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Under contract
    • Price cut: $19.9K (6/14)
    $679,999

    226 Ruby Lake Ln, Winter Haven, FL 33884

    3beds
    2,295sqft
    : 
    $4,519/mo
    Get pre-qualified
    Single Family Residence
    Built in 2001
    0.42 Acres Lot
    $669,000 Zestimate®
    $296/sqft
    $63/mo HOA

    What's special

    Prime waterfront lotBreakfast barNewer appliancesVaulted ceilingsGarden tubSliding glass pocket doorsStone countertops
    Under contract-accepting backup offers. Feature highlight — The home features a newly installed roof (May 2026), ensuring durability and reduced maintenance for the next owner! Welcome to this stunning 3 bedroom, 3 bathroom lake front pool home offering gorgeous views of Lake Ruby. Set on a prime waterfront lot, the property includes an oversized 3-car garage and a private boat dock complete with an automated boat lift, making it ideal for boating and lakefront living. Designed with entertaining in mind, the open layout seamlessly blends indoor and outdoor spaces. Sliding glass pocket doors open to a spacious lanai with a screened-in pool and spa, while a remote-controlled awning provides extra shade for relaxing afternoons or gatherings with friends and family. The master suite is a true retreat, featuring a luxurious bathroom with dual sinks, stone countertops, a garden tub, and a walk-in shower. The kitchen is equally impressive with granite countertops, a breakfast bar, and newer appliances. Additional features throughout the home include vaulted ceilings, crown molding, custom window treatments, and blinds that add style and sophistication. This home combines comfort, elegance, and waterfront living all in one.
    314 days
    |
    835
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Eric Chastain 863-224-2745,

    THE STONES REAL ESTATE FIRM 863-412-2080

    Source: Stellar MLS,MLS#: P4936048MLS LogoOriginating MLS: East Polk

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 198 Square Feet
      • Dimensions: 18x11
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Bedroom 3
      • Features: Built-in Closet
      • Level: First
      • Area: 132 Square Feet
      • Dimensions: 12x11
      Primary bathroom
      • Features: En Suite Bathroom
      • Level: First
      • Area: 210 Square Feet
      • Dimensions: 15x14
      Balcony porch lanai
      • Level: First
      • Area: 270 Square Feet
      • Dimensions: 30x9
      Dinette
      • Level: First
      • Area: 96 Square Feet
      • Dimensions: 12x8
      Dining room
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 10x14
      Family room
      • Level: First
      • Area: 272 Square Feet
      • Dimensions: 16x17
      Kitchen
      • Level: First
      • Area: 204 Square Feet
      • Dimensions: 17x12
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 320 Square Feet
      • Dimensions: 20x16
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Range, Refrigerator
      • Laundry: Electric Dryer Hookup, Inside, Laundry Room
      Features
      • Ceiling Fan(s), Chair Rail, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Vaulted Ceiling(s)
      • Flooring: Carpet, Ceramic Tile
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 3,271
      • Total interior livable area: 2,295 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 3
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 22X38
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Screened
      • Exterior features: Irrigation System, Private Mailbox
      • Has private pool: Yes
      • Pool features: Gunite, Heated, In Ground, Lighting, Screen Enclosure, Tile
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Pool, Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      • Waterfront features: Lake Front, Lake Privileges, Lift - Covered, Skiing Allowed
      • Body of water: LAKE RUBY
      Lot
      • Size: 0.42 Acres
      • Dimensions: 95 x 182
      • Features: City Lot, Landscaped
      • Residential vegetation: Mature Landscaping, Trees/Landscaped
      Details
      • Parcel number: 272907856604000830
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Deed Restrictions, Gated Community - No Guard
      • Security: Gated Community, Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: RUBY LAKE PH 04
      HOA
      • Has HOA: Yes
      • HOA fee: $63 monthly
      • HOA name: DON ASHER & ASSOCIATES
      • HOA phone: 407-425-4561
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $296/sqft
      • Tax assessed value: $505,968
      • Annual tax amount: $5,762
      • Date on market: 9/13/2025
      • Cumulative days on market: 312 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt

        Estimated market value

        $669,000

        $636,000 - $702,000

        $2,828/mo

        Price history

        DateEventPrice
        7/22/2026Contingent$679,999$296/sqft
        Source: Stellar MLS #P4936048 Report a problem
        6/14/2026Price change$679,999-2.8%$296/sqft
        Source: Stellar MLS #P4936048 Report a problem
        5/8/2026Listed for sale$699,900$305/sqft
        Source: Stellar MLS #P4936048 Report a problem
        5/5/2026Pending sale$699,900$305/sqft
        Source: Stellar MLS #P4936048 Report a problem
        2/6/2026Price change$699,900-6%$305/sqft
        Source: Stellar MLS #P4936048 Report a problem
        10/7/2025Price change$744,900-0.7%$325/sqft
        Source: Stellar MLS #P4936048 Report a problem
        9/13/2025Listed for sale$749,900+118.9%$327/sqft
        Source: Stellar MLS #P4936048 Report a problem
        11/8/2012Sold$342,500-7.2%$149/sqft
        Source: Stellar MLS #P4621330 Report a problem
        6/24/2012Listed for sale$369,000+280.8%$161/sqft
        Source: SUN N LAKES REALTY, LLC #P4621330 Report a problem
        6/21/2000Sold$96,900$42/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,939 +3.1%$361,053 +2.9%
        2024$5,762 +2.4%$350,878 +3%
        2023$5,625 +2.7%$340,658 +3%
        2022$5,480 -0.5%$330,736 +3%
        2021$5,506 +1%$321,103 +1.4%
        2020$5,453 +0.5%$316,670 +2.3%
        2019$5,424 $309,550 +1.9%
        2018$5,424 +1.3%$303,778 +2.1%
        2017$5,357 +8.8%$297,530 +2.1%
        2016$4,926 -1.1%$291,410 +0.7%
        2015$4,983 +0.2%$289,384 +0.8%
        2014$4,973 -0.2%$287,087 +1.5%
        2013$4,982 +63.1%$282,844 +19.7%
        2012$3,054 -3.5%$236,363 -2%
        2011$3,166 -11.1%$241,095 -8.1%
        2010$3,561 -15.6%$262,253 -9.2%
        2009$4,219 +7.2%$288,869 +0.1%
        2008$3,937 $288,580
        2007-- --
        2006$4,374 --
        2005-- --
        2004$3,876 +0.6%--
        2003$3,852 -2.4%$256,210 -0.1%
        2002$3,949 +202%$256,380 +234.7%
        2001$1,307 $76,610
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33884

        Getting around

        25 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Chain O Lakes Elem
        • Middle: Denison Middle
        • High: Lake Region High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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