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For sale
    • Listed by: Trillion Real Estate • Christopher Holden • Contact: 619-993-7185
    Price cut: $10K (7/30)
    $949,999

    12487 Lomica Dr, San Diego, CA 92128

    2beds
    1,439sqft
    : 
    $6,258/mo
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    Single Family Residence
    Built in 1969
    7,500 Square Feet Lot
    $939,000 Zestimate®
    $660/sqft
    $51/mo HOA

    What's special

    BEST PRICED HOME IN THE SEVEN OAKS NEIGHBORHOOD. YOU WON'T FIND ANOTHER HOME AS TURNKEY AS THIS ONE. Welcome to effortless living in the highly sought-after Seven Oaks 55+ community of Rancho Bernardo. Thoughtfully reimagined from top to bottom, this beautifully renovated single story residence offers the perfect blend of modern design, everyday comfort, and energy efficiency. Featuring 2 bedrooms, 2 full bathrooms, and 1,439 square feet of meticulously updated living space, this home welcomes you with an open, light-filled floor plan, luxury woodgrain flooring throughout, and a warm, contemporary aesthetic that feels both inviting and timeless. Every inch of the home has been thoughtfully renovated with high-end finishes, creating a truly move-in-ready experience. At the heart of the home is the stunning designer kitchen, featuring new quartz countertops with a dramatic waterfall-edge, stainless steel appliances, and ample workspace for cooking and entertaining. The open-concept layout flows seamlessly into the spacious living and dining areas, making it ideal for both everyday living and hosting family and friends. The generous primary suite offers a peaceful retreat with a beautifully renovated ensuite bathroom, while the secondary bedroom and full bath provide comfortable accommodations for guests or the perfect home office. Step outside to enjoy the 0.17-acre lot, offering plenty of room to relax, garden, or create your own private outdoor oasis. Adding tremendous value are 16 fully paid-off solar panels, providing exceptional energy efficiency and long-term savings. Residents of Seven Hills enjoy an active and welcoming 55+ lifestyle with nearby golf, parks, shopping, restaurants, medical facilities, and convenient freeway access. Combining designer finishes, paid solar, a spacious homesite, and one of Rancho Bernardo's most desirable active-adult communities, this exceptional home is ready for its next chapter.
    43 days
    |
    548
    |
    16
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christopher Holden DRE #02087934 619-993-7185,

    Trillion Real Estate

    Source: CRMLS,MLS#: SW26140690MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Primary Bedroom, Dining Room
      Primary bedroom
      • Features: Main Level Primary
      Bedroom
      • Features: All Bedrooms Down
      Bedroom
      • Features: Bedroom on Main Level
      Bathroom
      • Features: Bathtub, Quartz Counters, Remodeled, Separate Shower, Tub Shower, Upgraded, Walk-In Shower
      Kitchen
      • Features: Kitchen/Family Room Combo, Quartz Counters, Remodeled, Updated Kitchen
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Heater
      • Laundry: In Garage
      Features
      • Separate/Formal Dining Room, Open Floorplan, Quartz Counters, All Bedrooms Down, Bedroom on Main Level, Main Level Primary
      • Flooring: Vinyl
      • Doors: Sliding Doors
      • Windows: Double Pane Windows
      • Has fireplace: Yes
      • Fireplace features: Living Room
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,439 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway, Garage
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Front Door
      • Patio & porch: Rear Porch, Covered, Patio
      • Pool features: Community, Association
      • Fencing: Vinyl,Wood
      • Has view: Yes
      • View description: City Lights, Neighborhood
      Lot
      • Size: 7,500 Square Feet
      • Features: Back Yard, Front Yard, Yard
      Details
      • Parcel number: 2744350600
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,French Provincial
      • Property subtype: Single Family Residence
      Materials
      • Drywall, Concrete, Stucco
      • Foundation: Slab
      • Roof: Asphalt,Flat,Mansard
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1969

      Utilities & green energy

      • Electric: Standard
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Gutter(s), Storm Drain(s), Street Lights, Suburban, Sidewalks, Pool
      • Senior community: Yes
      • Subdivision: Rancho Bernardo
      HOA
      • Has HOA: Yes
      • Amenities included: Pool
      • HOA fee: $615 annually
      • HOA name: Seven Oaks
      • HOA phone: 858-487-4058
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $660/sqft
      • Tax assessed value: $294,451
      • Annual tax amount: $3,839
      • Date on market: 6/28/2026
      • Cumulative days on market: 43 days
      • Listing terms: Cash,Conventional,FHA,Fannie Mae,Freddie Mac,VA Loan
      • Road surface type: Paved

        Estimated market value

        $939,000

        $892,000 - $986,000

        $3,884/mo

        Price history

        DateEventPrice
        7/30/2026Price change$949,999-1%$660/sqft
        Source: CRMLS #SW26140690 Report a problem
        7/28/2026Price change$959,999-1%$667/sqft
        Source: CRMLS #SW26140690 Report a problem
        7/22/2026Price change$969,999-1%$674/sqft
        Source: CRMLS #SW26140690 Report a problem
        6/28/2026Listed for sale$979,999+40%$681/sqft
        Source: CRMLS #SW26140690 Report a problem
        4/9/2026Sold$700,000$486/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,839 +19%$294,451 +2%
        2024$3,227 +2.2%$288,678 +2%
        2023$3,157 +1.7%$283,018 +2%
        2022$3,103 +1.4%$277,469 +2%
        2021$3,062 +1.4%$272,029 +1%
        2020$3,020 +4.6%$269,240 +2%
        2019$2,887 +1%$263,962 +2%
        2018$2,858 +2.8%$258,788 +2%
        2017$2,781 +2.2%$253,714 +2%
        2016$2,722 +1.5%$248,740 +1.5%
        2015$2,681 +2.4%$245,005 +2%
        2014$2,617 $240,207 +0.5%
        2013-- $239,123 +2%
        2012-- $234,435 +2%
        2011-- $229,839 +0.8%
        2010-- $228,122 -0.2%
        2009-- $228,665 +2%
        2008-- $224,182 +2%
        2007-- $219,787 +2%
        2006-- $215,479 +25.8%
        2005-- $171,255 +2%
        2004-- $167,898 +1.9%
        2003-- $164,822 +2%
        2002-- $161,591 +2%
        2001-- $158,423
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Rancho Bernardo

        Getting around

        31 / 100
        Car-Dependent
        24 / 100
        Minimal Transit
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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