Location, location, location! Enjoy the best of Lake Norman living from this waterfront home in the highly desirable Bahia Bay community. Ideally situated in a peaceful cove just off the main channel, you can enjoy quieter water at home while still being only minutes by boat from waterfront dining and entertainment.
The outdoor living space is designed for relaxing and entertaining, with expansive lake views, a spacious covered porch, outdoor kitchen, gas grill and refrigerator. Outdoor gas heater for those cooler evenings. A private dock, electric boat lift and jet ski ramp/lift make it easy to take full advantage of life on the water.
Inside, the home offers three levels of living space with a flexible layout, custom finishes and plenty of room for family and guests. The main level features open-concept living, while the primary suite is privately located upstairs.
Additional highlights include a fenced backyard with automatic gate, HVAC replaced in 2020, and roof and exterior paint completed in 2022.
Bahia Bay also offers a community boat launch, docks and picnic area. Leave the car at home—bike or take the golf cart to nearby shopping centers, grocery stores, restaurants and everyday conveniences, all just minutes away. With quick access to I-77, shopping, dining, Birkdale Village and everything Cornelius and Lake Norman have to offer, this location is hard to beat.
Active
Price increase: $21K (9/9)
$1,100,000
21624 Rio Oro Dr #50, Cornelius, NC 28031
3beds
1,962sqft
Single Family Residence
Built in 1979
0.22 Acres Lot
$-- Zestimate®
$561/sqft
$6/mo HOA
What's special
Waterfront homePrivate dockCustom finishesSpacious covered porchExpansive lake viewsElectric boat liftOpen-concept living
- 5 days
- 1,168
- 88
Zillow last checked:
Listing updated:
Listed by:
Kimberly Thayer kimsellsatthelake@gmail.com,
Real Broker, LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4419384
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Main
Bedroom s
- Level: Basement
Great room
- Level: Main
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Oven, Refrigerator with Ice Maker
- Laundry: In Basement
Features
- Attic Other, Kitchen Island, Pantry
- Flooring: Linoleum, Vinyl, Wood
- Doors: Screen Door(s)
- Basement: Basement Garage Door,Basement Shop,Finished,Walk-Out Access
- Attic: Other
- Fireplace features: Gas, Great Room
Interior area
- Total structure area: 1,499
- Total interior livable area: 1,962 sqft
- Finished area above ground: 1,499
- Finished area below ground: 463
Property
Parking
- Total spaces: 4
- Parking features: Driveway, Garage Faces Rear, Garage Shop
- Garage spaces: 1
- Uncovered spaces: 3
- Details: Lower level Garage in back of home for a compact vehicle
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Rear Porch
- Exterior features: Outdoor Kitchen
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Private, Beach - Public, Boat Lift, Boat Ramp – Community, Boat Slip (Deed), Boat Slip – Community, Dock, Paddlesport Launch Site - Community, Personal Watercraft Lift, Retaining Wall, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.22 Acres
- Features: Orchard(s), Wooded, Views
Details
- Parcel number: 00129706
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well
Community & HOA
Community
- Features: Lake Access, Picnic Area, Street Lights, Other
- Security: Carbon Monoxide Detector(s), Radon Mitigation System
- Subdivision: Bahia Bay
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- HOA name: Bahia Bay Community Association
- HOA phone: 704-895-5311
Location
- Region: Cornelius
Financial & listing details
- Price per square foot: $561/sqft
- Tax assessed value: $861,800
- Date on market: 9/5/2026
- Cumulative days on market: 5 days
- Listing terms: Cash,Conventional,FHA
- Road surface type: Concrete, Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/9/2026 | Price change | $1,100,000+1.9%$561/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4419384 Report a problem | ||
| 9/5/2026 | Listed for sale | $1,079,000$550/sqft |
Source: Canopy MLS as distributed by MLS GRID #4419384 Report a problem | ||
Public tax history
Tax history is unavailable.
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28031
Nearby schools
Schools provided by the listing agent
- Elementary: Cornelius
- Middle: Bailey
- High: William Amos Hough
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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