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Under contract
  • $1,450,000

    12944 Shoal Dr, Ocean City, MD 21842

    5beds
    2,994sqft
    : 
    $9,484/mo
    Get pre-qualified
    Single Family Residence
    Built in 1997
    0.47 Acres Lot
    $1,351,900 Zestimate®
    $484/sqft
    $-- HOA

    What's special

    Boat lift already installedPrivate boat slipInground poolHardwood floors run throughoutStainless appliancesGas rangeSpacious primary suite
    Rare Captain's Hill opportunity — a custom 5-bedroom, 4.5-bath waterfront home on a 0.47-acre corner lot with a private boat slip, lift, and inground pool. Homes in this neighborhood trade hands once in a generation. Set on nearly half an acre at the corner of Shoal Drive and Golf Course Road, this 2,994-square-foot custom home was built in 1997 and has been meticulously maintained. Deeded waterfront rights include exclusive use of the pier on the northerly half of the shared bulkhead, with a boat lift already installed and ready for the season. The canal opens directly to the back bays and the Atlantic beyond. Inside, hardwood floors run throughout. The upper level of the main house holds a spacious primary suite plus two additional bedrooms, sharing a full bath. The main floor offers a gourmet kitchen with upgraded countertops, stainless appliances, and a gas range. A gas fireplace anchors the living room, and there's also a bedroom and hall bath for overflow guests. A screened three-season gazebo captures cross-breezes and canal views. A private staircase off the kitchen leads to what may be the home's most flexible space: a large bonus suite above the garage with its own full bath and mini-fridge. Big enough to function as three zones at once - a home office, a workout area, and a full lounge with room for a sectional and oversized TV. It lives like a private apartment, ideal for a work-from-home setup, in-law arrangement, teen retreat, or long-stay guest quarters. Outside, the inground pool is framed by a paver patio and a covered gazebo with grill/skillet, table, and a bar area. The backyard is fully fenced, and professionally landscaped with mature plantings. An oversized two-car garage with tall ceilings and extended depth accommodates full-size trucks, trailers, and workshop use. Captain's Hill is one of Ocean City's most established communities and carries no HOA fees. It's a genuine rarity for a waterfront enclave this close to town. Furnishings and recreational equipment available separately. Schedule a private tour today. This one will not sit.
    42 days
    |
    625
    |
    29
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    Zillow last checked:

    Listing updated:

    Listed by:

    Blake Haley 410-524-7888,

    Coldwell Banker Bud Church Realty,Inc. (410) 524-7888

    Source: Bright MLS,MLS#: MDWO2038932MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Heat Pump, Electric
      Appliances
      • Included: Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliance(s), Washer, Water Heater, Water Treat System, Electric Water Heater
      Features
      • Entry Level Bedroom, Kitchen - Gourmet, Upgraded Countertops
      • Flooring: Wood
      • Has basement: No
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,994
      • Total interior livable area: 2,994 sqft
      • Finished area above ground: 2,994
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Levels: Two
      • Stories: 2
      • Has private pool: Yes
      • Pool features: In Ground, Private
      Lot
      • Size: 0.47 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 2410007747
      • Zoning: R-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Combination, Vinyl Siding
      • Foundation: Block
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Private

      Community & HOA

      Community
      • Subdivision: Captains Hill
      HOA
      • Has HOA: No
      Location
      • Region: Ocean City

      Financial & listing details

      • Price per square foot: $484/sqft
      • Tax assessed value: $639,167
      • Annual tax amount: $5,807
      • Date on market: 6/29/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0

        Estimated market value

        $1,351,900

        $1.28M - $1.42M

        $4,016/mo

        Price history

        DateEventPrice
        7/27/2026Contingent$1,450,000$484/sqft
        Source: Bright MLS #MDWO2038932 Report a problem
        6/29/2026Listed for sale$1,450,000+142.1%$484/sqft
        Source: Bright MLS #MDWO2038932 Report a problem
        3/24/2021Listing removed--
        Source: Owner Report a problem
        10/23/2015Listing removed$599,000+2.4%$200/sqft
        Source: Owner #1956181 Report a problem
        7/23/2015Sold$585,000-2.3%$195/sqft
        Source: Public Record Report a problem
        3/24/2015Listed for sale$599,000-3.2%$200/sqft
        Source: Owner Report a problem
        10/12/2013Listing removed$619,000$207/sqft
        Source: Condominium Realty, LTD #479896 Report a problem
        8/22/2013Price change$619,000-3.3%$207/sqft
        Source: Condominium Realty, LTD #479896 Report a problem
        7/11/2013Price change$639,900-5.2%$214/sqft
        Source: Condominium Realty, LTD #479896 Report a problem
        4/4/2013Price change$674,900-3.6%$225/sqft
        Source: Condominium Realty, LTD #479896 Report a problem
        8/28/2012Listed for sale$699,900+21.7%$234/sqft
        Source: Condominium Realty, LTD #479896 Report a problem
        8/6/2004Sold$575,000+858.3%$192/sqft
        Source: Public Record Report a problem
        4/17/1996Sold$60,000$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,807 +1.6%$626,400 +4.9%
        2024$5,715 +5.1%$597,167 +5.1%
        2023$5,435 +5.4%$567,933 +5.4%
        2022$5,155 +0.5%$538,700 +0.5%
        2021$5,131 +0.5%$536,200 +0.5%
        2020$5,108 +0.5%$533,700 +0.5%
        2019$5,084 +7.3%$531,200 +6.2%
        2018$4,736 +6.6%$500,067 +6.6%
        2017$4,441 +26.4%$468,933 +7.1%
        2016$3,512 $437,800
        2015$3,512 $437,800
        2014$3,512 $437,800 -10%
        2013-- $486,300
        2012-- $486,300
        2011-- $486,300 -25.5%
        2010-- $652,810 +13.2%
        2009-- $576,676 +15.2%
        2008-- $500,543 +17.9%
        2007-- $424,410
        2006-- $424,410 +14.9%
        2005-- $369,362 +17.5%
        2004-- $314,316 +21.2%
        2003-- $259,270 +3%
        2002-- $251,720 +3.1%
        2001-- $244,170
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: West Ocean City

        Getting around

        4 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Ocean City
        • Middle: Stephen Decatur
        • High: Stephen Decatur
        • District: Worcester County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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