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Pending
    • $324,900

    12 Cove Dr, Bay City, MI 48706

    2beds
    1,241sqft
    : 
    $2,587/mo
    Get pre-qualified
    Condominium
    Built in 2024
    -- sqft lot
    $-- Zestimate®
    $262/sqft
    $300/mo HOA

    What's special

    Stylish finishesSprinkler systemHigh-efficiency natural gas furnaceHigh-performance cellulose insulationOpen floor planPrimary suiteCovered front porch
    SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.
    332 days
    |
    381
    |
    17
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Jean Ann Styn-DeShano 989-233-8380,

    RE/MAX Results 989-686-3400

    Source: MiRealSource,MLS#: 50188166MLS LogoOriginating MLS: Bay County REALTOR Association

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Laundry, Master Bedroom, Living Room, Utility/Laundry Room, Master Bathroom, First Flr Lavatory, Bathroom, Breakfast Nook/Room
      Primary bedroom
      • Level: First
      Bedroom 1
      • Features: Carpet
      • Level: Main
      • Area: 208
      • Dimensions: 16 x 13
      Bedroom 2
      • Features: Carpet
      • Level: Main
      • Area: 140
      • Dimensions: 14 x 10
      Bathroom 1
      • Features: Ceramic
      • Level: Main
      • Area: 66
      • Dimensions: 11 x 6
      Bathroom 2
      • Features: Ceramic
      • Level: Main
      • Area: 40
      • Dimensions: 8 x 5
      Dining room
      • Features: Ceramic
      • Level: Main
      • Area: 156
      • Dimensions: 13 x 12
      Kitchen
      • Features: Ceramic
      • Level: Main
      • Area: 180
      • Dimensions: 15 x 12
      Living room
      • Features: Carpet
      • Level: Main
      • Area: 300
      • Dimensions: 20 x 15
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Range/Oven, Refrigerator, Gas Water Heater
      • Laundry: First Floor Laundry, Laundry Room, Main Level
      Features
      • Walk-In Closet(s), Pantry, Eat-in Kitchen
      • Flooring: Carpet, Ceramic Tile
      • Windows: Bay Window(s), Storms/Screens
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,241
      • Total interior livable area: 1,241 sqft
      • Finished area above ground: 1,241
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: 3 or More Spaces, Garage, Driveway, Attached, Electric in Garage, Garage Door Opener, Workshop in Garage, Direct Access
      • Attached garage spaces: 2.5
      Accessibility
      • Accessibility features: Wheelchair Access, Accessibility Features, Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Accessible Kitchen Appliances, Accessible Washer/Dryer, Covered Entrance, Low Threshold Shower, No-step Entrance, Rocker Light Switches, Main Floor Laundry
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Lawn Sprinkler
      • Has view: Yes
      • View description: Water, River
      • Has water view: Yes
      • Water view: Water,River
      • Waterfront features: Lake/River Access, River Front, Shared Waterfront
      Lot
      • Features: Cul-De-Sac, City Lot
      Details
      • Parcel number: 16002112501200
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Ranch
      • Property subtype: Condominium
      Materials
      • Stone, Vinyl Siding, Vinyl Trim
      • Foundation: Slab
      Condition
      • New Construction
      • New construction: Yes
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public
      • Utilities for property: Cable/Internet Avail., DSL Available, Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected, Internet DSL Available, Internet Spectrum

      Community & HOA

      Community
      • Subdivision: Iron Bridge Condominiums
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds, Private Entry, Wi-Fi Available
      • Services included: Maintenance Grounds, Snow Removal, Maintenance Structure
      • HOA fee: $300 monthly
      • HOA name: IRON BRIDGE CONDOMINIUM
      Location
      • Region: Bay City

      Financial & listing details

      • Price per square foot: $262/sqft
      • Tax assessed value: $18,000
      • Annual tax amount: $10,942
      • Date on market: 9/11/2025
      • Cumulative days on market: 593 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,943/mo

        Price history

        DateEventPrice
        7/31/2026Pending sale$324,900$262/sqft
        Source: MiRealSource #50188166 Report a problem
        7/17/2026Listing removed$1,650$1/sqft
        Source: Zillow Rentals Report a problem
        6/17/2026Listed for rent$1,650-25.8%$1/sqft
        Source: Zillow Rentals Report a problem
        5/12/2026Listed for sale$324,900$262/sqft
        Source: MiRealSource #50188166 Report a problem
        4/10/2026Contingent$324,900$262/sqft
        Source: MiRealSource #50188166 Report a problem
        9/11/2025Listed for sale$324,900+8.7%$262/sqft
        Source: MiRealSource #50188166 Report a problem
        9/10/2025Listing removed$2,225$2/sqft
        Source: Zillow Rentals Report a problem
        9/9/2025Listing removed$299,000$241/sqft
        Source: Realcomp II #61050172070 Report a problem
        8/6/2025Listed for rent$2,225$2/sqft
        Source: Zillow Rentals Report a problem
        4/21/2025Listed for sale$299,000$241/sqft
        Source: MIDMLS #50171993 Report a problem
        4/16/2025Listing removed$299,000$241/sqft
        Source: Realcomp II #61050163027 Report a problem
        12/13/2024Listed for sale$299,000$241/sqft
        Source: MiRealSource #50163027 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- --
        2024$580 --
        2023-- $9,000
        2022-- $9,000
        2021-- $9,000
        2020$87 $9,000
        2019-- $9,000
        2018$87 +2.8%$9,000 +80%
        2017$85 $5,000
        2016$85 $5,000
        2015$85 +2.8%$5,000 -60%
        2014$83 $12,500
        2013-- $12,500
        2012-- $12,500
        2011-- $12,500 -16.7%
        2010-- $15,000 -40%
        2009-- $25,000
        2008-- $25,000
        2007-- $25,000
        2006-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48706

        Getting around

        43 / 100
        Car-Dependent
        56 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Bay City School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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