This 1,600+ square foot cottage offers the ultimate foundation for your custom coastal retreat. Nestled on the serene shores of McKays Cove, several major exterior capital improvements are already complete. The structure features a brand-new Amish-built roof, new gutters, and premium new Andersen windows throughout. Personal Boat Ramp: Private ramp for seamless watercraft launching and only one in the community. Private Pier: Sturdy, deep-water access steps from your back door. New Rip Rap: Fresh shoreline reinforcement ensures long-term erosion protection. Large propane tank which is almost full for newly installed gas log fireplace & furnace. All supporting floor beams in the crawl space have been addressed. Blank Canvas Interior: Down-to-the-studs flexibility ready for your custom layout. Generous Footprint: Over 1,600 square feet of customizable living space facing a waterfront picturesque view. This home will be perfect for the generational waterman looking to be in the Potomac River within just a few minutes or the city resident who is looking to escape for the weekend. Several homes on the street have had a complete overhaul and the home next door is just about completed. Now is your turn to create your waterfront dream!
Under contract
Price cut: $115K (9/1)
$350,000
18800 McKays Beach Rd, Leonardtown, MD 20650
3beds
1,667sqft
Single Family Residence
Built in 1948
0.34 Acres Lot
$-- Zestimate®
$210/sqft
$-- HOA
What's special
Waterfront picturesque viewNew guttersBrand-new amish-built roof
- 94 days
- 829
- 39
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Chris Coughlan 240-838-1334,
RE/MAX One 4432956123
Source: Bright MLS,MLS#: MDSM2032014
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Water Heater
- Laundry: Main Level
Features
- Flooring: Wood
- Windows: Double Hung
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 1,667
- Total interior livable area: 1,667 sqft
- Finished area above ground: 1,667
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Exterior features: Boat Storage, Lighting
- Pool features: None
- Has view: Yes
- View description: Water, River, Panoramic
- Has water view: Yes
- Water view: Water,River
- Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Rip-Rap, River, Boat - Powered, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Body of water: Mckay's Cove
- Frontage length: Water Frontage Ft: 1
Lot
- Size: 0.34 Acres
- Features: Cleared, Fishing Available, No Thru Street, Rip-Rapped
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1902013495
- Zoning: RPD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- CPVC/PVC
- Foundation: Block
- Roof: Metal
Condition
- Fixer
- New construction: No
- Year built: 1948
Utilities & green energy
- Sewer: Private Septic Tank
- Water: Well
- Utilities for property: Cable Connected, Electricity Available, Phone Available, Propane, Water Available, Sewer Available
Community & HOA
Community
- Subdivision: Mckays Beach
HOA
- Has HOA: No
Location
- Region: Leonardtown
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $422,233
- Annual tax amount: $3,998
- Date on market: 7/6/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Private Financing Available
- Ownership: Fee Simple
- Road surface type: Gravel
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/18/2026 | Contingent | $350,000$210/sqft |
Source:  Bright MLS #MDSM2032014 Report a problem | ||
| 9/1/2026 | Price change | $350,000-24.7%$210/sqft |
Source: Bright MLS #MDSM2032014 Report a problem | ||
| 7/6/2026 | Listed for sale | $465,000+86%$279/sqft |
Source: Bright MLS #MDSM2032014 Report a problem | ||
| 5/3/2024 | Sold | $250,000+42.9%$150/sqft |
Source: Public Record Report a problem | ||
