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For sale
    • Price cut: $10K (7/10)
    $700,000

    225 Cold Creek Dr, Oakley, CA 94561

    4beds
    2,208sqft
    : 
    $4,835/mo
    Get pre-qualified
    Single Family Residence
    Built in 2022
    3,920 Square Feet Lot
    $693,600 Zestimate®
    $317/sqft
    $120/mo HOA

    What's special

    Leased solarLow-maintenance backyardModern featuresFlexible floor planTankless water heater
    Better than new (window coverings and landscaped back yard) and move-in ready! Seller financing incentives may make your monthly payment lower than you expect!!. Built in 2022, this spacious 4-bedroom, 3-bath home offers over 2,200 square feet of thoughtfully designed living space in desirable Emerson Ranch. The flexible floor plan includes a downstairs bedroom and full bath, perfect for guests, multigenerational living, or a private home office. Enjoy an open-concept kitchen and living area designed for everyday living and effortless entertaining. Modern features include leased solar, a tankless water heater, and the peace of mind that comes with owning a newer home—without the costly repairs often associated with older properties. Step outside to a low-maintenance backyard, giving you more time to enjoy all that Emerson Ranch has to offer, including nearby parks, trails, and community amenities. Why buy an older home when you can own one that's only a few years old? Don't miss this opportunity to make homeownership more affordable with seller financing incentives available to qualified buyers. Take advantage of seller-paid interest rate buydown to as low as 4.25%, this is an incredible opportunity to own one of Emerson Ranch's most desirable homes while potentially lowering your monthly mortgage payment.
    104 days
    |
    511
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Case DRE #01380570 925-382-5222,

    BHG RE Reliance Partners

    Source: bridgeMLS/CCAR/Bay East AOR,MLS#: 41131976MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Kitchen
      • Features: Breakfast Bar, Counter - Solid Surface, Stone Counters, Eat-in Kitchen, Disposal, Gas Range/Cooktop, Kitchen Island, Microwave
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Gas Range, Microwave, Tankless Water Heater
      • Laundry: Laundry Room
      Features
      • Breakfast Bar, Counter - Solid Surface
      • Flooring: Laminate, Tile, Carpet
      • Windows: Window Coverings
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 2,208
      • Total interior livable area: 2,208 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached
      • Garage spaces: 2
      Features
      • Levels: Two Story
      • Stories: 2
      • Exterior features: Back Yard, Front Yard
      • Pool features: None
      Lot
      • Size: 3,920 Square Feet
      • Features: Level, Rectangular Lot
      Details
      • Parcel number: 0376200689
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Siding
      Condition
      • Existing
      • New construction: No
      • Year built: 2022
      Details
      • Builder name: Lennar

      Utilities & green energy

      • Electric: Photovoltaics Third-Party Owned
      • Sewer: Public Sewer
      • Water: Private

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Greenbelt, Playground, Activities Available, BBQ Area, Park
      • Services included: Common Area Maint
      • HOA fee: $120 monthly
      • HOA name: NOT LISTED
      • HOA phone: 800-232-7517
      Location
      • Region: Oakley

      Financial & listing details

      • Price per square foot: $317/sqft
      • Tax assessed value: $696,443
      • Annual tax amount: $12,635
      • Date on market: 4/22/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $693,600

        $659,000 - $728,000

        $3,670/mo

        Price history

        DateEventPrice
        7/10/2026Price change$700,000-1.4%$317/sqft
        Source: bridgeMLS/CCAR/Bay East AOR #41131976 Report a problem
        4/23/2026Listed for sale$710,000+6%$322/sqft
        Source: bridgeMLS/CCAR/Bay East AOR #41131976 Report a problem
        1/18/2023Sold$669,500+0%$303/sqft
        Source: Public Record Report a problem
        10/12/2022Listing removed--
        Source: Lennar Homes Report a problem
        10/8/2022Price change$669,448+0.6%$303/sqft
        Source: Lennar Homes Report a problem
        10/1/2022Listed for sale$665,448$301/sqft
        Source: Lennar Homes Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$12,635 +1.9%$696,443 +2%
        2024$12,402 +1.7%$682,788 +3.1%
        2023$12,196 +108.2%$662,432 +320.9%
        2022$5,859 +149.2%$157,402 +100.5%
        2021$2,351 $78,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 94561

        Getting around

        4 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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