LAKEFRONT on highly sought after BIG LAKE THOMAS. Custom built in 2020. Private ski lake with walk in access, dock, boatlift and private boat ramp. Home features gourmet kitchen with large island, gas range with double ovens, and side by side refrigerator and freezer. Wet bar with stainless sink and ice machine. Primary suite features sitting area and stunning spa-like en suite with double vanities, soaker tub and double walk in shower with 3 shower heads on each side. Therapeutic Hot Tub on back Lanai. Three way split floorplan with separate 1 car garage with 50AMP Electric car charger and 2 car garage. Enjoy peaceful resort style living with breathtaking waterfront views. NO HOA
For sale
$1,399,000
20902 RAGAN LANE, LAND O LAKES, FL 34638
3beds
3,013sqft
Single Family Residence
Built in 2020
1.03 Acres Lot
$1,324,800 Zestimate®
$464/sqft
$-- HOA
What's special
- 34 days
- 423
- 35
Zillow last checked:
Listing updated:
Listed by:
Linda Wright 813-784-2132,
CHARLES RUTENBERG REALTY INC 727-538-9200
Source: Stellar MLS,MLS#: TB8536718
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Den/Library/Office, Great Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 320 Square Feet
- Dimensions: 20x16
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Bedroom 3
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bathroom 1
- Features: Built-In Shower Bench, Dual Sinks, En Suite Bathroom, Exhaust Fan, Garden Bath, Multiple Shower Heads, Rain Shower Head, Stone Counters, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Linen Closet
- Level: First
- Area: 160 Square Feet
- Dimensions: 16x10
Bathroom 2
- Features: En Suite Bathroom, Shower No Tub, Single Vanity, Stone Counters
- Level: First
- Area: 66 Square Feet
- Dimensions: 11x6
Bathroom 3
- Level: First
- Area: 35 Square Feet
- Dimensions: 7x5
Dining room
- Level: First
- Area: 224 Square Feet
- Dimensions: 16x14
Great room
- Level: First
- Area: 483 Square Feet
- Dimensions: 23x21
Kitchen
- Level: First
- Area: 221 Square Feet
- Dimensions: 17x13
Office
- Level: First
- Area: 140 Square Feet
- Dimensions: 14x10
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
- Laundry: Inside, Laundry Room
Features
- Crown Molding, High Ceilings, Stone Counters, Walk-In Closet(s), Wet Bar
- Flooring: Carpet, Engineered Hardwood, Porcelain Tile
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 4,796
- Total interior livable area: 3,013 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Front Porch, Rear Porch
- Exterior features: Irrigation System, Lighting, Private Entrance, Private Mailbox, Private Yard, Rain Gutters
- Fencing: Fenced
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake Privileges, Boat Ramp - Private, Lift - Covered, Skiing Allowed
- Body of water: LAKE THOMAS
Lot
- Size: 1.03 Acres
Details
- Parcel number: 1826020010000000080
- Zoning: R1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stone, Stucco
- Foundation: Slab, Stem Wall
- Roof: Shingle
Condition
- New construction: No
- Year built: 2020
Utilities & green energy
- Sewer: Septic Tank
- Water: Canal/Lake For Irrigation, Private, Well
- Utilities for property: Private
Community & HOA
Community
- Security: Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: LAKE THOMAS ESTATES
HOA
- Has HOA: No
Location
- Region: Land O Lakes
Financial & listing details
- Price per square foot: $464/sqft
- Tax assessed value: $846,177
- Annual tax amount: $12,829
- Date on market: 8/21/2026
- Cumulative days on market: 35 days
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
Estimated market value
$1,324,800
$1.26M - $1.39M
$3,292/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/21/2026 | Listed for sale | $1,399,000+408.7%$464/sqft |
Source:  Stellar MLS #TB8536718 Report a problem | ||
| 6/28/2016 | Sold | $275,000-8.3%$91/sqft |
Source: Public Record Report a problem | ||
| 5/8/2016 | Pending sale | $299,900$100/sqft |
Source: ARCE REALTY, INC #T2788090 Report a problem | ||
| 5/8/2016 | Listed for sale | $299,900$100/sqft |
Source: ARCE REALTY, INC #T2788090 Report a problem | ||
| 3/25/2016 | Listing removed | $299,900$100/sqft |
Source: ARCE REALTY, INC #T2788090 Report a problem | ||
| 11/10/2015 | Listed for sale | $299,900+566.4%$100/sqft |
Source: ARCE REALTY, INC #T2788090 Report a problem | ||
| 5/3/2001 | Sold | $45,000$15/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $12,829 +2.2% | $791,558 +2.9% |
| 2024 | $12,547 +4% | $769,268 +0.4% |
| 2023 | $12,063 +11% | $766,128 +3% |
| 2022 | $10,872 +1.6% | $743,838 +6.1% |
| 2021 | $10,706 +365.4% | $701,187 +419.4% |
| 2020 | $2,300 +4.8% | $134,990 +10% |
| 2019 | $2,196 | $122,720 -16.2% |
| 2018 | $2,196 +5.1% | $146,424 +44.4% |
| 2017 | $2,090 +20.2% | $101,424 -26.9% |
| 2016 | $1,739 -28.6% | $138,818 +2.5% |
| 2015 | $2,435 +3% | $135,405 +1% |
| 2014 | $2,364 | $134,079 +7.3% |
| 2013 | -- | $124,992 +0.2% |
| 2012 | -- | $124,767 -21.2% |
| 2011 | -- | $158,319 0% |
| 2010 | -- | $158,352 -20.2% |
| 2009 | -- | $198,371 -8.7% |
| 2008 | -- | $217,361 -1.8% |
| 2007 | -- | $221,426 +22.7% |
| 2006 | -- | $180,497 +33.8% |
| 2005 | -- | $134,860 +16.1% |
| 2004 | -- | $116,137 +0.1% |
| 2003 | -- | $115,967 -0.3% |
| 2002 | -- | $116,290 +33.2% |
| 2000 | -- | $87,328 |
| 1999 | -- | $87,328 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 34638
Nearby schools
Schools provided by the listing agent
- Elementary: Connerton Elem
- Middle: Pine View Middle-PO
- High: Land O' Lakes High-PO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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