For sale

Listed by: The Real Estate Company of Cambria • Bob Kasper • Contact: 805-927-3200

Price cut: $14K (7/10)

$715,000

1935 Spencer St, Cambria, CA 93428

2beds

1,026sqft

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Single Family Residence

Built in 1985

1,750 Square Feet Lot

$698,400 Zestimate^®

$697/sqft

$-- HOA

What's special

Situated on the mountain side of Cambria‘s Top Of The World location, this property has cool views of the San Lucia Mountains and a microclimate that is often warmer, sunnier and less windy than many other areas of town. This two bedroom, two bath house has a bonus loft which could be a home office or an art studio. Heck, when it’s your house, you can use it however you’d like! The high ceilings above the wood-burning fireplace in the living room make the house feel much bigger. This property offers some additional elbow room, as it is located next to and across from multiple vacant lots. The adjacent oversized double lot to the south is owned by the owner of this house, and is available to purchase via a separate escrow. Other amenities include an extra deep one-car garage, front and back decks, and washer and dryer hook-ups both upstairs and in the garage.

125 days

1,488

65

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 1

Rooms

Room types: Kitchen, Loft, Living Room, Primary Bedroom

Primary bedroom

Features: Main Level Primary

Primary bedroom

Features: Multiple Primary Suites

Bathroom

Features: Full Bath on Main Level, Laminate Counters, Separate Shower, Tub Shower

Kitchen

Features: Laminate Counters

Heating

Fireplace(s)

Cooling

None

Appliances

Included: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator
Laundry: Washer Hookup, Inside, Laundry Closet, In Garage, Upper Level

Features

Beamed Ceilings, Balcony, Cathedral Ceiling(s), Laminate Counters, Recessed Lighting, Storage, Loft, Main Level Primary, Multiple Primary Suites
Flooring: Carpet, Stone, Wood
Doors: French Doors
Has fireplace: Yes
Fireplace features: Gas Starter, Living Room, Wood Burning
Common walls with other units/homes: No Common Walls

Interior area

Total interior livable area: 1,026 sqft

Property

Parking

Total spaces: 1
Parking features: Asphalt, Driveway, Garage
Attached garage spaces: 1

Features

Levels: Three Or More
Stories: 3
Entry location: Main Living Level with Stairs to Front Door
Patio & porch: Concrete, Deck, Patio, Wood
Pool features: None
Spa features: None
Has view: Yes
View description: Mountain(s), Neighborhood, Trees/Woods

Lot

Size: 1,750 Square Feet
Features: Sloped Up

Details

Parcel number: 024063013
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Foundation: Raised
Roof: Composition,Shingle

Condition

New construction: No
Year built: 1985

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected

Community & HOA

Community

Features: Hiking, Preserve/Public Land
Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Subdivision: Top Of The World(2170)

Location

Region: Cambria

Financial & listing details

Price per square foot: $697/sqft
Tax assessed value: $417,032
Annual tax amount: $4,745
Date on market: 3/18/2026
Cumulative days on market: 125 days
Listing terms: Cash,Conventional,1031 Exchange
Road surface type: Paved

Estimated market value

$698,400

$663,000 - $733,000

$2,750/mo

Price history

Date	Event	Price
7/10/2026	Price change	$715,000-1.9%$697/sqft
Source: CRMLS #SC26058000 Report a problem
3/18/2026	Listed for sale	$729,000+107.1%$711/sqft
Source: CRMLS #SC26058000 Report a problem
1/2/2015	Listing removed	$352,000$343/sqft
Source: Cambria Pines Realty Report a problem
8/13/2014	Listed for sale	$352,000+1.4%$343/sqft
Source: Cambria Pines Realty Report a problem
7/31/2014	Sold	$347,000-1.4%$338/sqft
Source: Public Record Report a problem
5/7/2014	Price change	$352,000-4.6%$343/sqft
Source: Cambria Pines Realty #1039084 Report a problem
11/15/2013	Listed for sale	$369,000+119.6%$360/sqft
Source: Cambria Pines Realty #1039084 Report a problem
5/4/1998	Sold	$168,000$164/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,745 +2.3%	$417,032 +2%
2024	$4,637 +1.8%	$408,856 +2%
2023	$4,556 +2%	$400,840 +2%
2022	$4,466 +1.6%	$392,981 +2%
2021	$4,397 +1.2%	$385,276 +1%
2020	$4,344 +1.9%	$381,327 +2%
2019	$4,262 +2%	$373,851 +2%
2018	$4,177 +2.1%	$366,521 +2%
2017	$4,093 +2%	$359,336 +2%
2016	$4,014	$352,291 +1.5%
2015	$4,014 +57.5%	$347,000 +59%
2014	$2,549	$218,286 +2.5%
2012	--	$213,041 +2%
2011	--	$208,865 +0.8%
2010	--	$207,305 -0.2%
2009	--	$207,799 +2%
2008	--	$203,726 +2%
2007	--	$199,733 +2%
2006	--	$195,818 +2%
2005	--	$191,980 +2%
2004	--	$188,217 +1.9%
2003	--	$184,768 +2%
2002	--	$181,146 +2%
2001	--	$177,595

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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