Welcome to 322 Lake Caroline Drive, where every day feels like a vacation. Perfectly positioned on approximately 95 feet of protected shoreline with deep water, a rebuilt private dock complete with an expanded sun deck, and panoramic lake views, this exceptional waterfront home offers the lifestyle so many buyers dream about but rarely find. Located within the gated community of Lake Caroline, just minutes from I-95 and conveniently situated between Richmond and Washington, D.C., this beautifully maintained home combines peaceful waterfront living with an easy commute and outstanding community amenities. Completely reimagined in 2003, this home underwent an extensive renovation and expansion, transforming nearly every aspect of the property. Taken down to the studs, it was thoughtfully redesigned with a new floor plan, two additions, new drywall, insulation, electrical, plumbing, HVAC, and quality finishes throughout. The result is a home that offers the charm of an established waterfront setting with the features and functionality buyers expect today. Every improvement was thoughtfully designed to maximize natural light, capture stunning lake views, and create comfortable spaces for everyday living and entertaining. Rich hardwood floors, soaring ceilings, custom architectural columns, recessed lighting, and five skylights flood the home with natural light, creating a bright, open atmosphere that immediately welcomes you inside. Additional features include Andersen 400 Series windows and doors, a high-efficiency two-stage Trane HVAC system with an air cleaner installed in 2018, a new water heater in 2024, whole-house surge protection, surround sound throughout the home and rear deck, a separate laundry room, handicap accessibility, and a well-maintained crawlspace. Designed for both everyday living and entertaining, the custom kitchen is sure to impress. Featuring beautiful custom cabinetry, abundant countertop space, a center island with a prep sink, double ovens, a new cooktop, and thoughtful storage throughout, it's a space that will make even the most discerning home chef feel right at home. The spacious living room flows seamlessly to the screened porch, where you can enjoy your morning coffee while taking in peaceful lake views. The primary suite also offers direct access to the porch, allowing you to wake each morning to the beauty of the water. The primary bath features a relaxing soaking tub, separate walk-in shower, and generous space to unwind. Outdoor living is truly the centerpiece of this property. Spend evenings on the expansive rear deck overlooking the lake or head down on your golf cart to the private dock, completely rebuilt and expanded in 2012 to include a large sun deck. Whether you enjoy boating, fishing, kayaking, paddleboarding, swimming, or simply relaxing by the water, this property is ready to support every lakefront adventure. With approximately 95 feet of rip-rapped shoreline and deep water, you'll enjoy both beauty and peace of mind for years to come. Life at Lake Caroline extends well beyond your own backyard. Residents enjoy a 277-acre recreational lake, two sandy beaches, a swimming pool, a clubhouse, tennis, pickleball, and basketball courts, playgrounds, boating, fishing, and other water activities, and an active community with multiple events throughout the year. Whether you're searching for your forever home, a weekend escape, or the waterfront lifestyle you've always imagined, 322 Lake Caroline Drive offers a rare opportunity to own one of the community's finest lakefront properties. The setting is extraordinary. The lifestyle is waiting. Simply move in and start making memories on the lake.
For sale
$799,900
322 Lake Caroline Dr, Ruther Glen, VA 22546
3beds
1,804sqft
Single Family Residence
Built in 1971
0.59 Acres Lot
$773,400 Zestimate®
$443/sqft
$138/mo HOA
What's special
Panoramic lake viewsCustom architectural columnsSoaring ceilingsFive skylightsRecessed lightingHandicap accessibilitySeparate laundry room
- 59 days
- 606
- 37
Zillow last checked:
Listing updated:
Listed by:
Melissa Stewart 540-809-4547,
Coldwell Banker Elite 5403730100,
Co-Listing Agent: Jon R Stewart 540-645-0141,
Coldwell Banker Elite
Source: Bright MLS,MLS#: VACV2010576
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Laundry, Primary Bathroom
Primary bedroom
- Features: Walk-In Closet(s), Flooring - Carpet, Cathedral/Vaulted Ceiling
- Level: Main
- Area: 210 Square Feet
- Dimensions: 14 X 15
Bedroom 2
- Features: Flooring - HardWood
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12 X 12
