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Contingent
  • Price cut: $15.1K (10/19)
    $419,900

    2045 County Road 414, Flat Rock, AL 35966

    4beds
    3,338sqft
    : 
    $2,529/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    11 Acres Lot
    $-- Zestimate®
    $126/sqft
    $-- HOA

    What's special

    Fresh paintNew flooringCozy fireplaceDedicated laundry roomTall ceilingsBeautiful hardwood floorsWarm wood-ceiling details
    TWO HOMES + 11 ACRES + 3-BAY GARAGE + STORM SHELTER + FUTURE POSSIBILITIES! If you're looking for a property that gives you options, this Flat Rock property is a rare find. Situated on approximately 11 acres just minutes from the Tennessee River, it combines peaceful country living with multiple living spaces, incredible storage and room to grow. The main home offers 2168 sqft, 3 bedrooms and 2.5 baths with inviting spaces full of character, including beautiful hardwood floors, tall ceilings, a cozy fireplace and warm wood-ceiling details. A NEW ROOF, HVAC, AND WATER HEATER WITHIN THE LAST 5 YEARS gives peace of mind while fresh paint and new flooring give the home an updated feel. The sunroom is the kind of space you'll want to enjoy year-round--perfect for morning coffee, plants, reading or simply taking in the peaceful setting. A spacious kitchen and dining area, dedicated laundry room and primary suite with en suite bath and walk-in closets add everyday functionality. Step outside and the possibilities continue. The separate 1170 sq ft 1-bedroom, 1-bath guest house has endless potential with its own kitchen, utility room AND fireplace, creating flexible space for guests, independent living, a home office or potential rental use. (HVAC needs repaired/replaced as reflected in price) Need room for vehicles, boats, ATVs, equipment, hobbies or a workshop? The large 3-BAY GARAGE has you covered. With approximately 11 acres, there's plenty of room to spread out, garden, enjoy the outdoors or simply have more privacy. PLUS- Potential for another homesite. Per seller, the old homesite at the front of the property has a septic system, a well and utilities already in place. Buyer to verify condition, functionality, building suitability and intended uses. Two residences, acreage, garage space and the potential for even more- this is a property that can grow and change with your needs.
    60 days
    977
    90

    Zillow last checked:

    Listing updated:

    Listed by:

    Jaylynn Worley 256-609-2638,

    BHHS Southern Routes Realty

    Source: Greater Chattanooga Realtors,MLS#: 1542606

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: MAIN HOUSE
      Bedroom
      • Description: MAIN HOUSE
      Bedroom
      • Description: MAIN HOUSE
      Bedroom
      • Description: GUEST HOUSE
      Primary bathroom
      • Description: MAIN HOUSE
      Bathroom
      • Description: MAIN HOUSE
      Bathroom
      • Description: GUEST HOUSE
      Other
      • Description: MAIN HOUSE
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Oven, Refrigerator
      Features
      • Flooring: Hardwood, Luxury Vinyl
      • Has basement: No
      • Number of fireplaces: 2
      Interior area
      • Total structure area: 3,338
      • Total interior livable area: 3,338 sqft
      • Finished area above ground: 3,338

      Property

      Parking
      • Total spaces: 3
      • Parking features: Garage, Garage Faces Front
      • Garage spaces: 3
      Features
      • Levels: One
      • Patio & porch: Front Porch, Rear Porch
      • Exterior features: Private Yard
      Lot
      • Size: 11 Acres
      • Dimensions: 11 ACRES
      Details
      • Additional structures: Garage(s), Second Residence
      • Parcel number: 1503080000004.003

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Brick/Mortar
      Condition
      • New construction: No
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: Metes & Bounds
      HOA
      • Has HOA: No
      Location
      • Region: Flat Rock

      Financial & listing details

      • Price per square foot: $126/sqft
      • Annual tax amount: $1,473
      • Date on market: 9/11/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        10/22/2026Contingent$419,900$126/sqft
        Source: ValleyMLS #21928899 Report a problem
        10/19/2026Price change$419,900-3.5%$126/sqft
        Source: Greater Chattanooga Realtors #1542606 Report a problem
        9/11/2026Listed for sale$435,000$130/sqft
        Source: Greater Chattanooga Realtors #1542606 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 35966

        Getting around

        0 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: North Sand Mountain Elementary
        • Middle: North Sand Mountain
        • High: North Sand Mountain

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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