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Under contract
    • $445,000

    12816 Garrison Ln, Spotsylvania, VA 22551

    4beds
    2,070sqft
    : 
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    Single Family Residence
    Built in 2002
    0.48 Acres Lot
    $445,600 Zestimate®
    $215/sqft
    $94/mo HOA

    What's special

    VA assumable loan @ 3.1% for 25 years., approximate balance on VA loan is $353,000. Refer to Floor plans to view square footage updates. 4 Bedrooms, 3 Bathrooms, Utility-Gym Room on lower level behind garage is currently unfinished but potential for additional finished square footage. . Double Decks on rear of home.
    27 days
    |
    1,286
    |
    90
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Gail Peterman 703-855-0203,

    Samson Properties 7033788810

    Source: Bright MLS,MLS#: VASP2042766MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Basement
      • Area: 0
      Heating
      • Forced Air, Propane
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Refrigerator, Stainless Steel Appliance(s), Cooktop, Washer, Water Heater
      Features
      • Soaking Tub, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Dining Area, Floor Plan - Traditional, Eat-in Kitchen, Walk-In Closet(s)
      • Flooring: Ceramic Tile, Luxury Vinyl
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Glass Doors, Mantel(s)
      Interior area
      • Total structure area: 2,287
      • Total interior livable area: 2,070 sqft
      • Finished area above ground: 2,070
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 8
      • Parking features: Garage Faces Front, Garage Door Opener, Driveway, Private, Attached, On Street, Off Street
      • Attached garage spaces: 2
      • Uncovered spaces: 4
      • Details: Garage Sqft: 474
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Lighting, Flood Lights
      • Pool features: None
      Lot
      • Size: 0.48 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 8A1158
      • Zoning: RU
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Brick Front, Vinyl Siding
      • Foundation: Concrete Perimeter
      Condition
      • Very Good
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: On Site Septic, Septic < # of BR, Septic Pump
      • Water: Public
      • Utilities for property: Propane

      Community & HOA

      Community
      • Subdivision: Lake Wilderness
      HOA
      • Has HOA: Yes
      • Services included: Management
      • HOA fee: $1,130 annually
      • HOA name: LAKE WILDERNESS POA
      Location
      • Region: Spotsylvania

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $378,700
      • Annual tax amount: $2,792
      • Date on market: 6/25/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Assumable,Cash,FHA,VA Loan,Conventional
      • Ownership: Fee Simple

        Estimated market value

        $445,600

        $423,000 - $468,000

        $2,706/mo

        Price history

        DateEventPrice
        7/13/2026Contingent$445,000$215/sqft
        Source: Bright MLS #VASP2042766 Report a problem
        7/10/2026Listed for sale$445,000$215/sqft
        Source: Bright MLS #VASP2042766 Report a problem
        7/4/2026Contingent$445,000$215/sqft
        Source: Bright MLS #VASP2042766 Report a problem
        6/25/2026Listed for sale$445,000+17.1%$215/sqft
        Source: Bright MLS #VASP2042766 Report a problem
        6/25/2021Sold$380,000+135.6%$184/sqft
        Source: Public Record Report a problem
        9/19/2002Sold$161,291$78/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,570 $350,000
        2024$2,570 +14.9%$350,000 +20.8%
        2023$2,236 +4.6%$289,800
        2022$2,138 +1%$289,800 +10.8%
        2021$2,117 $261,600
        2020$2,117 +7.5%$261,600 +12.6%
        2019$1,969 +1.7%$232,400
        2018$1,936 -0.5%$232,400 +1.5%
        2017$1,947 $229,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22551

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Spotsylvania County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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