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  • Price cut: $50K (9/22)
    $899,000

    227 Black Bear Cv, Clyde, NC 28721

    4beds
    3,144sqft
    : 
    $5,562/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    8.29 Acres Lot
    $870,400 Zestimate®
    $286/sqft
    $-- HOA

    What's special

    Mountain viewsPartial fencingLevel-to-rolling terrainCustom craftsman farmhouseWelcoming covered front porchJack-and-jill bathEstablished gardens
    $899,000 | Priced $74,000 Below February 2026 Appraisal Beautiful 8.29-acre unrestricted property in Fines Creek featuring 4 bedrooms, 3.5 baths, 3,144 square feet, mountain views, three creeks, pasture, barn, and workshop. A rare opportunity to own a private mountain homestead at a price substantiated below its recent appraised value offering extensive improvements in the heart of Haywood County. Discover the perfect blend of mountain living, privacy, and functionality with level-to-rolling terrain, three creeks, pasture areas, partial fencing, established gardens, a barn, chicken coop, workshop, and stunning long-range mountain views. Whether you're looking for space for farming, homesteading, recreation, or simply enjoying a peaceful mountain lifestyle, this property offers endless possibilities. The custom Craftsman farmhouse, built in 2005, thoughtfully designed living space. A welcoming covered front porch leads into a spacious entry foyer, setting the tone for the quality craftsmanship found throughout the home. Southern yellow pine flooring, 9-foot ceilings, custom built-ins, and abundant windows create a warm and inviting atmosphere while framing views of the surrounding mountains. The recently remodeled primary shower features farmhouse-style finishes that complement the home's character. At the heart of the home, the spacious family room features a striking floor-to-ceiling stone fireplace. The kitchen is designed for both everyday living and entertaining, offering KraftMaid cabinetry, granite countertops, gas cooking, and generous workspace. A main-level laundry room with utility sink adds convenience. The primary suite is located on the main level and includes a private ensuite bath with a soaking tub. Upstairs are three additional bedrooms, a full bath, a Jack-and-Jill bath, and a flexible bonus area ideal for a playroom, media room, or sitting area. Above the attached two-car garage, a finished bonus room and dedicated office provide additional versatile living space. Outdoor living is equally impressive. Enjoy mountain views year-round from the covered front and rear porches, both finished with tongue-and-groove ceilings. The rear porch is anchored by a beautiful stone fireplace, creating an inviting space for relaxing or entertaining. Stone walkways, and thoughtfully landscaped grounds enhance the property's natural setting. Additional improvements include a detached 16x24 workshop with 200-amp service, carport, multiple storage areas, flat parking, wood shed, generator, and a 20x24 barn suitable for livestock, hobbies, equipment, or storage. Properties offering unrestricted acreage, usable land, multiple outbuildings, three creeks, pasture, mountain views, and a well-appointed custom home are rarely available in Fines Creek. This property combines privacy, versatility, and mountain living in one exceptional setting.
    117 days
    612
    68

    Zillow last checked:

    Listing updated:

    Listed by:

    Gena Duncan homesbygena@gmail.com,

    Seller Solutions

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4393191MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Flex space
      • Level: Upper
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Office
      • Level: Third
      Study
      • Level: Main
      Heating
      • Forced Air, Propane
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Exhaust Hood, Gas Range, Gas Water Heater, Propane Water Heater, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
      • Laundry: Inside, Laundry Room, Main Level, Sink
      Features
      • Breakfast Bar, Built-in Features, Soaking Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s)
      • Flooring: Wood
      • Doors: French Doors, Insulated Door(s)
      • Windows: Insulated Windows
      • Has basement: No
      • Attic: Walk-In
      • Fireplace features: Gas, Gas Unvented, Living Room, Outside, Porch, Wood Burning
      Interior area
      • Total structure area: 2,709
      • Total interior livable area: 3,144 sqft
      • Finished area above ground: 3,144
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Carport, Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
      • Attached garage spaces: 2
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Front Porch, Rear Porch, Screened
      • Exterior features: Storage
      • Fencing: Partial
      • Has view: Yes
      • View description: Long Range, Mountain(s), Year Round
      Lot
      • Size: 8.29 Acres
      • Features: Cleared, Green Area, Hilly, Level, Private, Wooded, Views
      Living quarters
      • Secondary features: Main Level Garage
      Details
      • Additional structures: Barn(s), Shed(s), Workshop
      • Parcel number: 8731095863
      • Zoning: Res
      • Special conditions: Standard
      • Other equipment: Generator
      • Horse amenities: Pasture

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Farmhouse
      • Property subtype: Single Family Residence
      Materials
      • Stone, Vinyl
      • Foundation: Crawl Space
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Propane

      Community & HOA

      Community
      • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
      • Subdivision: None
      Location
      • Region: Clyde
      • Elevation: 2500 Feet

      Financial & listing details

      • Price per square foot: $286/sqft
      • Tax assessed value: $499,200
      • Annual tax amount: $3,282
      • Date on market: 6/13/2026
      • Cumulative days on market: 118 days
      • Listing terms: Cash,Conventional
      • Exclusions: Woodstove in family room
      • Road surface type: Gravel, Paved

        Estimated market value

        $870,400

        $827,000 - $914,000

        $4,173/mo

        Price history

        DateEventPrice
        9/22/2026Price change$899,000-5.3%$286/sqft
        Source: Canopy MLS as distributed by MLS GRID #4393191 Report a problem
        7/28/2026Price change$949,000-2.4%$302/sqft
        Source: Canopy MLS as distributed by MLS GRID #4393191 Report a problem
        6/14/2026Listed for sale$972,000+116%$309/sqft
        Source: Canopy MLS as distributed by MLS GRID #4393191 Report a problem
        2/24/2009Sold$450,000-45.5%$143/sqft
        Source: Public Record Report a problem
        8/24/2008Listing removed$825,000$262/sqft
        Source: Go Smart Solutions, LLC Report a problem
        8/14/2008Price change$825,000+18.7%$262/sqft
        Source: Go Smart Solutions, LLC Report a problem
        5/24/2008Price change$695,000-12.6%$221/sqft
        Source: Homes & Land #392074 Report a problem
        2/2/2008Listed for sale$795,000$253/sqft
        Source: Homes & Land #392074 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,282 $487,900
        2024$3,282 $487,900
        2023$3,282 +2.3%$487,900
        2022$3,208 $487,900
        2021$3,208 +13.9%$487,900 +23.9%
        2020$2,816 -0.2%$393,700
        2019$2,821 $393,700
        2018$2,821 $393,700
        2017$2,821 +2.7%$393,700
        2016$2,747 $393,700
        2015$2,747 +6.6%$393,700
        2014$2,577 $393,700 -14.4%
        2010-- $459,710
        2008-- --
        2007-- $514,051
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28721

        Getting around

        7 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Clyde
        • Middle: Waynesville
        • High: Tuscola

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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