Priced to sell!!! Freshly painted and filled with updates, this spacious 2-story home offers an exceptional combination of comfort, style, and location. Step inside to a bright, inviting interior featuring an open floor plan, generously sized rooms, and a fresh neutral color palette throughout. New luxury vinyl flooring flows seamlessly across the main level, staircase, and upstairs hallway, creating a modern and cohesive feel. The updated kitchen is both stylish and functional, featuring gray shaker cabinets, butcher block countertops, a classic subway tile backsplash, and a spacious eat-in area that is perfect for everyday meals or entertaining. The home's versatile layout provides plenty of room for both comfortable living and gathering with family and friends. A large finished basement adds even more usable living space and includes a full bathroom. Whether you envision a recreation room, home office, guest area, gym, or additional family room, this lower-level space offers endless possibilities. Outside, the expansive fenced backyard is sure to impress. Enjoy summer evenings on the stamped concrete patio, gather around the fire pit, or take advantage of the generous yard for entertaining, relaxing, and everyday outdoor enjoyment. The privacy and size of this backyard are a rare find. Numerous improvements provide added value and peace of mind, including a new complete tear-off roof with blown-in insulation and ridge vent, newer windows and gutters, stamped concrete patio, updated garage floor, front stoop, and epoxy-coated concrete walkway. Ideally located within a highly sought-after school district and just over a mile from downtown St. Charles, this home puts you close to exceptional restaurants, shopping, parks, festivals, entertainment, and all the amenities that make St. Charles such a desirable community. Fresh, updated, spacious, and move-in ready-this is a home you'll want to see in person!
Active
Price cut: $25K (9/16)
$449,900
1581 Madison Ave, St Charles, IL 60174
4beds
1,724sqft
Single Family Residence
Built in 1978
9,282 Square Feet Lot
$444,900 Zestimate®
$261/sqft
$-- HOA
What's special
Classic subway tile backsplashExpansive fenced backyardUpdated garage floorFire pitLarge finished basementGenerously sized roomsSpacious eat-in area
- 46 days
- 1,677
- 147
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
James Diestel james.diestel@gmail.com,
Fulton Grace Realty
Source: MRED as distributed by MLS GRID,MLS#: 12744919
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Recreation Room, Play Room, Eating Area, Foyer
Primary bedroom
- Features: Flooring (Other)
- Level: Second
- Area: 187 Square Feet
- Dimensions: 17X11
Bedroom 2
- Features: Flooring (Other)
- Level: Second
- Area: 90 Square Feet
- Dimensions: 10X09
Bedroom 3
- Features: Flooring (Other)
- Level: Second
- Area: 99 Square Feet
- Dimensions: 11X09
Bedroom 4
- Features: Flooring (Other)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Dining room
- Features: Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Eating area
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 77 Square Feet
- Dimensions: 11X7
Family room
- Features: Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17X12
Foyer
- Features: Flooring (Luxury Vinyl)
- Level: Main
- Area: 55 Square Feet
- Dimensions: 11X5
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 77 Square Feet
- Dimensions: 11X07
Living room
- Features: Flooring (Luxury Vinyl), Window Treatments (All)
- Level: Main
- Area: 204 Square Feet
- Dimensions: 17X12
Play room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 156 Square Feet
- Dimensions: 13X12
Recreation room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 260 Square Feet
- Dimensions: 26X10
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
- Laundry: Gas Dryer Hookup, In Unit
Features
- Flooring: Laminate
- Basement: Finished,Crawl Space,Full
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Gas Starter, Family Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,724 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Size: 9,282 Square Feet
