For sale

$549,999

20 Cabin Ridge Lane, Banner Elk, NC 28604

3beds

1,306sqft

$3,084/mo

Get pre-qualified

Single Family Residence

Built in 2005

0.51 Acres Lot

$523,400 Zestimate^®

$421/sqft

$-- HOA

What's special

Fresh paint throughoutBrand-new jacuzziOutdoor grill

Experience the ultimate mountain lifestyle at 20 Cabin Ridge Lane, a stunning retreat nestled in the heart of the Blue Ridge Mountains. This property offers the perfect blend of a peaceful, secluded setting while remaining just minutes from the area's best attractions, including skiing, hiking, fishing, rafting, local vineyards, and horseback riding. This successful, recently renovated AirBnB rental property boasts an impressive rental history and is truly turnkey. The home features fresh paint throughout and a comfortable layout with 3 bedrooms, 6 beds, and 2 baths. Outdoor living is a highlight here, featuring an extended deck great for taking in the stunning mountain views, a brand-new jacuzzi, an outdoor grill, and a cozy fire pit for evening gatherings. Whether you are seeking a primary residence or a high-performing investment, this home provides an exceptional opportunity in the High Country.

30 days

1,595

85

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Electric, Heat Pump

Cooling

1 Unit

Appliances

Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Microwave Hood Fan, Microwave, Refrigerator, Washer
Laundry: Washer Hookup, Dryer Hookup, Main Level

Features

Cathedral Ceiling(s), Furnished, Hot Tub/Spa, Vaulted Ceiling(s), Window Treatments
Windows: Window Treatments
Basement: Crawl Space
Has fireplace: Yes
Fireplace features: Stone
Furnished: Yes

Interior area

Total structure area: 1,306
Total interior livable area: 1,306 sqft
Finished area above ground: 1,306
Finished area below ground: 0

Property

Parking

Parking features: Asphalt, Driveway, No Garage
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2
Exterior features: Hot Tub/Spa
Has spa: Yes
Spa features: Hot Tub
Has view: Yes
View description: Long Range, Mountain(s)

Lot

Size: 0.51 Acres
Features: Many Trees

Details

Parcel number: 18470127077100000
Zoning description: Residential

Construction

Type & style

Home type: SingleFamily
Architectural style: A-Frame,Log Home
Property subtype: Single Family Residence

Materials

Log
Roof: Asphalt,Shingle

Condition

Year built: 2005

Utilities & green energy

Sewer: Septic Tank
Water: Private, Well
Utilities for property: High Speed Internet Available, Septic Available

Community & HOA

Community

Features: Trails/Paths, Short Term Rental Allowed
Security: Security System, Closed Circuit Camera(s)
Subdivision: Cabin Ridge

HOA

Has HOA: Yes

Location

Region: Banner Elk

Financial & listing details

Price per square foot: $421/sqft
Annual tax amount: $1,178
Date on market: 7/9/2026
Listing terms: Cash,Conventional,New Loan
Road surface type: Gravel, Paved

Estimated market value

$523,400

$497,000 - $550,000

$2,179/mo

Price history

Date	Event	Price
7/10/2026	Listed for sale	$549,999-8.2%$421/sqft
Source: High Country AOR #263169 Report a problem
8/9/2024	Listing removed	--
Source: High Country AOR #248684 Report a problem
6/23/2024	Price change	$599,000-17.9%$459/sqft
Source: High Country AOR #248684 Report a problem
3/30/2024	Listed for sale	$729,500$559/sqft
Source: High Country AOR #248684 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 28604

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

8/10
Banner Elk Elementary School
Grades: PK-5Distance: 3.1 mi
2/10
Avery Middle
Grades: 6-8Distance: 4.2 mi
3/10
Avery County High School
Grades: 9-12Distance: 4.1 mi

Schools provided by the listing agent

Elementary: Banner Elk
Middle: Avery
High: Avery County

Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.