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  • $474,900

    1581 Madison Ave, St Charles, IL 60174

    4beds
    1,724sqft
    : 
    $3,315/mo
    Get pre-qualified
    Single Family Residence
    Built in 1978
    9,282 Square Feet Lot
    $468,600 Zestimate®
    $275/sqft
    $-- HOA

    What's special

    Classic subway tile backsplashExpansive fenced backyardUpdated garage floorFire pitLarge finished basementGenerously sized roomsSpacious eat-in area
    Freshly painted and filled with updates, this spacious 2-story home offers an exceptional combination of comfort, style, and location. Step inside to a bright, inviting interior featuring an open floor plan, generously sized rooms, and a fresh neutral color palette throughout. New luxury vinyl flooring flows seamlessly across the main level, staircase, and upstairs hallway, creating a modern and cohesive feel. The updated kitchen is both stylish and functional, featuring gray shaker cabinets, butcher block countertops, a classic subway tile backsplash, and a spacious eat-in area that is perfect for everyday meals or entertaining. The home's versatile layout provides plenty of room for both comfortable living and gathering with family and friends. A large finished basement adds even more usable living space and includes a full bathroom. Whether you envision a recreation room, home office, guest area, gym, or additional family room, this lower-level space offers endless possibilities. Outside, the expansive fenced backyard is sure to impress. Enjoy summer evenings on the stamped concrete patio, gather around the fire pit, or take advantage of the generous yard for entertaining, relaxing, and everyday outdoor enjoyment. The privacy and size of this backyard are a rare find. Numerous improvements provide added value and peace of mind, including a new complete tear-off roof with blown-in insulation and ridge vent, newer windows and gutters, stamped concrete patio, updated garage floor, front stoop, and epoxy-coated concrete walkway. Ideally located within a highly sought-after school district and just over a mile from downtown St. Charles, this home puts you close to exceptional restaurants, shopping, parks, festivals, entertainment, and all the amenities that make St. Charles such a desirable community. Fresh, updated, spacious, and move-in ready-this is a home you'll want to see in person!
    6 hours
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    Zillow last checked:

    Listing updated:

    Listed by:

    James Diestel james.diestel@gmail.com,

    Fulton Grace Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12744919MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Recreation Room, Play Room, Eating Area, Foyer
      Primary bedroom
      • Features: Flooring (Other)
      • Level: Second
      • Area: 187 Square Feet
      • Dimensions: 17X11
      Bedroom 2
      • Features: Flooring (Other)
      • Level: Second
      • Area: 90 Square Feet
      • Dimensions: 10X09
      Bedroom 3
      • Features: Flooring (Other)
      • Level: Second
      • Area: 99 Square Feet
      • Dimensions: 11X09
      Bedroom 4
      • Features: Flooring (Other)
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Dining room
      • Features: Flooring (Luxury Vinyl), Window Treatments (All)
      • Level: Main
      • Area: 132 Square Feet
      • Dimensions: 12X11
      Eating area
      • Features: Flooring (Luxury Vinyl)
      • Level: Main
      • Area: 77 Square Feet
      • Dimensions: 11X7
      Family room
      • Features: Flooring (Luxury Vinyl), Window Treatments (All)
      • Level: Main
      • Area: 204 Square Feet
      • Dimensions: 17X12
      Foyer
      • Features: Flooring (Luxury Vinyl)
      • Level: Main
      • Area: 55 Square Feet
      • Dimensions: 11X5
      Kitchen
      • Features: Kitchen (Eating Area-Table Space), Flooring (Luxury Vinyl), Window Treatments (All)
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11X11
      Laundry
      • Features: Flooring (Other)
      • Level: Basement
      • Area: 77 Square Feet
      • Dimensions: 11X07
      Living room
      • Features: Flooring (Luxury Vinyl), Window Treatments (All)
      • Level: Main
      • Area: 204 Square Feet
      • Dimensions: 17X12
      Play room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 156 Square Feet
      • Dimensions: 13X12
      Recreation room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 260 Square Feet
      • Dimensions: 26X10
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
      • Laundry: Gas Dryer Hookup, In Unit
      Features
      • Flooring: Laminate
      • Basement: Finished,Crawl Space,Full
      • Attic: Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Gas Starter, Family Room
      Interior area
      • Total structure area: 0
      • Total interior livable area: 1,724 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Patio & porch: Patio
      • Fencing: Fenced
      Lot
      • Size: 9,282 Square Feet
      • Dimensions: 67X103X96X116
      • Features: Corner Lot, Landscaped
      Details
      • Parcel number: 0935251003
      • Special conditions: None
      • Other equipment: Ceiling Fan(s), Fan-Whole House, Sump Pump, Radon Mitigation System

