Skip main navigation
For sale
    • Price cut: $15K (6/8)
    $985,000

    1491 W Highway 98, Mary Esther, FL 32569

    4beds
    2,986sqft
    : 
    $6,233/mo
    Get pre-qualified
    Single Family Residence
    Built in 1981
    0.44 Acres Lot
    $-- Zestimate®
    $330/sqft
    $-- HOA

    What's special

    Charming bay-window breakfast nookHurricane shuttersTile flooring throughoutCircular driveway
    Rare opportunities like this don't come along often. Situated on 115 feet of waterfront along the Santa Rosa Sound, this one-of-a-kind property offers the perfect blend of luxury waterfront living, investment potential, & unmatched flexibility. Wake up to breathtaking sunrises, unwind with spectacular sunsets, & spend your days enjoying your private dock with spacious sundeck—ideal for boating, fishing, paddleboarding, or simply taking in the view. Looking for a home that works for you? This property features a 1,200 sq. ft. private apartment above the garage with its own entrance, balcony, washer/dryer, HVAC, water heater, & security system, making it an incredible opportunity for rental income, multigenerational living, a guest retreat, or extended stays. Inside the main home, you'll find water views throughout, a charming bay-window breakfast nook, tile flooring throughout (no carpet), & extensive updates including a full remodel, newer roof, HVAC, plumbing, & appliances for added peace of mind. Need even more flexibility? The 400 sq. ft. office with a separate entrance offers endless possibilities as a home business, studio, private workspace, guest suite, or potential additional bedroom. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & abundant storage throughout the home & apartment. Whether you're searching for a waterfront retreat, investment property, income-producing home, vacation getaway, multigenerational residence, or a place to enjoy the Florida lifestyle while offsetting your mortgage, this exceptional property checks every box. Live on the water. Generate income. Create lasting memories. This isn't just a home—it's an opportunity.
    45 days
    |
    1,154
    |
    44
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michelle Whitaker 850-855-8551,

    ERA American Real Estate

    Source: PAR,MLS#: 684123MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Office
      Primary bedroom
      • Level: First
      • Area: 176
      • Dimensions: 16 x 11
      Bedroom
      • Level: First
      • Area: 221
      • Dimensions: 13 x 17
      Bedroom 1
      • Level: First
      • Area: 176
      • Dimensions: 16 x 11
      Dining room
      • Level: First
      • Area: 210
      • Dimensions: 14 x 15
      Kitchen
      • Level: First
      • Area: 126
      • Dimensions: 14 x 9
      Living room
      • Level: First
      • Area: 252
      • Dimensions: 14 x 18
      Office
      • Level: First
      • Area: 266
      • Dimensions: 14 x 19
      Heating
      • Multi Units
      Cooling
      • Multi Units, Ceiling Fan(s)
      Appliances
      • Included: Water Heater, Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator, Self Cleaning Oven
      • Laundry: Inside, W/D Hookups
      Features
      • Ceiling Fan(s), Attached Self Contained Living Area
      • Flooring: Tile, Vinyl
      • Windows: Double Pane Windows, Shutters
      • Has basement: No
      • Has fireplace: Yes
      • Fireplace features: Electric
      Interior area
      • Total structure area: 2,986
      • Total interior livable area: 2,986 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Car Garage, Circular Driveway, Garage Door Opener
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered
      • Exterior features: Lawn Pump, Dock
      • Pool features: None
      • Has view: Yes
      • View description: Sound
      • Has water view: Yes
      • Water view: Sound
      • Waterfront features: Intracoastal Waterway, Sound, Waterfront, Beach Access
      Lot
      • Size: 0.44 Acres
      Details
      • Additional structures: Guest House
      • Parcel number: 142s25000000200000
      • Zoning description: Mixed Residential Subdiv

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Electric: Copper Wiring
      • Sewer: Public Sewer

