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For sale
  • $750,000

    3260 Split Oak Ln, Ooltewah, TN 37363

    4beds
    3,710sqft
    : 
    $4,678/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    0.33 Acres Lot
    $723,100 Zestimate®
    $202/sqft
    $46/mo HOA

    What's special

    Cul-de-sac settingLarge islandYear-round natural beautyMain-level primary suiteGas cookingQuiet cul-de-sacWaterfront views
    Tucked away on a quiet cul-de-sac in the sought-after Hidden Lakes community, this meticulously maintained and thoughtfully updated 4-bedroom, 3.5-bath home offers approximately 3,800 square feet of beautifully cared-for living space directly on a private pond. The setting is peaceful and picturesque, with serene water views and a graceful willow tree hanging over the pond just beyond the backyard. From the sunroom, take in the changing scenery throughout the seasons, or step outside to your own private mini beach at the water's edge. Inside, high ceilings, hardwood floors, detailed woodwork, and a spacious layout reflect the craftsmanship found throughout the home. The main-level primary suite is a standout, featuring a private sitting room with a gas fireplace, direct access to the sunroom, beautiful pond views, and a generous en suite bath with a jetted tub and oversized walk-in shower. The kitchen offers granite countertops, a large island, gas cooking, and updated appliances, with both dedicated dining and breakfast spaces nearby. Storage is exceptional, with two large under-house storage areas as well as a spacious vaulted attic conveniently accessible directly from the upstairs level. A stair lift also conveys for added convenience. The home has been meticulously maintained and regularly updated over the years, including updated HVAC systems, newer windows, and a new roof with commercial-grade gutters installed in 2025. Outside, the landscaping has been carefully planned with an abundance of native blooms arranged so that something is flowering throughout the year, creating an ever-changing backdrop around the home and pond. The private pond is stocked with bass and trout, offering the opportunity to fish just steps from your back door or simply relax beside the water. Hidden Lakes offers a welcoming community atmosphere with amenities including a clubhouse, community pool, fishing areas, playground, basketball court, walking and exercise areas, and an accessible and responsive HOA board. Regular neighborhood events bring residents together throughout the year, including a spectacular Fourth of July fireworks show. With its cul-de-sac setting, waterfront views, year-round natural beauty, exceptional storage, and long history of careful maintenance and updates, this home offers a setting and lifestyle that are difficult to replicate.
    7 days
    706
    43

    Zillow last checked:

    Listing updated:

    Listed by:

    Asher Black 423-208-4943,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1541533

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Central, Electric, Heat Pump, Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s), Multi Units
      Appliances
      • Laundry: Laundry Room, Main Level, Sink, Washer Hookup
      Features
      • Cathedral Ceiling(s), Ceiling Fan(s), Crown Molding, Coffered Ceiling(s), Central Vacuum, Double Vanity, Entrance Foyer, Eat-in Kitchen, Granite Counters, High Ceilings, His and Hers Closets, High Speed Internet, In-Law Floorplan, Kitchen Island, Low Flow Plumbing Fixtures, Natural Woodwork, Open Floorplan, Primary Downstairs, Recessed Lighting, Smart Camera(s)/Recording, Smart Light(s), Smart Thermostat, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wired for Data, Double Shower, Separate Shower, Tub/shower Combo, En Suite, Sitting Area, Breakfast Nook, Breakfast Room, Separate Dining Room, Split Bedrooms, Connected Shared Bathroom
      • Flooring: Hardwood, Luxury Vinyl, Tile
      • Basement: Full,Unfinished
      • Number of fireplaces: 2
      • Fireplace features: Bedroom, Den, Gas Log, Insert, Primary Bedroom
      Interior area
      • Total structure area: 3,710
      • Total interior livable area: 3,710 sqft
      • Finished area above ground: 3,710

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Driveway, Garage, Garage Door Opener, Off Street, Garage Faces Front, Kitchen Level
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Accessible Full Bath, Accessible Stairway, Stair Lift
      Features
      • Levels: Two
      • Patio & porch: Covered, Enclosed, Front Porch, Glass Enclosed, Patio, Rear Porch, Porch - Screened, Porch - Covered
      • Exterior features: Lighting, Outdoor Grill, Private Yard, Smart Camera(s)/Recording, Smart Irrigation, Smart Light(s), Storage
      • Pool features: Community
      • Fencing: Electric,Invisible
      • On waterfront: Yes
      • Waterfront features: Pond
      Lot
      • Size: 0.33 Acres
      • Dimensions: 82.79 x 98.71
      • Features: Back Yard, Close to Clubhouse, Cul-De-Sac, Corners Marked, Few Trees, Front Yard, Gentle Sloping, Landscaped, Native Plants, Paved, Pond on Lot, Sprinklers In Front, Sprinklers In Rear, Waterfront, Rural
      Details
      • Parcel number: 150k C 011

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block, Brick, Concrete, Frame, HardiPlank Type, Stone, Stucco
      • Foundation: Block, Brick/Mortar, Combination, Concrete Perimeter, Permanent
      • Roof: Other,Shingle
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Curbs, Clubhouse, Fishing, Lake, Pool, Street Lights, Sidewalks, Pond
      • Security: Smoke Detector(s)
      • Subdivision: Hidden Lakes
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Exercise Course, Landscaping, Maintenance Grounds, Picnic Area, Playground, Pool, Party Room, Pond Seasonal, Pond Year Round, Recreation Room, Security
      • Services included: Maintenance Grounds
      • HOA fee: $550 annually
      Location
      • Region: Ooltewah

      Financial & listing details

      • Price per square foot: $202/sqft
      • Tax assessed value: $688,900
      • Annual tax amount: $2,619
      • Date on market: 8/26/2026
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $723,100

        $687,000 - $759,000

        $3,310/mo

        Price history

        DateEventPrice
        8/26/2026Listed for sale$750,000+91.6%$202/sqft
        Source: Greater Chattanooga Realtors #1541533 Report a problem
        8/26/2016Sold$391,500-5.8%$106/sqft
        Source: Greater Chattanooga Realtors #1245697 Report a problem
        8/4/2006Sold$415,600+939%$112/sqft
        Source: Public Record Report a problem
        5/23/2005Sold$40,000$11/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,619 +4%$172,225 +53.6%
        2024$2,518 $112,150
        2023$2,518 $112,150
        2022$2,518 +0.4%$112,150
        2021$2,509 -6.2%$112,150 +15.9%
        2020$2,675 $96,750
        2019$2,675 $96,750
        2018$2,675 -0.3%$96,750
        2017$2,684 +4.2%$96,750
        2016$2,576 --
        2015$2,576 $92,825
        2014$2,576 --
        2013-- $92,825 -11.8%
        2012-- $105,300
        2011-- $105,300
        2010-- $105,300
        2009-- $105,300 +11%
        2008-- $94,850
        2007-- $94,850 +143%
        2006-- $39,025
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: East Brainerd

        Getting around

        3 / 100
        Car-Dependent
        29 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Apison Elementary
        • Middle: East Hamilton
        • High: East Hamilton

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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