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Park, Curbs, Sidewalks, Street Paved
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Cambridge East
      HOA
      • Services included: None
      Location
      • Region: St Charles

      Financial & listing details

      • Price per square foot: $275/sqft
      • Tax assessed value: $387,027
      • Annual tax amount: $8,230
      • Date on market: 8/28/2026
      • Ownership: Fee Simple

        Estimated market value

        $468,600

        $445,000 - $492,000

        $3,410/mo

        Price history

        DateEventPrice
        8/28/2026Listed for sale$474,900$275/sqft
        Source: MRED as distributed by MLS GRID #12744919 Report a problem
        8/27/2026Listing removed$474,900$275/sqft
        Source: MRED as distributed by MLS GRID #12685573 Report a problem
        8/4/2026Price change$474,900-2.1%$275/sqft
        Source: MRED as distributed by MLS GRID #12685573 Report a problem
        7/16/2026Price change$484,900-3%$281/sqft
        Source: MRED as distributed by MLS GRID #12685573 Report a problem
        6/25/2026Listed for sale$499,900+87.9%$290/sqft
        Source: MRED as distributed by MLS GRID #12685573 Report a problem
        9/20/2018Sold$266,000-5.8%$154/sqft
        Source: MRED as distributed by MLS GRID #10017418 Report a problem
        8/4/2018Pending sale$282,500$164/sqft
        Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem
        7/31/2018Price change$282,500-1.6%$164/sqft
        Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem
        7/13/2018Price change$287,000-1.9%$166/sqft
        Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem
        6/29/2018Price change$292,500-2.3%$170/sqft
        Source: Berkshire Hathaway HomeServices KoenigRubloff Realty Group #10017418 Report a problem
        5/31/2018Listed for sale$299,500+40%$174/sqft
        Source: Berkshire Hathaway HomeServices KoenigRubloff #09968939 Report a problem
        5/29/2014Sold$214,000-4.9%$124/sqft
        Source: MRED as distributed by MLS GRID #08525530 Report a problem
        4/10/2014Pending sale$225,000$131/sqft
        Source: Baird & Warner Real Estate #08525530 Report a problem
        2/18/2014Price change$225,000-2.2%$131/sqft
        Source: Baird & Warner Real Estate #08525530 Report a problem
        1/29/2014Listed for sale$230,000+5.5%$133/sqft
        Source: Baird & Warner #08525530 Report a problem
        11/8/2007Sold$218,000+1.4%$126/sqft
        Source: Public Record Report a problem
        9/16/2002Sold$215,000+52.5%$125/sqft
        Source: Public Record Report a problem
        9/7/1994Sold$141,000$82/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,487 +3.1%$129,009 +8.5%
        2024$8,230 +4.5%$118,869 +11.7%
        2023$7,874 +5.4%$106,389 +8%
        2022$7,472 +4.2%$98,548 +4.9%
        2021$7,172 +1.1%$93,936 +1.9%
        2020$7,093 +1.9%$92,185 +2%
        2019$6,963 +5.5%$90,360 +5.6%
        2018$6,597 +4.6%$85,535 +5.2%
        2017$6,309 -12%$81,293 +3.6%
        2016$7,165 $78,438 +4%
        2015-- $75,407 +4.2%
        2014-- $72,347 -3.9%
        2013-- $75,278 -4.7%
        2012-- $78,981 -6.9%
        2011-- $84,853 -4.8%
        2010-- $89,155 -4.8%
        2009-- $93,681 +1.6%
        2008-- $92,227 +3%
        2007-- $89,542 +7.1%
        2006-- $83,602 +6.1%
        2005-- $78,764 +6.8%
        2004-- $73,780 +3.4%
        2003-- $71,359 +7.4%
        2002-- $66,418 +11.5%
        2001-- $59,583 +7.5%
        2000-- $55,434
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 60174

        Getting around

        51 / 100
        Somewhat Walkable
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Munhall Elementary School
        • Middle: Wredling Middle School
        • High: St Charles East High School
        • District: 303

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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