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For sale
  • Price cut: $10K (7/27)
    $530,000

    2040 Rock Bluff Rd, Hixson, TN 37343

    3beds
    3,511sqft
    : 
    $3,094/mo
    Get pre-qualified
    Single Family Residence
    Built in 1978
    1.27 Acres Lot
    $514,100 Zestimate®
    $151/sqft
    $34/mo HOA

    What's special

    Wood burning fireplaceOversized roomsTwo car garageTennis courtsCommunity poolWater accessVaulted ceiling
    RENOVATED AND SPACIOUS home in quiet Hidden Harbor community with community pool, tennis courts and water access. Oversized rooms including kitchen and master bedroom with his and her walk-in closets. Enjoy relaxing in the main level open floor plan living area with a vaulted ceiling and wood burning fireplace. Additional living area and bonus room in the fully finished basement as well as optional bedroom or office space. Fun bar area for game day or movie night! Beautifully appointed updated bathrooms with marble and tile finishes. Two car garage and ample parking space in circular driveway. Home is located at the end of the cul-de-sac for privacy. Enjoy convenience to Hixson amenities as well as the solitude and comfort of living in an established community, perfect for morning and afternoon strolls. Recent improvements include but are not limited to: -April 2025: Septic system cleaned, tank replaced, risers and extension added - Nov 2025: Kitchen and master bath faucets replaced - Dec 2025: Water main repaired and a section replaced in front yard - May 2026: New hot water tank installed - June 2026: Exterior waterproofing; Sump pump added; new carpet on stairs, new LVP flooring in basement - June 2026: Termite 1 year guarantee added Schedule your appointment today!
    46 days
    |
    1,040
    |
    56
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Collett 423-269-0784,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1537607

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Electric, Natural Gas
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Dishwasher, Electric Range, Gas Water Heater, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
      Features
      • Ceiling Fan(s), Double Vanity, Granite Counters, Open Floorplan, Primary Downstairs, Walk-In Closet(s), Separate Shower, Breakfast Room
      • Flooring: Hardwood, Tile
      • Windows: Insulated Windows
      • Basement: Finished,Full
      • Number of fireplaces: 2
      • Fireplace features: Den, Family Room, Great Room, Wood Burning
      Interior area
      • Total structure area: 3,511
      • Total interior livable area: 3,511 sqft
      • Finished area above ground: 3,511

      Property

      Parking
      • Total spaces: 2
      • Parking features: Circular Driveway, Driveway, Garage, Kitchen Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Patio & porch: Deck, Patio, Porch
      • Exterior features: Private Yard
      • Pool features: Community
      • Waterfront features: River Access
      Lot
      • Size: 1.27 Acres
      • Dimensions: 195.45 x 284.30
      • Features: Cul-De-Sac, Wooded
      Details
      • Parcel number: 101f A 028

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1978

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Other, Pool, Tennis Court(s)
      • Subdivision: Hidden Harbor #4
      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Tennis Court(s), Water
      • HOA fee: $34 monthly
      Location
      • Region: Hixson

      Financial & listing details

      • Price per square foot: $151/sqft
      • Tax assessed value: $531,000
      • Annual tax amount: $2,021
      • Date on market: 6/26/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $514,100

        $488,000 - $540,000

        $2,723/mo

        Price history

        DateEventPrice
        7/27/2026Price change$530,000-1.9%$151/sqft
        Source: Greater Chattanooga Realtors #1537607 Report a problem
        6/26/2026Listed for sale$540,000$154/sqft
        Source: Greater Chattanooga Realtors #1537607 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,021 +36.3%$132,750 +101.5%
        2024$1,483 $65,875
        2023$1,483 +13.7%$65,875 +13.8%
        2022$1,304 +0.7%$57,875
        2021$1,295 -2.5%$57,875 +20.5%
        2020$1,328 $48,025
        2019$1,328 $48,025
        2018$1,328 -0.7%$48,025
        2017$1,337 +2%$48,025
        2016$1,311 --
        2015$1,311 $47,100
        2014$1,311 --
        2013-- $47,100 -0.3%
        2012-- $47,225
        2011-- $47,225
        2010-- $47,225
        2009-- $47,225 +2.6%
        2008-- $46,025
        2007-- $46,025
        2006-- $46,025
        2005-- $46,025 +12.1%
        2004-- $41,050
        2003-- $41,050
        2002-- $41,050
        2001-- $41,050 +7.9%
        2000-- $38,050
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 37343

        Getting around

        4 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: McConnell Elementary
        • Middle: Loftis Middle
        • High: Hixson High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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