring (Ceramic Tile), Window Treatments (Blinds)
      • Level: Main
      • Area: 80 Square Feet
      • Dimensions: 8X10
      Living room
      • Features: Flooring (Hardwood), Window Treatments (Curtains/Drapes)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Office
      • Features: Flooring (Hardwood), Window Treatments (Blinds)
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Other
      • Features: Flooring (Carpet), Window Treatments (Blinds)
      • Level: Basement
      • Area: 299 Square Feet
      • Dimensions: 23X13
      Walk in closet
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s), Humidifier
      • Laundry: Main Level
      Features
      • Vaulted Ceiling(s)
      • Flooring: Hardwood
      • Basement: Finished,Full
      • Attic: Unfinished
      • Number of fireplaces: 2
      • Fireplace features: Gas Log, Family Room, Master Bedroom
      Interior area
      • Total structure area: 0
      • Total interior livable area: 3,198 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Asphalt, Yes, Garage Owned, Attached, Garage
      • Attached garage spaces: 3
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Deck
      Lot
      • Size: 1.9 Acres
      Details
      • Additional structures: Shed(s)
      • Parcel number: 0503428002
      • Special conditions: None
      • Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Brick
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Well
      Green energy
      • Energy efficient items: Water Heater

      Community & HOA

      Community
      • Subdivision: Cross Creek Estates
      HOA
      • Services included: None
      Location
      • Region: Belvidere

      Financial & listing details

      • Price per square foot: $211/sqft
      • Tax assessed value: $433,770
      • Annual tax amount: $11,440
      • Date on market: 7/29/2026
      • Ownership: Fee Simple

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/29/2026Listed for sale$675,000+87.5%$211/sqft
        Source: MRED as distributed by MLS GRID #12719225 Report a problem
        9/10/2004Sold$360,000$113/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$11,056 +0.4%$144,590 +7.6%
        2023$11,017 +8.1%$134,419 +6.7%
        2022$10,190 +2.1%$125,944 +2.1%
        2021$9,980 +5%$123,402 +10.6%
        2020$9,506 -0.2%$111,536 +1.5%
        2019$9,522 +2.3%$109,841 +1.5%
        2017$9,311 -8.3%$108,207 -4%
        2016$10,156 +4.2%$112,685 +7.1%
        2015$9,747 -57.8%$105,182 +1.4%
        2014$23,076 +177.6%$103,738 +1.8%
        2013$8,313 $101,901 -5.4%
        2012-- $107,739 -12.8%
        2010-- $123,542 -1.9%
        2007-- $125,978
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 61008

        Getting around

        4 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Caledonia Elementary School
        • Middle: Belvidere Central Middle School
        • High: Belvidere North High School
        • District: 100

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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