18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!
New construction
$374,900
18 Or 20 Cove Dr, Bay City, MI 48706
--beds
0baths
--sqft
Condominium, Duplex
Built in ----
-- sqft lot
$-- Zestimate®
$--/sqft
$300/mo HOA
What's special
Waterfront livingFully landscaped yardLow-maintenance waterfront communityCovered patioSpacious bedroomsStainless steel appliances
- 295 days
- 11
- 0
Zillow last checked:
Listing updated:
Listed by:
Jean Ann Styn-DeShano 989-233-8380,
RE/MAX Results 989-686-3400
Source: MiRealSource,MLS#: 50193659
Originating MLS: Bay County REALTOR Association
Facts & features
Interior
Bedrooms & bathrooms
- Bathrooms: 0
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range/Oven, Refrigerator, Gas Water Heater
Features
- Windows: Bay Window(s), Storms/Screens
- Has basement: No
- Has fireplace: No
Property
Parking
- Total spaces: 2.5
- Parking features: Garage, Attached, Electric in Garage, Garage Door Opener, Direct Access
- Attached garage spaces: 2.5
Accessibility
- Accessibility features: Accessibility Features, Accessible Doors, Accessible Central Living Area, Access Main Flr Half-Bath, Accessible Bedroom, Accessible Closets, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer, Accessible Bathroom Sink, Accessible Kitchen Sink, Accessible Main Flr Bedrm, Accessible Main Flr Bath, Wheelchair Accessible, Covered Entrance, Grab Bar Main Floor Bath, Lever Door Handles, No-step Entrance, Rocker Light Switches, Main Floor Laundry
Features
- Patio & porch: Deck, Patio, Porch
- Exterior features: Lawn Sprinkler
- Has view: Yes
- View description: Water, River
- Has water view: Yes
- Water view: Water,River
Lot
- Features: City Lot, Subdivision
Details
- Parcel number: #18 16002112501800
- Zoning description: Residential
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional
- Property subtype: Condominium, Duplex
- Attached to another structure: Yes
Materials
- Stone, Vinyl Siding, Vinyl Trim
Condition
- Model For Sale
- New construction: Yes
Details
- Warranty included: Yes
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
- Utilities for property: Cable/Internet Avail., Cable Available, Electricity Connected, Natural Gas Connected, Internet DSL Available, Internet Spectrum, Sewer Connected, Water Connected
Green energy
- Energy efficient items: Appliances, Construction, Doors, HVAC, Insulation, Roof, Thermostat, Water Heater, Windows
Community & HOA
Community
- Subdivision: Iron Bridge At Wheelers Landing
HOA
- Has HOA: Yes
- Amenities included: Maintenance Grounds
- Services included: HOA, Maintenance Grounds, Snow Removal
- HOA fee: $300 monthly
- HOA name: Iron Bridge At Wheelers Landing
Location
- Region: Bay City
Financial & listing details
- Annual tax amount: $584
- Date on market: 11/6/2025
- Cumulative days on market: 299 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership type: LLC
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 3/26/2026 | Price change | $374,900+15.4% |
Source: | ||
| 11/6/2025 | Listed for sale | $324,900 |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 48706
Nearby schools
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






