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    • Price cut: $10K (7/16)
    $289,900

    195 Goldfinch Ln, Clearwater, MN 55320

    2beds
    1,500sqft
    : 
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    (TH) Side x Side
    Built in 1998
    -- sqft lot
    $289,300 Zestimate®
    $193/sqft
    $165/mo HOA

    What's special

    Thoughtful modern finishesTrue main-level livingGranite countertopsOpen kitchenDouble attached garageGenerous walk-in closetComfortable bedrooms
    Welcome to easy, elegant living in Clearwater Estates! This beautifully designed home offers the convenience of true main-level living paired with thoughtful, modern finishes. Step inside and enjoy the spacious feel of 9-foot ceilings and an inviting sunroom that fills the home with natural light—perfect for morning coffee or relaxing afternoons. The open kitchen features granite countertops and flows seamlessly into the living and dining areas, making both everyday living and entertaining a breeze. This home includes two comfortable bedrooms, highlighted by a private primary suite complete with its own bath and a generous walk-in closet. A double attached garage adds everyday convenience, while association-maintained living means you can spend less time on upkeep and more time enjoying life. Residents of Clearwater Estates also enjoy access to a clubhouse and pool, creating a welcoming community atmosphere. Located near the scenic Mississippi River, you’ll appreciate the blend of peaceful surroundings and nearby recreation. Low-maintenance, stylish, and ideally located—this is the home you’ve been waiting for.
    82 days
    |
    144
    |
    6
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    John H Paulsen 320-582-0387,

    Hometown Realty, Inc

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7064997MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Bedroom
      • Level: Main
      • Area: 169 Square Feet
      • Dimensions: 13x13
      Bedroom 2
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Dining room
      • Level: Main
      • Area: 110 Square Feet
      • Dimensions: 10x11
      Informal dining room
      • Level: Main
      • Area: 64 Square Feet
      • Dimensions: 8x8
      Kitchen
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10x10
      Laundry
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 6x12
      Living room
      • Level: Main
      • Area: 280.5 Square Feet
      • Dimensions: 16'6x17
      Sun room
      • Level: Main
      • Area: 155.25 Square Feet
      • Dimensions: 13'6x11'6
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned
      • Laundry: Main Level
      Features
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,500
      • Total interior livable area: 1,500 sqft
      • Finished area above ground: 1,500
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Concrete, Garage, Garage Door Opener, Insulated Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (22x26)
      Accessibility
      • Accessibility features: No Stairs External, No Stairs Internal
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      • Has private pool: Yes
      • Pool features: In Ground, Shared
      Lot
      • Dimensions: 57 x 105 x 66 x 102
      • Features: Irregular Lot
      Details
      • Foundation area: 1500
      • Parcel number: 104022003140
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: (TH) Side x Side
      • Attached to another structure: Yes
      Materials
      • Roof: Age 8 Years or Less,Asphalt
      Condition
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Electric: Circuit Breakers, 100 Amp Service
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: Clearwater Estates
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Structure, Cable TV, Hazard Insurance, Internet, Professional Mgmt, Recreation Facility, Sanitation, Security System, Shared Amenities
      • HOA fee: $165 monthly
      • HOA name: Clearwater Estates, Inc. Cities Management
      • HOA phone: 612-381-8600
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $193/sqft
      • Tax assessed value: $266,800
      • Annual tax amount: $3,008
      • Date on market: 4/30/2026
      • Cumulative days on market: 7 days

        Estimated market value

        $289,300

        $275,000 - $304,000

        $2,128/mo

        Price history

        DateEventPrice
        7/16/2026Price change$289,900-3.3%$193/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7064997 Report a problem
        6/12/2026Price change$299,900-3.2%$200/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7064997 Report a problem
        4/30/2026Listed for sale$309,900+82.3%$207/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7064997 Report a problem
        8/16/2004Sold$170,000+26.5%$113/sqft
        Source: Public Record Report a problem
        10/1/1998Sold$134,375$90/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,874 +1.6%$266,800 +2.9%
        2024$2,830 +2.3%$259,200 +0.2%
        2023$2,766 +15.2%$258,600 +14.9%
        2022$2,402 +4.6%$225,100 +23.5%
        2021$2,296 +7%$182,200 +5%
        2020$2,146 -65%$173,500 +2.1%
        2019$6,132 +185.7%$170,000 +22.7%
        2018$2,146 +6.3%$138,600 +7%
        2017$2,018 +10.8%$129,500
        2016$1,822 --
        2015$1,822 +4%--
        2014$1,752 +3.5%--
        2013$1,692 -9%--
        2012$1,860 -8.9%--
        2011$2,042 +0.7%--
        2010$2,029 -2.3%--
        2009$2,076 +7.6%--
        2008$1,929 -9.3%--
        2007$2,127 +5.1%--
        2006$2,023 -0.3%--
        2005$2,030 -4.3%--
        2004$2,121 +16.1%--
        2003$1,827 +5.4%--
        2002$1,734 -22.4%--
        2001$2,233 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 55320

        Getting around

        13 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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