Welcome to your mountain retreat in the prestigious gated community of Headwaters at Banner Elk, where luxury living meets breathtaking long-range views. This exceptional custom-built home is offered furnished and showcases remarkable craftsmanship, thoughtful design, and outstanding amenities throughout.
Designed to comfortably accommodate family and guests, the home features four private primary suites, including one on the main level, two on the upper level, and one on the lower level. Above the oversized two-car garage, a spacious 21'6" x 38'5" bonus room offers endless possibilities for a media room, game room, office, bunk room, or additional living space.
The gourmet kitchen features a gas range, granite countertops, and a custom island with built-in shelving. The adjoining great room offers soaring vaulted ceilings, stunning views, and a warm, inviting atmosphere.
The lower level is designed for relaxation and recreation, featuring a comfortable den, wet bar, private gym, and a one-of-a-kind custom wine cellar highlighted by a floor crafted from pennies. Throughout the home, architectural details and vaulted ceilings enhance the sense of mountain elegance.
Outdoor living is equally impressive. Enjoy cool mountain evenings beside the wood-burning fireplace on the expansive deck, complete with a summer kitchen for effortless entertaining. A hot tub on the lower deck provides the perfect place to unwind and take in the peaceful surroundings. Two interior gas fireplaces add warmth and charm throughout the seasons.
Recent property improvements include professionally installed landscaping, a water feature, sealed crawl spaces with humidity control, a tankless water heater system, and a radon mitigation system for enhanced comfort, efficiency, and peace of mind. In addition to the oversized garage, a separate UTV garage offers convenient storage for outdoor adventures.
A unique opportunity accompanies this property: the option to purchase a 1/8 ownership share in a private 170-acre nature preserve adjacent to Headwaters. Shared among only eight homeowners, this extraordinary preserve offers miles of trails, hiking, UTV riding, picnicking, a shooting range, and the serene beauty of Falls Creek winding through the landscape.
Headwaters at Banner Elk offers exceptional amenities, including a mountaintop clubhouse with a fitness center, theater room, game room, gourmet kitchen, dining area, great room with fireplace, and tennis/pickleball court. Residents also enjoy a lakeside pavilion, multiple parks, a dog park, scenic waterfall, and abundant outdoor recreation. Emergency helicopter access is available via the clubhouse parking area.
Ideally located near downtown Banner Elk, this home provides convenient access to year-round High Country attractions, including skiing, hiking, golf, whitewater rafting, concerts, fine dining, shopping, and more.
Recent updates and improvements include:
• All carpets professionally cleaned (October 2025)
• Main-level great room furniture professionally steam cleaned (October 2025)
• Pre-inspection completed with all recommended repairs addressed
• Radon mitigation system installed (November 2025)
Virtual tour and floor plans available.
Experience luxury mountain living, exceptional amenities, and unforgettable views in one of Banner Elk's most sought-after communities.
For sale
$3,200,000
236 Stack Rock Road, Elk Park, NC 28622
4beds
5,473sqft
Single Family Residence
Built in 2007
1.09 Acres Lot
$2,890,300 Zestimate®
$585/sqft
$300/mo HOA
What's special
Water featurePrivate gymGourmet kitchenSeparate utv garageVaulted ceilingsSoaring vaulted ceilingsFour private primary suites
- 330 days
- 253
- 9
Zillow last checked:
Listing updated:
Listed by:
Linda Cramblit (828)737-3100,
Blue Ridge Realty & Inv. - Banner Elk
Source: High Country AOR,MLS#: 257961
Originating MLS: High Country Association of Realtors Inc.
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Heating
- Electric, Fireplace(s), Gas, Heat Pump, Hot Water, Wood
Cooling
- Central Air, 2 Units, Zoned
Appliances
- Included: Dryer, Dishwasher, Electric Water Heater, Disposal, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
- Laundry: Washer Hookup, Dryer Hookup, Main Level
Features
- Wet Bar, Carbon Monoxide Detector, Furnished, Hot Tub/Spa, Vaulted Ceiling(s), Window Treatments
- Windows: Double Pane Windows, Window Treatments
- Basement: Crawl Space,Finished
- Attic: None
- Number of fireplaces: 3
- Fireplace features: Three, Gas, Stone, Vented, Outside, Propane, Wood Burning
- Furnished: Yes
Interior area
- Total structure area: 5,473
- Total interior livable area: 5,473 sqft
- Finished area above ground: 3,698
- Finished area below ground: 1,775
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Two Car Garage, Other, Oversized, Paved, Private, See Remarks
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Multiple, Open
- Exterior features: Hot Tub/Spa, Outdoor Grill, Paved Driveway
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Long Range, Mountain(s)
Lot
- Size: 1.09 Acres
Details
- Additional structures: Gazebo
- Parcel number: 19300022526300000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subtype: Single Family Residence
Materials
- Stone, Wood Siding, Wood Frame
- Foundation: Basement
- Roof: Asphalt,Shingle
Condition
- Year built: 2007
Utilities & green energy
- Sewer: Sewer Applied for Permit
- Water: Private, Well
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Features: Clubhouse, Dog Park, Fitness Center, Gated, Near National Forest, Pickleball, Tennis Court(s), Trails/Paths, Long Term Rental Allowed, Short Term Rental Allowed
- Security: Security System, Radon Mitigation System
- Subdivision: Headwaters At Banner Elk
HOA
- Has HOA: Yes
- HOA fee: $3,600 annually
Location
- Region: Elk Park
Financial & listing details
- Price per square foot: $585/sqft
- Tax assessed value: $1,121,700
- Annual tax amount: $4,486
- Date on market: 10/19/2025
- Listing terms: Cash,Conventional,New Loan
- Road surface type: Paved
Estimated market value
$2,890,300
$2.75M - $3.03M
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/21/2026 | Price change | $3,200,000+14.3%$585/sqft |
Source: | ||
| 10/19/2025 | Listed for sale | $2,799,000+584.4%$511/sqft |
Source: | ||
| 1/25/2012 | Sold | $409,000-48.9%$75/sqft |
Source: Public Record Report a problem | ||
| 7/2/2010 | Sold | $800,000$146/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,487 | $1,121,700 |
| 2024 | $4,487 | $1,121,700 |
| 2023 | $4,487 | $1,121,700 |
| 2022 | $4,487 -9.7% | $1,121,700 +24.2% |
| 2021 | $4,969 | $903,400 |
| 2020 | $4,969 | $903,400 |
| 2019 | $4,969 | $903,400 |
| 2018 | $4,969 +7.9% | $903,400 +7.9% |
| 2017 | $4,604 +23% | $837,000 |
| 2016 | $3,743 | $837,000 |
| 2015 | $3,743 | $837,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 28622
Nearby schools
Schools provided by the listing agent
- Elementary: Freedom Trail
- High: Avery County
Source: High Country AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




