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For sale
    • $799,900

    322 Lake Caroline Dr, Ruther Glen, VA 22546

    3beds
    1,804sqft
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    Single Family Residence
    Built in 1971
    0.59 Acres Lot
    $771,800 Zestimate®
    $443/sqft
    $138/mo HOA

    What's special

    Panoramic lake viewsCustom architectural columnsSoaring ceilingsFive skylightsRecessed lightingHandicap accessibilitySeparate laundry room
    Welcome to 322 Lake Caroline Drive, where every day feels like a vacation. Perfectly positioned on approximately 95 feet of protected shoreline with deep water, a rebuilt private dock complete with an expanded sun deck, and panoramic lake views, this exceptional waterfront home offers the lifestyle so many buyers dream about but rarely find. Located within the gated community of Lake Caroline, just minutes from I-95 and conveniently situated between Richmond and Washington, D.C., this beautifully maintained home combines peaceful waterfront living with an easy commute and outstanding community amenities. Completely reimagined in 2003, this home underwent an extensive renovation and expansion, transforming nearly every aspect of the property. Taken down to the studs, it was thoughtfully redesigned with a new floor plan, two additions, new drywall, insulation, electrical, plumbing, HVAC, and quality finishes throughout. The result is a home that offers the charm of an established waterfront setting with the features and functionality buyers expect today. Every improvement was thoughtfully designed to maximize natural light, capture stunning lake views, and create comfortable spaces for everyday living and entertaining. Rich hardwood floors, soaring ceilings, custom architectural columns, recessed lighting, and five skylights flood the home with natural light, creating a bright, open atmosphere that immediately welcomes you inside. Additional features include Andersen 400 Series windows and doors, a high-efficiency two-stage Trane HVAC system with an air cleaner installed in 2018, a new water heater in 2024, whole-house surge protection, surround sound throughout the home and rear deck, a separate laundry room, handicap accessibility, and a well-maintained crawlspace. Designed for both everyday living and entertaining, the custom kitchen is sure to impress. Featuring beautiful custom cabinetry, abundant countertop space, a center island with a prep sink, double ovens, a new cooktop, and thoughtful storage throughout, it's a space that will make even the most discerning home chef feel right at home. The spacious living room flows seamlessly to the screened porch, where you can enjoy your morning coffee while taking in peaceful lake views. The primary suite also offers direct access to the porch, allowing you to wake each morning to the beauty of the water. The primary bath features a relaxing soaking tub, separate walk-in shower, and generous space to unwind. Outdoor living is truly the centerpiece of this property. Spend evenings on the expansive rear deck overlooking the lake or head down on your golf cart to the private dock, completely rebuilt and expanded in 2012 to include a large sun deck. Whether you enjoy boating, fishing, kayaking, paddleboarding, swimming, or simply relaxing by the water, this property is ready to support every lakefront adventure. With approximately 95 feet of rip-rapped shoreline and deep water, you'll enjoy both beauty and peace of mind for years to come. Life at Lake Caroline extends well beyond your own backyard. Residents enjoy a 277-acre recreational lake, two sandy beaches, a swimming pool, a clubhouse, tennis, pickleball, and basketball courts, playgrounds, boating, fishing, and other water activities, and an active community with multiple events throughout the year. Whether you're searching for your forever home, a weekend escape, or the waterfront lifestyle you've always imagined, 322 Lake Caroline Drive offers a rare opportunity to own one of the community's finest lakefront properties. The setting is extraordinary. The lifestyle is waiting. Simply move in and start making memories on the lake.
    12 days
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    618
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    28
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    Zillow last checked:

    Listing updated:

    Listed by:

