ASSUMABLE 3% VA LOAN OPPORTUNITY in North Stafford Community with community pool! Concrete walkway to in-law suite from driveway with full kitchen and second laundry. This meticulously cared for upgraded Builder Home has added crown molding and shadow boxing everywhere you turn. 5-bedroom, 3.5-bath home in an unbeatable location. Quiet cul-de-sac setting, beautiful landscaping, and welcoming front porch. Updated kitchen with two tone cabinets, quartz countertops and backsplash, brand-new GE stainless steel appliances, built in pantry with pull out shelving and built in appliance lift in center island. Photos designed to show modern lifestyle. Access to rear deck off kitchen. Impressive family room boasts 10-foot ceilings and a stunning coffered ceiling and gas fireplace. Hardwoods throughout main level. Upstairs, you'll find hardwood floors throughout, a custom oversized laundry room complete with a dog washing station, wet sink, center folding island with pendant lighting and two built-in office spaces—ideal for working from home, homework stations, or creative projects. Don't miss the laundry chute to this exceptional area too! Fully renovated bathrooms with high-end finishes, 3 bidets and LED touch screen mirrors. Sing in the shower to your hearts content with speakers in all full baths. The fully finished walk-out basement offers incredible flexibility with its full second kitchen, full bath, and separate laundry, making it perfect for multigenerational living, extended guests, or entertaining. Step outside to enjoy the expansive rear deck overlooking a fully fenced backyard that backs to mature trees, offering privacy and a peaceful setting for relaxing or hosting family and friends. Additional highlights include recent roof, siding, and gutters with a transferable warranty, giving buyers added peace of mind for years to come. Conveniently located just minutes from shopping, restaurants, parks, recreation, and major commuter routes, this home truly offers the best of both worlds—a quiet neighborhood setting with easy access to everything you need. VA LOAN OPPORTUNITY! Take advantage of an assumable VA loan with a rate of only 3%! Buyer must meet VA assumption requirements.
For sale
$770,000
20 Francis Ct, Stafford, VA 22554
5beds
3,878sqft
Single Family Residence
Built in 1993
0.25 Acres Lot
$759,500 Zestimate®
$199/sqft
$90/mo HOA
What's special
Beautiful landscapingGas fireplaceHardwoods throughout main levelQuiet cul-de-sac settingWelcoming front porchLaundry chuteExpansive rear deck
- 34 days
- 912
- 59
Zillow last checked:
Listing updated:
Listed by:
Justin Sullivan 703-431-7162,
AGS Browning Realty 540-659-1617
Source: Bright MLS,MLS#: VAST2052556
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 1160
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Oven/Range - Gas, Refrigerator, Cooktop, Washer, Gas Water Heater
- Laundry: In Basement, Upper Level
Features
- Breakfast Area, Chair Railings, Crown Molding, Dining Area, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), 9'+ Ceilings
- Flooring: Ceramic Tile, Hardwood
- Windows: Double Pane Windows, Double Hung, Energy Efficient, ENERGY STAR Qualified Windows, Low Emissivity Windows, Screens, Window Treatments
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,878
- Total interior livable area: 3,878 sqft
- Finished area above ground: 2,718
- Finished area below ground: 1,160
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Asphalt, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Porch
- Exterior features: Bump-outs
- Pool features: Community
- Fencing: Full,Back Yard,Privacy
Lot
- Size: 0.25 Acres
- Features: Backs to Trees, Cul-De-Sac
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 29C1 53
- Zoning: PD1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Very Good
- New construction: No
- Year built: 1993
Details
- Builder model: GORGEOUS
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optic
Community & HOA
Community
- Subdivision: Austin Ridge
HOA
- Has HOA: Yes
- Amenities included: Community Center, Jogging Path, Pool, Tennis Court(s), Tot Lots/Playground
- HOA fee: $90 monthly
Location
- Region: Stafford
Financial & listing details
- Price per square foot: $199/sqft
- Tax assessed value: $500,700
- Annual tax amount: $4,690
- Date on market: 8/7/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Assumable,VA Loan,FHA,Conventional
- Inclusions: Parking Included In Listprice,
- Ownership: Fee Simple
Estimated market value
$759,500
$722,000 - $797,000
$3,649/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/7/2026 | Listed for sale | $770,000+85.1%$199/sqft |
Source:  Bright MLS #VAST2052556 Report a problem | ||
| 6/23/2008 | Sold | $416,000+63.1%$107/sqft |
Source: Public Record Report a problem | ||
| 7/21/2003 | Sold | $255,000+237.7%$66/sqft |
Source: Public Record Report a problem | ||
| 4/25/2002 | Sold | $75,500-65%$19/sqft |
Source: Public Record Report a problem | ||
| 5/1/2000 | Sold | $216,000$56/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,624 +3.4% | $500,700 |
| 2024 | $4,474 +13.1% | $500,700 +13.6% |
| 2023 | $3,957 +5.6% | $440,900 |
| 2022 | $3,748 +11.9% | $440,900 +27.7% |
| 2021 | $3,348 | $345,200 |
| 2020 | $3,348 -0.3% | $345,200 +3.9% |
| 2019 | $3,357 +2% | $332,400 |
| 2018 | $3,291 | $332,400 +1.5% |
| 2017 | $3,291 +1.5% | $327,600 |
| 2016 | $3,243 | $327,600 +1.1% |
| 2015 | -- | $324,000 |
| 2014 | -- | $324,000 +2.2% |
| 2013 | -- | $317,100 |
| 2012 | -- | $317,100 -3% |
| 2011 | -- | $326,900 |
| 2010 | -- | $326,900 -20% |
| 2009 | -- | $408,500 |
| 2008 | -- | $408,500 -12.8% |
| 2006 | -- | $468,300 |
| 2005 | -- | $468,300 +72.9% |
| 2004 | -- | $270,800 +27% |
| 2003 | -- | $213,200 |
| 2002 | -- | $213,200 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22554
Nearby schools
Schools provided by the listing agent
- Elementary: Anthony Burns
- Middle: Rodney E Thompson
- High: Colonial Forge
- District: Stafford County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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