Welcome to easy, elegant living in Clearwater Estates! This beautifully designed home offers the convenience of true main-level living paired with thoughtful, modern finishes.
Step inside and enjoy the spacious feel of 9-foot ceilings and an inviting sunroom that fills the home with natural light—perfect for morning coffee or relaxing afternoons. The open kitchen features granite countertops and flows seamlessly into the living and dining areas, making both everyday living and entertaining a breeze.
This home includes two comfortable bedrooms, highlighted by a private primary suite complete with its own bath and a generous walk-in closet. A double attached garage adds everyday convenience, while association-maintained living means you can spend less time on upkeep and more time enjoying life. Residents of Clearwater Estates also enjoy access to a clubhouse and pool, creating a welcoming community atmosphere. Located near the scenic Mississippi River, you’ll appreciate the blend of peaceful surroundings and nearby recreation. Low-maintenance, stylish, and ideally located—this is the home you’ve been waiting for.
Active
$289,900
195 Goldfinch Ln, Clearwater, MN 55320
2beds
1,500sqft
(TH) Side x Side
Built in 1998
-- sqft lot
$289,500 Zestimate®
$193/sqft
$265/mo HOA
What's special
Thoughtful modern finishesTrue main-level livingGranite countertopsOpen kitchenDouble attached garageGenerous walk-in closetComfortable bedrooms
- 176 days
- 73
- 2
Zillow last checked:
Listing updated:
Listed by:
John H Paulsen 320-582-0387,
Hometown Realty, Inc
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7064997
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 2
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11x11
Dining room
- Level: Main
- Area: 110 Square Feet
- Dimensions: 10x11
Informal dining room
- Level: Main
- Area: 64 Square Feet
- Dimensions: 8x8
Kitchen
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10x10
Laundry
- Level: Main
- Area: 72 Square Feet
- Dimensions: 6x12
Living room
- Level: Main
- Area: 280.5 Square Feet
- Dimensions: 16'6x17
Sun room
- Level: Main
- Area: 155.25 Square Feet
- Dimensions: 13'6x11'6
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned
- Laundry: Main Level
Features
- Basement: None
- Has fireplace: No
Interior area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
- Finished area above ground: 1,500
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete, Garage, Garage Door Opener, Insulated Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (22x26)
Accessibility
- Accessibility features: No Stairs External, No Stairs Internal
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Has private pool: Yes
- Pool features: In Ground, Shared
Lot
- Dimensions: 57 x 105 x 66 x 102
- Features: Irregular Lot
Details
- Foundation area: 1500
- Parcel number: 104022003140
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: Townhouse
- Property subtype: (TH) Side x Side
- Attached to another structure: Yes
Materials
- Roof: Age 8 Years or Less,Asphalt
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Electric: Circuit Breakers, 100 Amp Service
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Clearwater Estates
HOA
- Has HOA: Yes
- Services included: Maintenance Structure, Cable TV, Hazard Insurance, Internet, Professional Mgmt, Recreation Facility, Sanitation, Security System, Shared Amenities
- HOA fee: $265 monthly
- HOA name: Clearwater Estates, Inc. Cities Management
- HOA phone: 612-381-8600
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $193/sqft
- Tax assessed value: $266,800
- Annual tax amount: $3,008
- Date on market: 4/30/2026
- Cumulative days on market: 73 days
Estimated market value
$289,500
$275,000 - $304,000
$1,940/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/16/2026 | Price change | $289,900-3.3%$193/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7064997 Report a problem | ||
| 6/12/2026 | Price change | $299,900-3.2%$200/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7064997 Report a problem | ||
| 4/30/2026 | Listed for sale | $309,900+82.3%$207/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7064997 Report a problem | ||
| 8/16/2004 | Sold | $170,000+26.5%$113/sqft |
Source: Public Record Report a problem | ||
| 10/1/1998 | Sold | $134,375$90/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,874 +1.6% | $266,800 +2.9% |
| 2024 | $2,830 +2.3% | $259,200 +0.2% |
| 2023 | $2,766 +15.2% | $258,600 +14.9% |
| 2022 | $2,402 +4.6% | $225,100 +23.5% |
| 2021 | $2,296 +7% | $182,200 +5% |
| 2020 | $2,146 -65% | $173,500 +2.1% |
| 2019 | $6,132 +185.7% | $170,000 +22.7% |
| 2018 | $2,146 +6.3% | $138,600 +7% |
| 2017 | $2,018 +10.8% | $129,500 |
| 2016 | $1,822 | -- |
| 2015 | $1,822 +4% | -- |
| 2014 | $1,752 +3.5% | -- |
| 2013 | $1,692 -9% | -- |
| 2012 | $1,860 -8.9% | -- |
| 2011 | $2,042 +0.7% | -- |
| 2010 | $2,029 -2.3% | -- |
| 2009 | $2,076 +7.6% | -- |
| 2008 | $1,929 -9.3% | -- |
| 2007 | $2,127 +5.1% | -- |
| 2006 | $2,023 -0.3% | -- |
| 2005 | $2,030 -4.3% | -- |
| 2004 | $2,121 +16.1% | -- |
| 2003 | $1,827 +5.4% | -- |
| 2002 | $1,734 -22.4% | -- |
| 2001 | $2,233 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 55320
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