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  • $644,900

    1415 S 4th St, Saint Charles, IL 60174

    4beds
    2,300sqft
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    Single Family Residence
    Built in 2017
    -- sqft lot
    $634,300 Zestimate®
    $280/sqft
    $-- HOA

    What's special

    Quality finishesThoughtful design throughoutWell-appointed bedroomsBright open layout
    Welcome to 1415 S. 4th Street, a stunning newer construction home ideally situated on one of the most sought-after streets in downtown St. Charles. Built in 2017 and impeccably maintained, this 4-bedroom, 2.5-bath residence offers the perfect blend of modern living and an unbeatable location. Nestled between vibrant downtown St. Charles and charming downtown Geneva, you'll enjoy easy access to award-winning restaurants, boutique shopping, festivals, and entertainment. Outdoor enthusiasts will love being just moments from the scenic Fox River Trail, offering miles of biking, running, and walking paths along the river. Inside, the home is truly move-in ready, featuring a bright, open layout, quality finishes, and thoughtful design throughout. From the spacious living areas to the well-appointed bedrooms, every space has been meticulously cared for and feels like new. Rarely does an opportunity arise to own a newer home in such a premier downtown location. Experience the convenience, lifestyle, and charm that make this area one of the most desirable places to call home.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Hawkinson (630)774-6888,

    eXp Realty - Geneva

    Source: MRED as distributed by MLS GRID,MLS#: 12677764MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: No additional rooms
      Primary bedroom
      • Features: Bathroom (Full)
      • Level: Second
      • Area: 255 Square Feet
      • Dimensions: 15X17
      Bedroom 2
      • Level: Second
      • Area: 132 Square Feet
      • Dimensions: 11X12
      Bedroom 3
      • Level: Second
      • Area: 110 Square Feet
      • Dimensions: 11X10
      Bedroom 4
      • Level: Second
      • Area: 169 Square Feet
      • Dimensions: 13X13
      Family room
      • Level: Main
      • Area: 234 Square Feet
      • Dimensions: 13X18
      Kitchen
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Laundry
      • Level: Second
      • Area: 48 Square Feet
      • Dimensions: 8X6
      Living room
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 12X16
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Unfinished,Partial
      Interior area
      • Total structure area: 0
      • Total interior livable area: 2,300 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Yes, Garage Owned, Detached, Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      Lot
      • Dimensions: 62X118X61X109
      Details
      • Parcel number: 0934355018
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Cedar
      Condition
      • New construction: No
      • Year built: 2017

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $280/sqft
      • Tax assessed value: $551,067
      • Annual tax amount: $13,421
      • Date on market: 7/11/2026
      • Ownership: Fee Simple

        Estimated market value

        $634,300

        $603,000 - $666,000

        $3,198/mo

        Price history

        DateEventPrice
        7/11/2026Listed for sale$644,900+63.3%$280/sqft
        Source: MRED as distributed by MLS GRID #12677764 Report a problem
        4/5/2021Sold$395,000+4.2%$172/sqft
        Source: Public Record Report a problem
        12/22/2019Listing removed$3,000$1/sqft
        Source: REMAX All Pro - St Charles #10593492 Report a problem
        12/18/2019Price change$3,000+20%$1/sqft
        Source: REMAX All Pro - St Charles #10593492 Report a problem
        12/17/2019Listed for rent$2,500$1/sqft
        Source: REMAX All Pro - St Charles #10593492 Report a problem
        12/4/2019Price change$379,000-2.6%$165/sqft
        Source: REMAX All Pro - St Charles #10566381 Report a problem
        11/5/2019Price change$389,000+11.2%$169/sqft
        Source: REMAX All Pro - St Charles #10566381 Report a problem
        9/19/2019Pending sale$349,900$152/sqft
        Source: Coldwell Banker Residential Brokerage - St Charles #10500266 Report a problem
        9/18/2019Price change$349,900-10.1%$152/sqft
        Source: Coldwell Banker Residential Brokerage - St Charles #10500266 Report a problem
        9/10/2019Price change$389,000-2.7%$169/sqft
        Source: Coldwell Banker Residential Brokerage - St Charles #10500266 Report a problem
        8/15/2019Price change$399,900-5.9%$174/sqft
        Source: REMAX All Pro - St Charles #10466889 Report a problem
        7/15/2019Price change$424,900-5.6%$185/sqft
        Source: REMAX All Pro - St Charles #10415082 Report a problem
        6/13/2019Listed for sale$449,900+2.3%$196/sqft
        Source: REMAX All Pro - St Charles #10415082 Report a problem
        5/2/2017Listing removed$2,500$1/sqft
        Source: Owner Report a problem
        5/1/2017Price change$2,500+6.4%$1/sqft
        Source: Owner Report a problem
        4/29/2017Listed for rent$2,350$1/sqft
        Source: Owner Report a problem
        4/25/2017Listing removed$439,900$191/sqft
        Source: RE/MAX All Pro #09603873 Report a problem
        4/20/2017Listed for sale$439,900+161.8%$191/sqft
        Source: RE/MAX All Pro #09600346 Report a problem
        11/9/2016Sold$168,000+4.7%$73/sqft
        Source: MRED as distributed by MLS GRID #09365115 Report a problem
        10/13/2016Listed for sale$160,500$70/sqft
        Source: Keller Williams - St. Charles #09365115 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$13,042 +4.2%$183,689 +11.7%
        2023$12,518 +4.2%$164,405 +6.2%
        2022$12,019 -0.2%$154,852 +4.9%
        2021$12,038 -0.2%$147,604 +0.7%
        2020$12,066 +1.7%$146,611 +2%
        2019$11,861 -3.3%$143,708 -2.8%
        2018$12,262 +31.9%$147,829 +33.2%
        2017$9,299 +71%$110,976 +86.4%
        2016$5,438 $59,531 +5.5%
        2015-- $56,435 +5%
        2014-- $53,766 -1.3%
        2013-- $54,478 -6.4%
        2012-- $58,187 -5.8%
        2011-- $61,739 -4.3%
        2010-- $64,528 -5.6%
        2009-- $68,321 -4.4%
        2008-- $71,493 +3.2%
        2007-- $69,254 +7.9%
        2006-- $64,193 +10.2%
        2005-- $58,242 +7.4%
        2004-- $54,218 +5.3%
        2003-- $51,507 +8.7%
        2002-- $47,373 +5.1%
        2001-- $45,056 +9.5%
        2000-- $41,161
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60174

        Getting around

        43 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 303

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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