      Community & HOA

      Community
      • Security: Security System
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Mary Esther

      Financial & listing details

      • Price per square foot: $330/sqft
      • Tax assessed value: $727,329
      • Annual tax amount: $4,083
      • Price range: $985K - $985K
      • Date on market: 6/10/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/8/2026Price change$985,000-1.5%$330/sqft
        Source: ECAOR #992670 Report a problem
        5/1/2026Price change$1,000,000-2%$335/sqft
        Source: ECAOR #992670 Report a problem
        3/19/2026Price change$1,020,000-1.9%$342/sqft
        Source: ECAOR #992670 Report a problem
        1/12/2026Listed for sale$1,040,000+4.1%$348/sqft
        Source: ECAOR #992670 Report a problem
        9/1/2025Listing removed$999,500$335/sqft
        Source: ECAOR #964113 Report a problem
        3/26/2025Listed for sale$999,500$335/sqft
        Source: ECAOR #964113 Report a problem
        3/3/2025Pending sale$999,500$335/sqft
        Source: ECAOR #964113 Report a problem
        12/4/2024Listed for sale$999,500+0.5%$335/sqft
        Source: ECAOR #964113 Report a problem
        9/2/2024Listing removed$995,000$333/sqft
        Source: ECAOR #938148 Report a problem
        8/21/2024Price change$995,000-7.4%$333/sqft
        Source: ECAOR #938148 Report a problem
        5/30/2024Price change$1,075,000-1.4%$360/sqft
        Source: ECAOR #938148 Report a problem
        5/4/2024Price change$1,090,000-0.5%$365/sqft
        Source: ECAOR #938148 Report a problem
        12/11/2023Listed for sale$1,095,000-2.7%$367/sqft
        Source: ECAOR #938148 Report a problem
        9/10/2023Listing removed--
        Source: ECAOR #920954 Report a problem
        7/19/2023Price change$1,124,9990%$377/sqft
        Source: ECAOR #920954 Report a problem
        5/11/2023Listed for sale$1,125,000$377/sqft
        Source: ECAOR #920954 Report a problem
        5/10/2023Pending sale$1,125,000$377/sqft
        Source: ECAOR #920954 Report a problem
        5/4/2023Price change$1,125,000-12.8%$377/sqft
        Source: ECAOR #920954 Report a problem
        4/13/2023Listed for sale$1,290,000+360.7%$432/sqft
        Source: ECAOR #920954 Report a problem
        10/4/2002Sold$280,000$94/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,083 +2.4%$403,212 +2.9%
        2024$3,989 +1.6%$391,848 +3%
        2023$3,926 +4.1%$380,435 +3%
        2022$3,769 +0.2%$369,354 +3%
        2021$3,763 -0.4%$358,596 +1.4%
        2020$3,778 +2.7%$353,645 +1.9%
        2019$3,679 +4.9%$346,944 +1.9%
        2018$3,507 $340,475 +2.1%
        2017$3,507 +0.3%$333,472 +2.1%
        2016$3,496 +2.8%$326,613 +0.7%
        2015$3,402 -2.4%$324,343 +0.8%
        2014$3,487 $321,885 +1.4%
        2013-- $317,550 -5.8%
        2012-- $337,041 -3.8%
        2011-- $350,222 -3.9%
        2010-- $364,287 -20.7%
        2009-- $459,125 -0.9%
        2008-- $463,152 -1.8%
        2007-- $471,747 -0.2%
        2006-- $472,691 +169.2%
        2005-- $175,560 -16.8%
        2004-- $210,933 +5.9%
        2003-- $199,171 +9.4%
        2002-- $182,138 +1.7%
        2001-- $179,110
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32569

        Getting around

        29 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Local School In County
        • Middle: LOCAL SCHOOL IN COUNTY
        • High: Local School In County

        Source: PAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Mary Esther Topics

                Search
                Updates
                Favorites
                Plan
                Inbox