    Melissa Stewart 540-809-4547,

    Coldwell Banker Elite,

    Co-Listing Agent: Jon R Stewart 540-645-0141,

    Coldwell Banker Elite

    Source: Bright MLS,MLS#: VACV2010576MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Laundry, Primary Bathroom
      Primary bedroom
      • Features: Walk-In Closet(s), Flooring - Carpet, Cathedral/Vaulted Ceiling
      • Level: Main
      • Area: 210 Square Feet
      • Dimensions: 14 X 15
      Bedroom 2
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 144 Square Feet
      • Dimensions: 12 X 12
      Bedroom 3
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 100 Square Feet
      • Dimensions: 10 X 10
      Primary bathroom
      • Features: Soaking Tub, Bathroom - Walk-In Shower, Skylight(s)
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 9 X 8
      Dining room
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 10 X 18
      Foyer
      • Features: Flooring - HardWood
      • Level: Main
      • Area: 65 Square Feet
      • Dimensions: 13 X 5
      Kitchen
      • Features: Granite Counters, Flooring - HardWood, Kitchen Island, Recessed Lighting, Skylight(s)
      • Level: Main
      • Area: 182 Square Feet
      • Dimensions: 13 X 14
      Laundry
      • Level: Main
      • Area: 36 Square Feet
      • Dimensions: 9 X 4
      Living room
      • Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - HardWood, Recessed Lighting, Skylight(s), Window Treatments
      • Level: Main
      • Area: 361 Square Feet
      • Dimensions: 19 X 19
      Screened porch
      • Features: Ceiling Fan(s)
      • Level: Main
      • Area: 200 Square Feet
      • Dimensions: 10 X 20
      Heating
      • Heat Pump, Electric
      Cooling
      • Ceiling Fan(s), Central Air, Heat Pump, Electric
      Appliances
      • Included: Air Cleaner, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Microwave, Double Oven, Oven, Stainless Steel Appliance(s), Washer, Water Heater, Electric Water Heater
      • Laundry: Dryer In Unit, Has Laundry, Main Level, Washer In Unit, Laundry Room
      Features
      • Soaking Tub, Built-in Features, Ceiling Fan(s), Walk-In Closet(s), Upgraded Countertops, Sound System, Recessed Lighting, Primary Bedroom - Bay Front, Primary Bath(s), Kitchen Island, Open Floorplan, Entry Level Bedroom, Exposed Beams, Dining Area
      • Flooring: Wood
      • Doors: Storm Door(s)
      • Windows: Insulated Windows, Skylight(s), Screens, Storm Window(s), Wood Frames, Window Treatments
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,804
      • Total interior livable area: 1,804 sqft
      • Finished area above ground: 1,804

      Property

      Parking
      • Parking features: Asphalt, Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Screened Porch
      • Exterior features: Private Beach
      • Pool features: None
      • Has view: Yes
      • View description: Lake, Panoramic, Scenic Vista, Water
      • Has water view: Yes
      • Water view: Lake,Water
      • Waterfront features: Boat/Launch Ramp - Private, Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
      • Body of water: Lake Caroline
      • Frontage length: Water Frontage Ft: 95
      Lot
      • Size: 0.59 Acres
      • Features: Fishing Available, Front Yard, Landscaped, Rip-Rapped, Rear Yard
      Details
      • Additional structures: Above Grade
      • Parcel number: 67A211169
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • Excellent
      • New construction: No
      • Year built: 1971
      • Major remodel year: 2003

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Septic Exists
      • Water: Public
      • Utilities for property: Cable Available, Propane, Cable

      Community & HOA

      Community
      • Subdivision: Lake Caroline
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Beach Access, Boat Dock/Slip, Boat Ramp, Common Grounds, Gated, Lake, Picnic Area, Pier/Dock, Pool, Clubhouse, Community Center, Security, Tennis Court(s), Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
      • Services included: Common Area Maintenance, Management, Pool(s), Recreation Facility, Reserve Funds, Road Maintenance, Security, Snow Removal
      • HOA fee: $1,654 annually
      • HOA name: LAKE CAROLINE
      Location
      • Region: Ruther Glen

      Financial & listing details

      • Price per square foot: $443/sqft
      • Tax assessed value: $434,745
      • Annual tax amount: $2,261
      • Date on market: 7/3/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,VA Loan
      • Ownership: Fee Simple
      • Road surface type: Paved

        Estimated market value

        $771,800

        $733,000 - $810,000

        $2,270/mo

        Price history

        DateEventPrice
        7/3/2026Listed for sale$799,900+575%$443/sqft
        Source: Bright MLS #VACV2010576 Report a problem
        5/10/2002Sold$118,500$66/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,260 -16%$434,745 +26%
        2024$2,690 +1.3%$344,922
        2023$2,656 $344,922
        2022$2,656 $344,922
        2021$2,656 $344,922 +33.2%
        2020-- $258,917
        2019-- $258,917 +0%
        2018$2,149 +20.7%$258,900
        2017$1,780 $258,900
        2016$1,780 $258,900 +4.7%
        2015$1,780 $247,200
        2014$1,780 $247,200
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- --
        2008-- --
        2007-- --
        2006-- --
        2005-- --
        2004-- --
        2003-- --
        2002-- $94,800
        2001$711 $94,800
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22546

        Getting around

        0 / 100
        Car-Dependent
        11 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Caroline County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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