Better Than New Construction with Stunning Big Carnelian Lake Views & Deeded Lake Access with shared dock! Tucked away on a treasured private road in the Moonlight Bay neighborhood & situated on over half an acre, this beautifully reimagined & rebuilt from the ground up with a new foundation 2-bed, 2-bath single level home offers gorgeous modern design and effortless main-level living! Soaring vaulted ceilings, expansive windows showcasing lake views, beautiful wood flooring, all-new appliances, and spa-inspired bathrooms with stunning tilework are just a few of the highlights. The spacious primary suite features a walk-in closet, while abundant storage throughout adds everyday convenience. A separate insulated outbuilding with concrete floors & electricity offers endless possibilities—home office, art studio, or storage for all your lake toys! Deeded lake access with a shared dock provides access to crystal-clear, fully recreational Big Carnelian Lake, offering over 450 acres of boating, swimming, fishing, waterskiing and more. In addition, both Big Carnelian and Square Lake boat ramps are just minutes away. An incredible location just minutes from downtown Stillwater and the St. Croix River, and only 30 minutes to St. Paul. Modern luxury meets the ultimate lake lifestyle!
Active
$689,000
28 Moonlight Bay, Stillwater, MN 55082
2beds
1,305sqft
Single Family
Built in 1955
0.52 Acres Lot
$-- Zestimate®
$528/sqft
$25/mo HOA
What's special
Beautiful wood flooringGorgeous modern designSpacious primary suiteEffortless main-level livingSoaring vaulted ceilingsAll-new appliancesAbundant storage throughout
- 14 days
- 1,561
- 79
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Annie Pearson 435-901-2579,
Edina Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6684507
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 134.83 Square Feet
- Dimensions: 9.7x13.9
Bedroom 2
- Level: Main
- Area: 132 Square Feet
- Dimensions: 11x12
Bathroom
- Level: Main
- Area: 100.8 Square Feet
- Dimensions: 8x12.6
Bathroom
- Level: Main
- Area: 48 Square Feet
- Dimensions: 6x8
Dining room
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10x10
Kitchen
- Level: Main
- Area: 266 Square Feet
- Dimensions: 14x19
Living room
- Level: Main
- Area: 220 Square Feet
- Dimensions: 20x11
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
- Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
Features
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,305
- Total interior livable area: 1,305 sqft
- Finished area above ground: 1,305
- Finished area below ground: 0
Property
Parking
- Parking features: Concrete, Guest, Open
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Stairs Internal
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: None
- Has view: Yes
- View description: Lake, Panoramic
- Has water view: Yes
- Water view: Lake
- Waterfront features: Deeded Access, Lake View, Other
Lot
- Size: 0.52 Acres
- Features: Tree Coverage - Medium
Details
- Additional structures: Workshop, Storage Shed
- Foundation area: 1305
- Parcel number: 2603120240027
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Age Over 8 Years,Asphalt
Condition
- New construction: No
- Year built: 1955
Utilities & green energy
- Electric: Circuit Breakers, 150 Amp Service, Power Company: Xcel Energy
- Gas: Electric, Natural Gas
- Sewer: Septic System Compliant - Yes, Tank with Drainage Field
- Water: Well
Community & HOA
Community
- Subdivision: Moonlight Bay 02
HOA
- Has HOA: Yes
- Services included: Snow Removal
- HOA fee: $300 annually
- HOA name: Self Managed
- HOA phone: 612-749-1863
Location
- Region: Stillwater
Financial & listing details
- Price per square foot: $528/sqft
- Tax assessed value: $371,700
- Annual tax amount: $2,946
- Date on market: 10/22/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/22/2026 | Listed for sale | $689,000+38.1%$528/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6684507 Report a problem | ||
| 3/13/2025 | Listing removed | $499,000$382/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6634762 Report a problem | ||
| 1/3/2025 | Price change | $499,000-4.9%$382/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6634762 Report a problem | ||
| 12/4/2024 | Listed for sale | $524,900+19%$402/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6634762 Report a problem | ||
| 5/26/2023 | Sold | $441,000+5%$338/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6365807 Report a problem | ||
| 5/8/2023 | Pending sale | $419,900$322/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6365807 Report a problem | ||
| 5/5/2023 | Listed for sale | $419,900+684.9%$322/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6365807 Report a problem | ||
| 3/25/1992 | Sold | $53,500$41/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,946 -7.5% | $371,700 -14.1% |
| 2024 | $3,184 +17.2% | $432,800 +14.4% |
| 2023 | $2,716 +8% | $378,300 +28.5% |
| 2022 | $2,514 +8.8% | $294,300 -3.3% |
| 2021 | $2,310 +5.5% | $304,200 +6.8% |
| 2020 | $2,190 | $284,900 |
| 2019 | $2,190 | $284,900 +9.4% |
| 2018 | $2,190 +3.1% | $260,500 +8.9% |
| 2017 | $2,124 +9% | $239,200 +6.1% |
| 2016 | $1,948 -0.8% | $225,400 +0.7% |
| 2015 | $1,964 | $223,800 +27.5% |
| 2013 | $1,964 -2.2% | $175,500 -4.6% |
| 2012 | $2,008 | $184,000 -16.5% |
| 2011 | $2,008 +12.7% | $220,300 -13.4% |
| 2010 | $1,782 -10.6% | $254,500 |
| 2009 | $1,994 +19.8% | -- |
| 2008 | $1,664 +16.2% | -- |
| 2007 | $1,432 +10.5% | -- |
| 2006 | $1,296 +11.8% | -- |
| 2005 | $1,159 +13.3% | -- |
| 2004 | $1,023 +1.6% | -- |
| 2003 | $1,007 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 55082
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