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New construction
    • Price cut: $10K (7/29)
    $649,990

    172 Covenant Way, Bumpass, VA 23024

    4beds
    3,114sqft
    : 
    $3,989/mo
    Get pre-qualified
    Single Family Residence
    Built in 2026
    0.92 Acres Lot
    $649,800 Zestimate®
    $209/sqft
    $51/mo HOA

    What's special

    Shared dock accessFarmhouse sinkMatte black finishesOversized islandPrivate lake accessUpgraded stainless steel appliancesCrisp white cabinetry
    Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown. Contact the listing agent for current program details, eligibility requirements, and available incentives. Welcome to an incredible opportunity in Covenant Coves where you can own true deeded waterfront without paying the price of a waterfront home. This property includes a deeded waterfront outparcel just 0.6 miles away, complete with shared dock access, private lake access, and the ability to build your own boathouse. From the home, you'll even enjoy views of your waterfront property. Built by Danaf Homes, The Madison is nearing completion and offers over 3,000 square feet of beautifully upgraded living space with 4 bedrooms, 3 full baths, and a spacious loft designed for the way people live today. Luxury vinyl plank flooring runs throughout the main level and bedrooms. The inviting family room centers around a propane fireplace with a designer slate surround, creating the perfect place to unwind after a day on the lake. The kitchen was built to impress with quartz countertops, an oversized island, farmhouse sink, upgraded stainless steel appliances, crisp white cabinetry, and matte black finishes. The dining area opens to the backyard, making entertaining effortless. The primary suite feels like its own retreat with a spa-inspired bath featuring a tiled shower, soaking tub, dual quartz vanity, and generous space to recharge. A main-level bedroom and full bath offer flexibility for guests, multi-generational living, or the perfect home office. Upstairs you'll find two additional bedrooms, another upgraded full bath, and a versatile loft ready for movie nights, game days, or extra living space. Let's clear up the biggest question. The home itself is not waterfront.( However, is waterview!) The deeded outparcel is. That means you own 40 feet of waterfront property with lake access, water views from the home, and the ability to build a private boathouse, all while avoiding the premium price tag of a home sitting directly on the shoreline. The out parcel is less than 3 blocks from the house! Homes offering true deeded waterfront ownership at this price point are exceptionally hard to find at Lake Anna. The last buyer lost it because financing fell apart. Their loss is your opportunity, but opportunities like this rarely come around twice. Financing offer subject to change without notice.
    211 days
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    1,240
    |
    52
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    Zillow last checked:

    Listing updated:

    Listed by:

    Madison Atkins 540-748-5050,

    Lake Anna Island Realty, Inc. 540-894-4400,

    Co-Listing Agent: Stacie L Chandler 540-219-1882,

    Lake Anna Island Realty, Inc.

    Source: Bright MLS,MLS#: VALA2009180MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Loft
      Primary bedroom
      • Level: Upper
      • Area: 288 Square Feet
      • Dimensions: 18 X 16
      Bedroom 2
      • Level: Upper
      • Area: 168 Square Feet
      • Dimensions: 12 X 14
      Bedroom 3
      • Level: Upper
      • Area: 192 Square Feet
      • Dimensions: 12 X 16
      Bedroom 4
      • Features: Flooring - Luxury Vinyl Plank
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11 X 11
      Breakfast room
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 10 X 11
      Dining room
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Family room
      • Level: Main
      • Area: 340 Square Feet
      • Dimensions: 17 X 20
      Kitchen
      • Features: Flooring - Luxury Vinyl Plank, Kitchen Island
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 12 X 15
      Living room
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12 X 10
      Loft
      • Level: Upper
      • Area: 304 Square Feet
      • Dimensions: 16 X 19
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Microwave, Dishwasher, Oven, Electric Water Heater
      Features
      • Attic, Soaking Tub, Bathroom - Tub Shower, Breakfast Area, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Formal/Separate Dining Room, Kitchen Island, Primary Bath(s), Walk-In Closet(s), 9'+ Ceilings, Dry Wall, Vaulted Ceiling(s)
      • Flooring: Luxury Vinyl
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas/Propane
      Interior area
      • Total structure area: 3,114
      • Total interior livable area: 3,114 sqft
      • Finished area above ground: 3,114
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Faces Front, Garage Door Opener, Attached
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch, Roof
      • Pool features: None
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Boat/Launch Ramp - Public, Out-Parcel, Rip-Rap, Private Dock Site, Shared, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard, Lake
      • Body of water: Lake Anna
      • Frontage length: Water Frontage Ft: 40
      Lot
      • Size: 0.92 Acres
      Details
      • Additional structures: Above Grade
      • Parcel number: 47A 3 10
      • Zoning: RR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Crawl Space
      • Roof: Architectural Shingle
      Condition
      • Excellent
      • New construction: Yes
      • Year built: 2026
      Details
      • Builder model: The Madison
      • Builder name: Danaf Homes LLc

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Covenant Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
      • Services included: Common Area Maintenance, Pier/Dock Maintenance
      • HOA fee: $610 annually
      • HOA name: COVENANT COVE PROPERTY OWNERS ASSOCIATION
      Location
      • Region: Bumpass

      Financial & listing details

      • Price per square foot: $209/sqft
      • Tax assessed value: $79,800
      • Annual tax amount: $575
      • Date on market: 1/22/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $649,800

        $617,000 - $682,000

        $2,973/mo

        Price history

        DateEventPrice
        7/29/2026Price change$649,990-1.5%$209/sqft
        Source: Bright MLS #VALA2009180 Report a problem
        7/1/2026Listed for sale$659,990$212/sqft
        Source: Bright MLS #VALA2009180 Report a problem
        6/1/2026Pending sale$659,990$212/sqft
        Source: Bright MLS #VALA2009180 Report a problem
        5/5/2026Price change$659,990-2.9%$212/sqft
        Source: Bright MLS #VALA2009180 Report a problem
        3/24/2026Price change$679,990-1.4%$218/sqft
        Source: Bright MLS #VALA2009180 Report a problem
        1/23/2026Listed for sale$689,990$222/sqft
        Source: Bright MLS #VALA2009180 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 23024

        Getting around

        0 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jouett
        • Middle: Louisa County
        • High: Louisa County
        • District: Louisa County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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