$899,000 | Priced $74,000 Below February 2026 Appraisal
Beautiful 8.29-acre unrestricted property in Fines Creek featuring 4 bedrooms, 3.5 baths, 3,144 square feet, mountain views, three creeks, pasture, barn, and workshop. A rare opportunity to own a private mountain homestead at a price substantiated below its recent appraised value offering extensive improvements in the heart of Haywood County.
Discover the perfect blend of mountain living, privacy, and functionality with level-to-rolling terrain, three creeks, pasture areas, partial fencing, established gardens, a barn, chicken coop, workshop, and stunning long-range mountain views. Whether you're looking for space for farming, homesteading, recreation, or simply enjoying a peaceful mountain lifestyle, this property offers endless possibilities.
The custom Craftsman farmhouse, built in 2005, thoughtfully designed living space. A welcoming covered front porch leads into a spacious entry foyer, setting the tone for the quality craftsmanship found throughout the home. Southern yellow pine flooring, 9-foot ceilings, custom built-ins, and abundant windows create a warm and inviting atmosphere while framing views of the surrounding mountains. The recently remodeled primary shower features farmhouse-style finishes that complement the home's character.
At the heart of the home, the spacious family room features a striking floor-to-ceiling stone fireplace. The kitchen is designed for both everyday living and entertaining, offering KraftMaid cabinetry, granite countertops, gas cooking, and generous workspace. A main-level laundry room with utility sink adds convenience.
The primary suite is located on the main level and includes a private ensuite bath with a soaking tub. Upstairs are three additional bedrooms, a full bath, a Jack-and-Jill bath, and a flexible bonus area ideal for a playroom, media room, or sitting area. Above the attached two-car garage, a finished bonus room and dedicated office provide additional versatile living space.
Outdoor living is equally impressive. Enjoy mountain views year-round from the covered front and rear porches, both finished with tongue-and-groove ceilings. The rear porch is anchored by a beautiful stone fireplace, creating an inviting space for relaxing or entertaining. Stone walkways, and thoughtfully landscaped grounds enhance the property's natural setting.
Additional improvements include a detached 16x24 workshop with 200-amp service, carport, multiple storage areas, flat parking, wood shed, generator, and a 20x24 barn suitable for livestock, hobbies, equipment, or storage.
Properties offering unrestricted acreage, usable land, multiple outbuildings, three creeks, pasture, mountain views, and a well-appointed custom home are rarely available in Fines Creek. This property combines privacy, versatility, and mountain living in one exceptional setting.
Active
Price cut: $50K (9/22)
$899,000
227 Black Bear Cv, Clyde, NC 28721
4beds
3,144sqft
Single Family Residence
Built in 2005
8.29 Acres Lot
$870,400 Zestimate®
$286/sqft
$-- HOA
What's special
Mountain viewsPartial fencingLevel-to-rolling terrainCustom craftsman farmhouseWelcoming covered front porchJack-and-jill bathEstablished gardens
- 117 days
- 612
- 68
Zillow last checked:
Listing updated:
Listed by:
Gena Duncan homesbygena@gmail.com,
Seller Solutions
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4393191
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Flex space
- Level: Upper
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Office
- Level: Third
Study
- Level: Main
Heating
- Forced Air, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Exhaust Hood, Gas Range, Gas Water Heater, Propane Water Heater, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer
- Laundry: Inside, Laundry Room, Main Level, Sink
Features
- Breakfast Bar, Built-in Features, Soaking Tub, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s)
- Flooring: Wood
- Doors: French Doors, Insulated Door(s)
- Windows: Insulated Windows
- Has basement: No
- Attic: Walk-In
- Fireplace features: Gas, Gas Unvented, Living Room, Outside, Porch, Wood Burning
Interior area
- Total structure area: 2,709
- Total interior livable area: 3,144 sqft
- Finished area above ground: 3,144
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached Carport, Driveway, Attached Garage, Garage Faces Side, Garage on Main Level
- Attached garage spaces: 2
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Rear Porch, Screened
- Exterior features: Storage
- Fencing: Partial
- Has view: Yes
- View description: Long Range, Mountain(s), Year Round
Lot
- Size: 8.29 Acres
- Features: Cleared, Green Area, Hilly, Level, Private, Wooded, Views
Living quarters
- Secondary features: Main Level Garage
Details
- Additional structures: Barn(s), Shed(s), Workshop
- Parcel number: 8731095863
- Zoning: Res
- Special conditions: Standard
- Other equipment: Generator
- Horse amenities: Pasture
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subtype: Single Family Residence
Materials
- Stone, Vinyl
- Foundation: Crawl Space
- Roof: Metal
Condition
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Propane
Community & HOA
Community
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: None
Location
- Region: Clyde
- Elevation: 2500 Feet
Financial & listing details
- Price per square foot: $286/sqft
- Tax assessed value: $499,200
- Annual tax amount: $3,282
- Date on market: 6/13/2026
- Cumulative days on market: 118 days
- Listing terms: Cash,Conventional
- Exclusions: Woodstove in family room
- Road surface type: Gravel, Paved
Estimated market value
$870,400
$827,000 - $914,000
$4,173/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/22/2026 | Price change | $899,000-5.3%$286/sqft |
Source: | ||
| 7/28/2026 | Price change | $949,000-2.4%$302/sqft |
Source: | ||
| 6/14/2026 | Listed for sale | $972,000+116%$309/sqft |
Source: | ||
| 2/24/2009 | Sold | $450,000-45.5%$143/sqft |
Source: Public Record Report a problem | ||
| 8/24/2008 | Listing removed | $825,000$262/sqft |
Source: Go Smart Solutions, LLC Report a problem | ||
| 8/14/2008 | Price change | $825,000+18.7%$262/sqft |
Source: Go Smart Solutions, LLC Report a problem | ||
| 5/24/2008 | Price change | $695,000-12.6%$221/sqft |
Source: Homes & Land #392074 Report a problem | ||
| 2/2/2008 | Listed for sale | $795,000$253/sqft |
Source: Homes & Land #392074 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,282 | $487,900 |
| 2024 | $3,282 | $487,900 |
| 2023 | $3,282 +2.3% | $487,900 |
| 2022 | $3,208 | $487,900 |
| 2021 | $3,208 +13.9% | $487,900 +23.9% |
| 2020 | $2,816 -0.2% | $393,700 |
| 2019 | $2,821 | $393,700 |
| 2018 | $2,821 | $393,700 |
| 2017 | $2,821 +2.7% | $393,700 |
| 2016 | $2,747 | $393,700 |
| 2015 | $2,747 +6.6% | $393,700 |
| 2014 | $2,577 | $393,700 -14.4% |
| 2010 | -- | $459,710 |
| 2008 | -- | -- |
| 2007 | -- | $514,051 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 28721
Nearby schools
Schools provided by the listing agent
- Elementary: Clyde
- Middle: Waynesville
- High: Tuscola
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






