Active

Listed by: Spivey Realty Group, LLC

Price cut: $4K (6/26)

$265,500

320 S 4th Street, Elma, WA 98541

3beds

1,716sqft

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Single Family Residence

Built in 2008

7,840 Square Feet Lot

$265,500 Zestimate^®

$155/sqft

$-- HOA

What's special

Plenty of driveway parkingSingle-story layoutAdditional shop-style spaceFully fenced front yardFull utility roomOpen living space

C-1 zoning right along a main corridor in Elma! This property opens the door to more than just residential use. Whether you’re thinking home-based business, rental, or a future commercial play, the zoning is where the real value sits! The home itself offers a single-story layout with 3 bedrooms and 2 bathrooms, plus an open living space that’s easy to rework or update over time. Outside, you’ve got a fully fenced front yard, concrete patio, and an attached 2-car garage and additional shop-style space. There’s a full utility room, plenty of driveway parking, and a lot configuration that gives you options depending on your vision. This is an as-is property. It needs work. But that’s exactly where the upside is. If you’re looking for something polished, this isn’t it. If you’re looking for flexibility, location, and potential… this is worth a look.

66 days

1,759

72

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bathrooms: 2
Main level bedrooms: 3

Primary bedroom

Level: Main

Bedroom

Level: Main

Bedroom

Level: Main

Bathroom full

Level: Main

Bathroom full

Level: Main

Entry hall

Level: Main

Kitchen with eating space

Level: Main

Living room

Level: Main

Utility room

Level: Main

Heating

Ductless, Wall Furnace, Electric

Cooling

Ductless

Appliances

Included: Water Heater: Electric, Water Heater Location: Utility room

Features

Bath Off Primary
Flooring: Laminate, Vinyl, Carpet
Windows: Dbl Pane/Storm Window
Basement: None
Has fireplace: No

Interior area

Total structure area: 1,716
Total interior livable area: 1,716 sqft

Property

Parking

Total spaces: 2
Parking features: Driveway, Attached Garage
Has attached garage: Yes
Covered spaces: 2

Features

Levels: One
Stories: 1
Entry location: Main
Patio & porch: Bath Off Primary, Dbl Pane/Storm Window, Walk-In Closet(s), Water Heater
Has view: Yes
View description: Mountain(s), Territorial

Lot

Size: 7,840 Square Feet
Features: Corner Lot, Dead End Street, Paved, Cable TV, Fenced-Fully, High Speed Internet, Outbuildings, Patio
Topography: Level

Details

Parcel number: 042500701300
Zoning: C-1
Zoning description: Jurisdiction: City
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: 1 Story
Property subtype: Single Family Residence

Materials

Metal/Vinyl
Foundation: Poured Concrete
Roof: Composition

Condition

Fixer
Year built: 2008
Major remodel year: 2008

Utilities & green energy

Electric: Company: GH PUD
Sewer: Sewer Connected, Company: City of Elma
Water: Public, Company: City of Elma
Utilities for property: Xfinity, Xfinity

Community & HOA

Community

Subdivision: Elma

Location

Region: Elma

Financial & listing details

Price per square foot: $155/sqft
Tax assessed value: $369,941
Annual tax amount: $3,341
Date on market: 4/21/2026
Cumulative days on market: 68 days
Listing terms: Rehab Loan,See Remarks

Estimated market value

$265,500

$252,000 - $279,000

$2,046/mo

Price history

Date	Event	Price
6/26/2026	Price change	$265,500-1.5%$155/sqft
Source: NWMLS as distributed by MLS GRID #2496111 Report a problem
6/9/2026	Price change	$269,500-3.4%$157/sqft
Source: NWMLS as distributed by MLS GRID #2496111 Report a problem
5/27/2026	Price change	$279,000-3.5%$163/sqft
Source: NWMLS as distributed by MLS GRID #2496111 Report a problem
4/22/2026	Listed for sale	$289,000+5680%$168/sqft
Source: NWMLS as distributed by MLS GRID #2496111 Report a problem
5/2/2007	Sold	$5,000$3/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$3,532 -4.4%	$369,941 -2.5%
2023	$3,695 +11.5%	$379,323 +8.1%
2022	$3,313 +9.1%	$350,860 +28.9%
2021	$3,037 +314.3%	$272,287 +5.1%
2020	$733	$259,145 +13.9%
2019	--	$227,512 +17.4%
2018	$757 -8.1%	$193,823 +20.1%
2017	$824 -0.4%	$161,429 +4.2%
2016	$827	$154,950 -6.9%
2014	$827 -2.2%	$166,455 +0.3%
2013	$846 +289.5%	$165,900 +90.9%
2006	$217 -1.9%	$86,915
2005	$221 -79.2%	$86,915
2004	$1,063 -15.9%	$86,915 +4%
2003	$1,264 +5.7%	$83,590
2002	$1,196 -5.4%	$83,590 +0.2%
2001	$1,264 -1.4%	$83,390 -0.2%
2000	$1,283	$83,590

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 98541

Getting around

55 / 100

Somewhat Walkable

44 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Elma Elementary School
Grades: PK-5Distance: 1.4 mi
5/10
Elma Middle School
Grades: 6-8Distance: 0.3 mi
7/10
Elma High School
Grades: 9-12Distance: 0.4 mi

Schools provided by the listing agent

Elementary: Elma Elem
Middle: Elma Mid
High: Elma High

Source: NWMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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