For sale

$550,000

238 Ridge Top Ln, Atoka, TN 38004

4beds

3,251sqft

$3,485/mo

Get pre-qualified

Single Family Residence

Built in 2017

0.34 Acres Lot

$544,200 Zestimate^®

$169/sqft

$19/mo HOA

What's special

Pot fillerSplit floor planEat-in kitchenBonus roomOversized closetCustom barn doorsWide-plank wood flooring

This former model home in Sterling Ridge of Atoka features 4 bedrooms, 3 baths, a bonus room, and an 18x40 pool! The split floor plan places the primary suite in its own wing on the left side, complete with an oversized closet and shower. Features include 8-foot doors, custom barn doors, wide-plank wood flooring, and an oversized family room with fireplace. The eat-in kitchen offers custom cabinetry, an oversized island with barstool seating, and a pot filler, with granite countertops throughout the home. Enjoy the pool and covered patio for relaxing or entertaining. A four-car garage with ample parking and a tankless water heater add convenience. Close to dining and shopping! Buyers may purchase using their own financing. Seller will also consider assumption of the existing VA loan at a 2.50% interest rate by qualified VA-eligible buyers, subject to Navy Federal Credit Union and VA approval. Call to schedule your private tour.

20 days
401
71

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3

Rooms

Room types: Bonus Room, Entry Hall, Attic

Primary bedroom

Features: Walk-In Closet(s), Vaulted/Coffered Ceiling, Smooth Ceiling, Carpet
Level: First
Dimensions: 0 x 0

Bedroom 2

Features: Shared Bath, Smooth Ceiling, Carpet
Level: First

Bedroom 3

Features: Shared Bath
Level: Second

Bedroom 4

Features: Shared Bath, Carpet
Level: Second

Primary bathroom

Features: Full Bath

Dining room

Features: Separate Dining Room
Dimensions: 0 x 0

Kitchen

Features: Eat-in Kitchen, Breakfast Bar, Pantry, Kitchen Island

Living room

Features: Great Room
Dimensions: 0 x 0

Den

Dimensions: 0 x 0

Heating

Central, Natural Gas, Dual System

Cooling

220 Wiring, Ceiling Fan(s), Central Air

Appliances

Included: Range/Oven, Double Oven, Disposal, Dishwasher, Microwave, Trash Compactor, Refrigerator
Laundry: Laundry Room

Features

Vaulted/Coffered Primary, Renovated Bathroom, Luxury Primary Bath, Double Vanity Bath, Full Bath Down, Smooth Ceiling, High Ceilings, Vaulted/Coff/Tray Ceiling, Walk-In Closet(s), Dining Room, Den/Great Room, Kitchen, Primary Bedroom, 2nd Bedroom, 2 or More Baths, Laundry Room, 3rd Bedroom, 4th or More Bedrooms, 1 Bath, Bonus Room, Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
Flooring: Part Hardwood, Part Carpet, Tile
Windows: Aluminum Frames
Attic: Walk-In
Number of fireplaces: 1
Fireplace features: Ventless, In Den/Great Room

Interior area

Total interior livable area: 3,251 sqft

Property

Parking

Total spaces: 4
Parking features: Driveway/Pad, More than 3 Coverd Spaces, Workshop in Garage, Garage Door Opener, Garage Faces Side
Has garage: Yes
Covered spaces: 4
Has uncovered spaces: Yes

Features

Stories: 1.5
Patio & porch: Porch, Covered Patio
Has private pool: Yes
Pool features: In Ground
Fencing: Wood,Wood Fence

Lot

Size: 0.34 Acres
Dimensions: 0.34
Features: Level, Landscaped

Details

Parcel number: 128L 128 B10700

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Brick Veneer
Foundation: Slab
Roof: Composition Shingles

Condition

New construction: No
Year built: 2017

Community & HOA

Community

Security: Smoke Detector(s), Monitored Alarm, Dead Bolt Lock(s)
Subdivision: Sterling Ridge Phase Iv

HOA

Has HOA: Yes
HOA fee: $225 annually

Location

Region: Atoka

Financial & listing details

Price per square foot: $169/sqft
Tax assessed value: $568,800
Annual tax amount: $3,373
Price range: $550K - $550K
Date on market: 10/24/2026
Cumulative days on market: 21 days
Listing terms: Assumable,Conventional,FHA,VA Loan

Estimated market value

$544,200

$517,000 - $571,000

$2,996/mo

Price history

Date	Event	Price
10/24/2026	Listed for sale	$550,000+46.7%$169/sqft
Source: MAAR #10233150 Report a problem
9/5/2019	Sold	$375,000$115/sqft
Source: MAAR #10010350 Report a problem
7/31/2019	Pending sale	$375,000$115/sqft
Source: MidSouth Residential, LLC #10010350 Report a problem
4/12/2019	Price change	$375,000+4.2%$115/sqft
Source: MidSouth Residential, LLC #10010350 Report a problem
3/16/2019	Price change	$360,000+7.5%$111/sqft
Source: MidSouth Residential, LLC #10010350 Report a problem
11/6/2018	Listed for sale	$335,000+3.1%$103/sqft
Source: MidSouth Residential, LLC #10010350 Report a problem
4/29/2018	Listed for sale	$325,000$100/sqft
Source: MidSouth Residential, LLC #10010350 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,373 -4.2%	$142,200 -4.2%
2024	$3,522 +5.1%	$148,500
2023	$3,350 +3.3%	$148,500 +40.7%
2022	$3,241 +1.7%	$105,575
2021	$3,188 +8%	$105,575 +7.9%
2020	$2,953 +7.3%	$97,850 +27.7%
2019	$2,752	$76,650
2018	$2,752 +168.2%	$76,650
2017	$1,026	$76,650 +717.6%
2016	$1,026	$9,375