Skip main navigation
For sale
  • $324,900

    3217 MCMATH DRIVE, PALM HARBOR, FL 34684

    2beds
    1,332sqft
    : 
    $2,578/mo
    Get pre-qualified
    Villa
    Built in 1982
    4,125 Square Feet Lot
    $322,700 Zestimate®
    $244/sqft
    $336/mo HOA

    What's special

    Classic florida charmComfortable second bedroomCheerful green shuttersDual granite vanitiesSwaying palmsBathed in natural lightVaulted foyer
    Tucked into the tree-lined streets of Highland Lakes, one of Palm Harbor's most beloved 55+ golf communities, this beautifully updated 2-bedroom, 2-bathroom villa is ready for its next owner to simply move in and enjoy. From the moment you step through the glass-inset front door into the vaulted foyer, it's clear this home has been thoughtfully cared for and tastefully refreshed from top to bottom. The open-concept living and dining area is bathed in natural light and finished with wood like tile flooring that flows throughout the entire home. A separate formal dining area, illuminated by a designer chandelier, adds a touch of elegance for holiday gatherings and dinner parties. The kitchen is a true showstopper, featuring crisp white shaker cabinetry, appliances, sleek countertops, all wrapped in a layout that keeps the cook connected to the rest of the home. In the kitchen, a versatile dining nook offers the perfect spot for casual meals. Retreat to the spacious primary suite, complete with a generous closet and a spa-inspired en-suite bathroom boasting a walk-in shower, dual granite vanities, and elegant tile work. The comfortable second bedroom sits near a fully updated guest bathroom, making this layout ideal for visitors, a home office, or a hobby room. Outside, the home's classic Florida charm continues with crisp white stucco, cedar-toned board-and-batten gable accents, and cheerful green shutters, all framed by mature landscaping, a flowering crape myrtle, and swaying palms. Highland Lakes is one of Pinellas County's premier 55+ communities, offering residents access to a private golf course, community pools, tennis courts, a clubhouse with an active social calendar, and a boat ramp with access to Lake Tarpon — all for remarkably low HOA dues. Enjoy the Florida lifestyle just minutes from Innisbrook Golf Resort, John Chesnut Sr. Park, the Gulf beaches, and easy access to Tampa International Airport. This is Florida living at its most carefree — schedule your private showing today.
    13 days
    711
    17

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Mandria Aceto 440-341-2878,

    REALUXE 813-716-5584,

    Miriam Crispin 813-716-5584,

    REALUXE

    Source: Stellar MLS,MLS#: TB8541591MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Family Room, Dining Room
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Heating
      • Electric
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Microwave, Range, Refrigerator
      • Laundry: Inside
      Features
      • Ceiling Fan(s), Open Floorplan
      • Flooring: Porcelain Tile
      • Windows: Window Treatments
      • Has fireplace: No
      • Common walls with other units/homes: End Unit
      Interior area
      • Total structure area: 1,332
      • Total interior livable area: 1,332 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Mailbox, Sidewalk
      Lot
      • Size: 4,125 Square Feet
      • Features: Landscaped
      Details
      • Parcel number: 052816389060000980
      • Zoning: RPD-7.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Villa
      • Attached to another structure: Yes
      Materials
      • Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1982

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

      Community & HOA

      Community
      • Features: Clubhouse, Golf, Restaurant, Sidewalks
      • Pet fee: $0 monthly
      • Senior community: Yes
      • Subdivision: HIGHLAND LAKES
      HOA
      • Has HOA: Yes
      • Services included: Community Pool, Maintenance Grounds, Recreational Facilities
      • HOA fee: $336 monthly
      • HOA name: Scarlet Roach
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $244/sqft
      • Tax assessed value: $244,619
      • Annual tax amount: $1,653
      • Date on market: 8/24/2026
      • Cumulative days on market: 6 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $322,700

        $307,000 - $339,000

        $2,226/mo

        Price history

        DateEventPrice
        8/24/2026Listed for sale$324,900+173%$244/sqft
        Source: Stellar MLS #TB8541591 Report a problem
        5/20/2002Sold$119,000+0.9%$89/sqft
        Source: Public Record Report a problem
        3/27/2001Sold$117,900$89/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,654 +6.7%$124,822 +2.9%
        2024$1,549 +2.6%$121,304 +3%
        2023$1,510 +4.1%$117,771 +3%
        2022$1,451 +0.3%$114,341 +3%
        2021$1,447 +0.7%$111,011 +1.4%
        2020$1,437 +2.3%$109,478 +2.3%
        2019$1,404 $107,017 +1.9%
        2018$1,404 +1.9%$105,022 +2.1%
        2017$1,378 +29.9%$102,862 +18.3%
        2016$1,061 +3%$86,955 +0.7%
        2015$1,030 +0.8%$86,351 +0.8%
        2014$1,022 +1.5%$85,666 +1.5%
        2013$1,006 -4.5%$84,400 -8.4%
        2012$1,054 $92,121 -2.5%
        2011-- $94,502 +1.2%
        2010-- $93,393 -6.3%
        2009-- $99,691 -11.9%
        2008$1,480 $113,201 +3%
        2007-- $109,904 -6.1%
        2005-- $117,000 +10%
        2004$1,636 +2%$106,400 +9.4%
        2003$1,604 -1.1%$97,300 +2.4%
        2002$1,623 $95,000 +28.2%
        2001$1,623 +73.9%$74,100 +6.9%
        2000$933 $69,300
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 34684

        Getting around

        32 / 100
        Car-Dependent
        17 / 100
        Minimal Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts