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  • Price cut: $70K (5/6)
    $829,000

    3270 Garden Terrace Dr, Folsom, CA 95630

    4beds
    2,154sqft
    : 
    $5,643/mo
    Get pre-qualified
    Single Family Residence
    Built in 2023
    7,479 Square Feet Lot
    $818,700 Zestimate®
    $385/sqft
    $195/mo HOA

    What's special

    Located in the highly desired Russell Ranch area in the Sterling Hills community by Lennar, this beautifully designed single story home offers a rare blend of design, functionality, and high-end upgrades. This 4 bedroom 2.5 bath home features a bright open concept layout with custom finishes throughout. The chef's kitchen is the centerpiece, complete with granite countertops, GE Cafe stainless steel appliances, built in refrigerator, double ovens, maple cabinetry, and an oversized island perfect for entertaining. The spacious living areas are enhanced with designer lighting, custom paint, and thoughtfully curated details that elevate the home's overall feel. The primary suite offers a private retreat with a spa-like atmosphere, while the additional bedrooms provide flexibility for family, guests, or a home office. This home is loaded with over $157,000 in upgrades including Lutron shades, California room shades, salt water softener system in the garage, Magnolia design upgrades, A/V rewire with ceiling speakers and wireless access points, LG Signature washer and dryer, Tesla Powerwalls, owned solar, EV charger, fully landscaped front and backyard, and more. Enjoy access to the Russell House with resort-style amenities including pool, spa, fire pit, and clubhouse. Located near top rated schools, parks, and walking trails, this home offers the perfect combination of comfort, efficiency, and lifestyle.
    116 days
    |
    1,010
    |
    32
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ahrash Zamanianeyazdi DRE #02054063 916-812-9924,

    eXp Realty of California Inc.

    Source: MetroList Services of CA,MLS#: 226041074Originating MLS: MetroList Services, Inc.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • Partial bathrooms: 1
      Dining room
      • Features: Other
      Kitchen
      • Features: Pantry Closet, Quartz Counter, Kitchen Island, Island w/Sink
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Built-In Refrigerator, Range Hood, Ice Maker, Dishwasher, Microwave
      • Laundry: Sink, Hookups Only, Inside, Inside Room
      Features
      • Flooring: Carpet, Tile, Luxury Vinyl Plank, Vinyl, Wood
      • Has fireplace: No
      Interior area
      • Total structure area: 0
      • Total interior livable area: 2,154 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Electric Vehicle Charging Station(s), Other
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Has private pool: Yes
      • Pool features: In Ground, Pool Cover, Community, Pool/Spa Combo, Gas Heat
      Lot
      • Size: 7,479 Square Feet
      • Features: Manual Sprinkler F&R, Auto Sprinkler F&R, Corner Lot
      Details
      • Parcel number: 07242200710000
      • Zoning: RES
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Concrete, Frame, Wood
      • Foundation: Concrete, Slab
      • Roof: Cement,Tile
      Condition
      • Year built: 2023

      Utilities & green energy

      • Electric: 220 Volts
      • Sewer: Sewer in Street, Public Sewer, Other
      • Water: Public
      • Utilities for property: Cable Available, Cable Connected, Electric, Sewer In & Connected, Solar, Natural Gas Connected
      Green energy
      • Energy generation: Solar

      Community & HOA

      HOA
      • Has HOA: Yes
      • Amenities included: Pool, Clubhouse, Spa/Hot Tub
      • Services included: Other
      • HOA fee: $195 monthly
      Location
      • Region: Folsom

      Financial & listing details

      • Price per square foot: $385/sqft
      • Tax assessed value: $813,450
      • Annual tax amount: $12,767
      • Price range: $829K - $829K
      • Date on market: 4/4/2026

        Estimated market value

        $818,700

        $778,000 - $860,000

        $3,489/mo

        Price history

        DateEventPrice
        5/6/2026Price change$829,000-7.8%$385/sqft
        Source: MetroList Services of CA #226041074 Report a problem
        4/4/2026Listed for sale$899,000+12.7%$417/sqft
        Source: MetroList Services of CA #226041074 Report a problem
        10/12/2023Sold$797,500$370/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$12,767 +0.8%$813,450 +2%
        2024$12,669 +204.3%$797,500 +607.7%
        2023$4,163 $112,684
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 95630

        Getting around

        7 / 100
        Car-Dependent
        17 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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