- Dimensions: 67X103X96X116
- Features: Corner Lot, Landscaped
Details
- Parcel number: 0935251003
- Special conditions: None
- Other equipment: Ceiling Fan(s), Fan-Whole House, Sump Pump, Radon Mitigation System
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park, Curbs, Sidewalks, Street Paved
- Security: Carbon Monoxide Detector(s)
- Subdivision: Cambridge East
HOA
- Services included: None
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $387,027
- Annual tax amount: $8,230
- Date on market: 8/28/2026
- Ownership: Fee Simple
Estimated market value
$444,900
$423,000 - $467,000
$3,184/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/16/2026 | Price change | $449,900-5.3%$261/sqft |
Source:  MRED as distributed by MLS GRID #12744919 Report a problem | ||
| 8/28/2026 | Listed for sale | $474,900$275/sqft |
Source: MRED as distributed by MLS GRID #12744919 Report a problem | ||
| 8/27/2026 | Listing removed | $474,900$275/sqft |
Source: MRED as distributed by MLS GRID #12685573 Report a problem | ||
| 8/4/2026 | Price change | $474,900-2.1%$275/sqft |
Source: MRED as distributed by MLS GRID #12685573 Report a problem | ||
| 7/16/2026 | Price change | $484,900-3%$281/sqft |
Source: MRED as distributed by MLS GRID #12685573 Report a problem | ||
| 6/25/2026 | Listed for sale | $499,900+87.9%$290/sqft |
Source: MRED as distributed by MLS GRID #12685573 Report a problem | ||
| 9/20/2018 | Sold | $266,000-5.8%$154/sqft |
Source: MRED as distributed by MLS GRID #10017418 Report a problem | ||
| 8/4/2018 | Pending sale | $282,500$164/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem | ||
| 7/31/2018 | Price change | $282,500-1.6%$164/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem | ||
| 7/13/2018 | Price change | $287,000-1.9%$166/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem | ||
| 6/29/2018 | Price change | $292,500-2.3%$170/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem | ||
| 5/31/2018 | Listed for sale | $299,500+40%$174/sqft |
Source: Berkshire Hathaway HomeServices KoenigRubloff #09968939 Report a problem | ||
| 5/29/2014 | Sold | $214,000-4.9%$124/sqft |
Source: MRED as distributed by MLS GRID #08525530 Report a problem | ||
| 4/10/2014 | Pending sale | $225,000$131/sqft |
Source: Baird & Warner Real Estate #08525530 Report a problem | ||
| 2/18/2014 | Price change | $225,000-2.2%$131/sqft |
Source: Baird & Warner Real Estate #08525530 Report a problem | ||
| 1/29/2014 | Listed for sale | $230,000+5.5%$133/sqft |
Source: Baird & Warner #08525530 Report a problem | ||
| 11/8/2007 | Sold | $218,000+1.4%$126/sqft |
Source: Public Record Report a problem | ||
| 9/16/2002 | Sold | $215,000+52.5%$125/sqft |
Source: Public Record Report a problem | ||
| 9/7/1994 | Sold | $141,000$82/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,487 +3.1% | $129,009 +8.5% |
| 2024 | $8,230 +4.5% | $118,869 +11.7% |
| 2023 | $7,874 +5.4% | $106,389 +8% |
| 2022 | $7,472 +4.2% | $98,548 +4.9% |
| 2021 | $7,172 +1.1% | $93,936 +1.9% |
| 2020 | $7,093 +1.9% | $92,185 +2% |
| 2019 | $6,963 +5.5% | $90,360 +5.6% |
| 2018 | $6,597 +4.6% | $85,535 +5.2% |
| 2017 | $6,309 -12% | $81,293 +3.6% |
| 2016 | $7,165 | $78,438 +4% |
| 2015 | -- | $75,407 +4.2% |
| 2014 | -- | $72,347 -3.9% |
| 2013 | -- | $75,278 -4.7% |
| 2012 | -- | $78,981 -6.9% |
| 2011 | -- | $84,853 -4.8% |
| 2010 | -- | $89,155 -4.8% |
| 2009 | -- | $93,681 +1.6% |
| 2008 | -- | $92,227 +3% |
| 2007 | -- | $89,542 +7.1% |
| 2006 | -- | $83,602 +6.1% |
| 2005 | -- | $78,764 +6.8% |
| 2004 | -- | $73,780 +3.4% |
| 2003 | -- | $71,359 +7.4% |
| 2002 | -- | $66,418 +11.5% |
| 2001 | -- | $59,583 +7.5% |
| 2000 | -- | $55,434 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 60174
Nearby schools
Schools provided by the listing agent
- Elementary: Munhall Elementary School
- Middle: Wredling Middle School
- High: St Charles East High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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