For sale

Price cut: $36K (7/15)

$549,000

227 Lake Summerset Rd, Davis, IL 61019

3beds

2,587sqft

$4,154/mo

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Single Family Residence

Built in 1989

0.39 Acres Lot

$516,500 Zestimate^®

$212/sqft

$98/mo HOA

What's special

Way oversized heated garageAdjoining formal dining roomMain floor laundryThree bedroomsTrash compactorLower level family room

Update 6-18-2026 .. New roof & siding to be installed soon. Virtual Staging page: https://www.zillow.com/homedetails/227-Lake-Summerset-Rd-Davis-IL-61019/122365020_zpid/?view=public&vsxlb=9 Lake Summerset Lake Front Home with a huge amount of living spaces. Formal living room, big family room with gas fireplace, closed in lake side sunroom and lower level family room. Engaging floor plan with lots of places for multiple gatherings of family and friends. Three bedrooms, way oversized heated garage. Additional lower level room for craft area. Main floor laundry. Lake side eat in kitchen with deck and adjoining formal dining room. Trash compactor. New roof coming 2026. Multiple decks including one off the master suite. Large primary bedroom with en-suite bath. Cool crawlspace with trap door access to stairs to the garage. Flat lot with great lakeview sightlines. This place is an ideal waterfront lake home in excellent condition and with some furnishings negotiable for turn key access.

127 days

1,019

11

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bathrooms: 1

Primary bedroom

Level: Upper
Area: 255
Dimensions: 17 x 15

Bedroom 2

Level: Upper
Area: 132
Dimensions: 11 x 12

Bedroom 3

Level: Upper
Area: 132
Dimensions: 11 x 12

Dining room

Level: Main
Area: 121
Dimensions: 11 x 11

Family room

Level: Main
Area: 315
Dimensions: 21 x 15

Kitchen

Level: Main
Area: 187.5
Dimensions: 15 x 12.5

Living room

Level: Main
Area: 225
Dimensions: 15 x 15

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Wall Oven, Washer, Gas Water Heater
Laundry: Main Level

Features

L.L. Finished Space, Book Cases Built In
Windows: Skylight(s), Window Treatments
Basement: Sump Pump,Finished,Partial Exposure
Has fireplace: Yes
Fireplace features: Gas

Interior area

Total structure area: 2,587
Total interior livable area: 2,587 sqft
Finished area above ground: 2,587
Finished area below ground: 0

Video & virtual tour

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Property

Parking

Total spaces: 2.5
Parking features: Asphalt, Attached, Garage Door Opener
Garage spaces: 2.5

Features

Levels: Tri/Quad/Multi-Level
Patio & porch: Deck, Patio-Brick Paver, Porch 4 Season, Enclosed, Glass Enclosed
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake

Lot

Size: 0.39 Acres
Features: County Taxes, Full Exposure

Details

Parcel number: 151001151021
Special conditions: Estate

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick/Stone, Vinyl
Roof: Shingle

Condition

Year built: 1989

Utilities & green energy

Electric: Circuit Breakers
Sewer: City/Community
Water: City/Community

Community & HOA

Community

Features: Gated
Subdivision: IL

HOA

Has HOA: Yes
Services included: Pool Access, Clubhouse
HOA fee: $1,175 annually

Location

Region: Davis

Financial & listing details

Price per square foot: $212/sqft
Tax assessed value: $470,562
Annual tax amount: $10,880
Price range: $549K - $549K
Date on market: 3/27/2026
Cumulative days on market: 127 days
Ownership: Fee Simple

Estimated market value

$516,500

$491,000 - $542,000

$2,308/mo

Price history

Date	Event	Price
7/15/2026	Price change	$549,000-6.2%$212/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202601662 Report a problem
3/27/2026	Listed for sale	$585,000$226/sqft
Source: NorthWest Illinois Alliance of REALTORS® #202601662 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$10,880 +9.8%	$156,854 +21.5%
2023	$9,909 +1.5%	$129,069 +5.7%
2022	$9,760 +9.1%	$122,119 +9.4%
2021	$8,946 +1.6%	$111,606 +4%
2020	$8,809 +10.9%	$107,262 -3.2%
2019	$7,940 -0.4%	$110,865 +10%
2018	$7,968 -0.3%	$100,831 +2.2%
2017	$7,993 +0.1%	$98,628
2016	$7,988 -1.1%	$98,628 +0.8%
2015	$8,078 -2.5%	$97,893 -7.5%
2013	$8,284	$105,843 -19.7%
2010	--	$131,890 -0.7%
2009	--	$132,865
2008	--	$132,865

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 61019

Getting around

0 / 100

Car-Dependent

21 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Dakota Elementary School
Grades: PK-6Distance: 7.7 mi
6/10
Dakota Jr Sr High School
Grades: 7-12Distance: 7.7 mi

Schools provided by the listing agent

Elementary: Dakota 201
Middle: Dakota 201
High: Dakota 201
District: Dakota 201

Source: NorthWest Illinois Alliance of REALTORS®. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.