Bedroom 3
- Features: Flooring - HardWood
- Level: Main
- Area: 100 Square Feet
- Dimensions: 10 X 10
Primary bathroom
- Features: Soaking Tub, Bathroom - Walk-In Shower, Skylight(s)
- Level: Main
- Area: 72 Square Feet
- Dimensions: 9 X 8
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 180 Square Feet
- Dimensions: 10 X 18
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 65 Square Feet
- Dimensions: 13 X 5
Kitchen
- Features: Granite Counters, Flooring - HardWood, Kitchen Island, Recessed Lighting, Skylight(s)
- Level: Main
- Area: 182 Square Feet
- Dimensions: 13 X 14
Laundry
- Level: Main
- Area: 36 Square Feet
- Dimensions: 9 X 4
Living room
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - HardWood, Recessed Lighting, Skylight(s), Window Treatments
- Level: Main
- Area: 361 Square Feet
- Dimensions: 19 X 19
Screened porch
- Features: Ceiling Fan(s)
- Level: Main
- Area: 200 Square Feet
- Dimensions: 10 X 20
Heating
- Heat Pump, Electric
Cooling
- Ceiling Fan(s), Central Air, Heat Pump, Electric
Appliances
- Included: Air Cleaner, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Double Oven, Oven, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
- Laundry: Dryer In Unit, Has Laundry, Main Level, Washer In Unit, Laundry Room
Features
- Soaking Tub, Built-in Features, Ceiling Fan(s), Walk-In Closet(s), Upgraded Countertops, Sound System, Recessed Lighting, Primary Bedroom - Bay Front, Primary Bath(s), Kitchen Island, Open Floorplan, Entry Level Bedroom, Exposed Beams, Dining Area
- Flooring: Wood
- Doors: Storm Door(s)
- Windows: Insulated Windows, Skylight(s), Screens, Storm Window(s), Wood Frames, Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,804
- Total interior livable area: 1,804 sqft
- Finished area above ground: 1,804
Property
Parking
- Parking features: Asphalt, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Entrance
Features
- Levels: One
- Stories: 1
- Patio & porch: Screened Porch
- Exterior features: Private Beach
- Pool features: None
- Has view: Yes
- View description: Lake, Panoramic, Scenic Vista, Water
- Has water view: Yes
- Water view: Lake,Water
- Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
- Body of water: Lake Caroline
- Frontage length: Water Frontage Ft: 95
Lot
- Size: 0.59 Acres
- Features: Fishing Available, Front Yard, Landscaped, Rip-Rapped, Rear Yard
Details
- Additional structures: Above Grade
- Parcel number: 67A211169
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- Excellent
- New construction: No
- Year built: 1971
- Major remodel year: 2003
Utilities & green energy
- Electric: 200+ Amp Service
- Sewer: Septic Exists
- Water: Public
- Utilities for property: Cable Available, Propane, Cable
Community & HOA
Community
- Subdivision: Lake Caroline
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Beach Access, Boat Dock/Slip, Boat Ramp, Common Grounds, Gated, Lake, Picnic Area, Pier/Dock, Pool, Clubhouse, Community Center, Security, Tennis Court(s), Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
- Services included: Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security, Snow Removal
- HOA fee: $1,654 annually
- HOA name: LAKE CAROLINE
Location
- Region: Ruther Glen
Financial & listing details
- Price per square foot: $443/sqft
- Tax assessed value: $434,745
- Annual tax amount: $2,261
- Date on market: 7/3/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved
Estimated market value
$773,400
$735,000 - $812,000
$2,139/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/3/2026 | Listed for sale | $799,900+575%$443/sqft |
Source:  Bright MLS #VACV2010576 Report a problem | ||
| 5/10/2002 | Sold | $118,500$66/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,260 -16% | $434,745 +26% |
| 2024 | $2,690 +1.3% | $344,922 |
| 2023 | $2,656 | $344,922 |
| 2022 | $2,656 | $344,922 |
| 2021 | $2,656 | $344,922 +33.2% |
| 2020 | -- | $258,917 |
| 2019 | -- | $258,917 +0% |
| 2018 | $2,149 +20.7% | $258,900 |
| 2017 | $1,780 | $258,900 |
| 2016 | $1,780 | $258,900 +4.7% |
| 2015 | $1,780 | $247,200 |
| 2014 | $1,780 | $247,200 |
| 2013 | -- | -- |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | -- |
| 2008 | -- | -- |
| 2007 | -- | -- |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | -- | -- |
| 2003 | -- | -- |
| 2002 | -- | $94,800 |
| 2001 | $711 | $94,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22546
Nearby schools
Schools provided by the listing agent
- District: Caroline County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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