| 12/8/2000 | Sold | $175,000$105/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,566 +21.3% | $416,500 +6.2% |
| 2024 | $3,765 +3.6% | $392,233 +3.6% |
| 2023 | $3,633 +3.8% | $378,467 +3.8% |
| 2022 | $3,500 +3.7% | $364,700 +3.7% |
| 2021 | $3,377 +3.8% | $351,833 +3.8% |
| 2020 | $3,253 +3.9% | $338,967 +3.9% |
| 2019 | $3,130 | $326,100 |
| 2018 | $3,130 -0.9% | $326,100 |
| 2017 | $3,160 -19.6% | $326,100 -0.6% |
| 2016 | $3,930 | $328,200 |
| 2015 | $3,930 | $328,200 |
| 2014 | $3,930 | $328,200 -11.4% |
| 2013 | -- | $370,300 |
| 2012 | -- | $370,300 |
| 2011 | -- | $370,300 -22.3% |
| 2010 | -- | $476,750 +13.9% |
| 2009 | -- | $418,690 +16.1% |
| 2008 | -- | $360,630 +19.2% |
| 2007 | -- | $302,570 +13.7% |
| 2006 | -- | $266,012 +15.9% |
| 2005 | -- | $229,456 +19% |
| 2004 | -- | $192,900 +4% |
| 2003 | -- | $185,536 +4.1% |
| 2002 | -- | $178,173 +4.3% |
| 2001 | -- | $170,810 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20650
Nearby schools
Schools provided by the listing agent
- District: St. Mary's County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Similar homes
- $319,0003 bd1 ba2k sqft43146 N Megan Ln, Leonardtown, MD 20650For Sale
MLS ID #MDSM2033774, Lewie Aldridge III, Berkshire Hathaway HomeServices PenFed Realty. Bright MLS - $449,9005 bd2 ba2k sqft23899 McIntosh Rd, Leonardtown, MD 20650For Sale
MLS ID #MDSM2034002, Jeremy Browne, EXP Realty, LLC. Bright MLS - $379,9003 bd3 ba1.8k sqft11516 Deadwood Dr, Lusby, MD 20657For Sale
MLS ID #MDCA2030998, Mark Frisco Jr., CENTURY 21 New Millennium. Bright MLS - $379,0003 bd2 ba1.4k sqft22337 Sandra Ln, California, MD 20619For Sale
MLS ID #MDSM2033724, Carl Franzen, Franzen Realtors, Inc.. Bright MLS - $325,0003 bd1 ba1k sqft44911 Buck Redman Rd, Callaway, MD 20620For SaleMLS ID #MDSM2031270, Sheila Milburn, Coldwell Banker Premier. Bright MLS
- $389,0003 bd2 ba1.7k sqft41620 Church St, Leonardtown, MD 20650For SaleMLS ID #MDSM2030446, Chanel Li, Evergreen Properties. Bright MLS
- $350,0003 bd2 ba1.4k sqft12468 Catalina Dr, Lusby, MD 20657For SaleMLS ID #MDCA2030470, Lauren Garner, EXP Realty, LLC. Bright MLS
- $325,0003 bd2 ba1.3k sqft827 Travelers Rest Rd, Hague, VA 22469For SaleMLS ID #VAWE2011750, Deb Warford, Coldwell Banker Elite. Bright MLS
- $324,9003 bd2 ba1.6k sqft19745 Three Notch Rd, Lexington Park, MD 20653For SaleMLS ID #MDSM2030974, Matt Burgan, Infinitas Realty Group. Bright MLS
- $389,0003 bd2 ba1.7k sqft105 Pelican Way, Montross, VA 22520For SaleMLS ID #VAWE2011638, Cinthia Neumer, Coldwell Banker Elite. Bright MLS
- $358,9003 bd3 ba1.5k sqft292 Currioman Dr, Montross, VA 22520New ConstructionMLS ID #VAWE2010948, Andrei Ionita, United Real Estate Premier. Bright MLS
- $359,9004 bd2 ba1.6k sqft464 Tumbleweed Trl, Lusby, MD 20657For SaleMLS ID #MDCA2030610, Dawn Wood, O'Brien Realty ERA Powered. Bright MLS
- $315,0005 bd2 ba2.1k sqft45706 Belvoir Rd, Great Mills, MD 20634For SaleMLS ID #MDSM2029106, Billy Rabbitt, The Southside Group Real Estate. Bright MLS
- $299,9004 bd2 ba1.1k sqft47233 Lincoln Ave, Lexington Park, MD 20653For SaleMLS ID #MDSM2033798, Kelly Padgett, Century 21 Redwood Realty. Bright MLS
- $349,5003 bd2 ba1.2k sqft11639 Sidewinder Ln, Lusby, MD 20657For SaleMLS ID #MDCA2027296, Kimberly Gott, RE/MAX One. Bright MLS
- $399,9003 bd3 ba1.5k sqftDrum Point, Lusby, MD 20657For SaleMLS ID #MDCA2030536, Jan Kleponis, O'Brien Realty ERA Powered. Bright MLS
- $479,9004 bd3 ba2.1k sqft45210 Blue Water Ln, Piney Point, MD 20674For SaleMLS ID #MDSM2033638, Kimberly St. Laurent, RE/MAX One. Bright MLS
- $299,9003 bd2 ba1k sqft22065 Mojave Dr, Great Mills, MD 20634For SaleMLS ID #MDSM2033614, Mr. Tom S Hennerty, NetRealtyNow.com, LLC. Bright MLS
