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New construction
    • $399,900

    14 Cove Dr, Bay City, MI 48706

    4beds
    1,971sqft
    : 
    $3,115/mo
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    Condominium
    Built in 2025
    -- sqft lot
    $-- Zestimate®
    $203/sqft
    $300/mo HOA

    What's special

    High-performance cellulose insulationOpen floor planPrimary suiteCovered front porchVinyl and stone exteriorLow-e insulated windowsWalk-in closet
    SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.
    333 days
    |
    231
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jean Ann Styn-DeShano 989-233-8380,

    RE/MAX Results 989-686-3400

    Source: MiRealSource,MLS#: 50188182MLS LogoOriginating MLS: Bay County REALTOR Association

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Entry, Bedroom, Laundry, Master Bedroom, Living Room, Utility/Laundry Room, Workshop, Master Bathroom, First Flr Lavatory, Bathroom, Second Flr Full Bathroom, Breakfast Nook/Room
      Primary bedroom
      • Level: First
      Bedroom 1
      • Features: Other
      • Level: Main
      • Area: 208
      • Dimensions: 16 x 13
      Bedroom 2
      • Features: Other
      • Level: Second
      • Area: 176
      • Dimensions: 16 x 11
      Bedroom 3
      • Features: Other
      • Level: Second
      • Area: 208
      • Dimensions: 16 x 13
      Bedroom 4
      • Features: Other
      • Level: Second
      • Area: 208
      • Dimensions: 16 x 13
      Bathroom 1
      • Features: Other
      • Level: Main
      • Area: 90
      • Dimensions: 15 x 6
      Bathroom 2
      • Features: Other
      • Level: Second
      • Area: 96
      • Dimensions: 8 x 12
      Dining room
      • Features: Other
      • Level: Main
      • Area: 156
      • Dimensions: 13 x 12
      Kitchen
      • Features: Other
      • Level: Main
      • Area: 130
      • Dimensions: 13 x 10
      Living room
      • Features: Other
      • Level: Main
      • Area: 3255
      • Dimensions: 217 x 15
      Heating
      • Floor Furnace, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator, Gas Water Heater
      • Laundry: First Floor Laundry, Laundry Room, Main Level
      Features
      • Walk-In Closet(s), Pantry, Eat-in Kitchen
      • Flooring: Other
      • Windows: Bay Window(s), Storms/Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,971
      • Total interior livable area: 1,971 sqft
      • Finished area above ground: 1,971
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: 3 or More Spaces, Garage, Driveway, Attached, Electric in Garage, Garage Door Opener, Workshop in Garage, Direct Access
      • Attached garage spaces: 2.5
      Accessibility
      • Accessibility features: Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer, Wheelchair Accessible, Accessible Bathroom Sink, Accessible Kitchen Sink, Accessible Main Flr Bedrm, Accessible Main Flr Bath, Covered Entrance, Low Threshold Shower, No-step Entrance, Main Floor Laundry
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Lawn Sprinkler
      • Has view: Yes
      • View description: Water, River
      • Has water view: Yes
      • Water view: Water,River
      • Waterfront features: Lake/River Access
      Lot
      • Features: Cul-De-Sac, Subdivision, City Lot
      Details
      • Parcel number: 16002112501400
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Contemporary
      • Property subtype: Condominium
      Materials
      • Stone, Vinyl Siding, Vinyl Trim
      • Foundation: Slab
      Condition
      • New construction: Yes
      • Year built: 2025

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public
      • Utilities for property: Cable/Internet Avail., Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Internet DSL Available, Internet Spectrum

      Community & HOA

      Community
      • Subdivision: Iron Bridge Condominium
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds, Marina, Park, Wi-Fi Available
      • Services included: Maintenance Grounds, Snow Removal
      • HOA fee: $300 monthly
      • HOA name: IRON BRIDGE CONDOMINIUM
      Location
      • Region: Bay City

      Financial & listing details

      • Price per square foot: $203/sqft
      • Tax assessed value: $18,000
      • Annual tax amount: $8,917
      • Date on market: 9/11/2025
      • Cumulative days on market: 334 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,878/mo

        Price history

        DateEventPrice
        7/30/2026Listing removed$1,995$1/sqft
        Source: Zillow Rentals Report a problem
        6/17/2026Listed for rent$1,995$1/sqft
        Source: Zillow Rentals Report a problem
        9/11/2025Listed for sale$399,900+21.6%$203/sqft
        Source: MiRealSource #50188182 Report a problem
        7/2/2025Listing removed$329,000$167/sqft
        Source: Realcomp II #61050171847 Report a problem
        4/18/2025Listed for sale$329,000$167/sqft
        Source: MiRealSource #50171847 Report a problem
        4/16/2025Listing removed$329,000$167/sqft
        Source: Realcomp II #61050163032 Report a problem
        12/13/2024Listed for sale$329,000$167/sqft
        Source: MiRealSource #50163032 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- --
        2024$580 --
        2023-- $9,000
        2022-- $9,000
        2021-- $9,000
        2020$87 $9,000
        2019-- $9,000
        2018$87 +2.8%$9,000 +80%
        2017$85 $5,000
        2016$85 $5,000
        2015$85 +2.8%$5,000 -60%
        2014$83 $12,500
        2013-- $12,500
        2012-- $12,500
        2011-- $12,500 -16.7%
        2010-- $15,000 -40%
        2009-- $25,000
        2008-- $25,000
        2007-- $25,000
        2006-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48706

        Getting around

        43 / 100
        Car-Dependent
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Bay City School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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