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Contingent
    • Price cut: $30K (5/12)
    $399,900

    342 Water Cliff Dr, Somerset, KY 42503

    4beds
    3,410sqft
    : 
    $2,519/mo
    Get pre-qualified
    Single Family Residence
    Built in 2000
    0.52 Acres Lot
    $387,100 Zestimate®
    $117/sqft
    $-- HOA

    What's special

    Separate showerDual sink vanityTons of storageLaundry roomLarge yard lays wellBacks up to treesNice covered front porch
    Beautiful, large ranch-style home with basement in great location near Lake Cumberland! Main level features 2-story entrance foyer, great room with gas fireplace, formal dining room, kitchen with bar and breakfast nook, primary suite with walk-in closet and large private bath featuring garden/soaking tub, separate shower, and dual sink vanity; 2 other large bedrooms, 2nd full bath, 2-car garage, and laundry room. Basement is mostly finished with large family room (gas heater in wall), additional bedroom, full bath, two bonus rooms, utility garage with separate driveway, plus tons of storage! Covered deck on main level; covered patio on lower level. Nice covered front porch. Large yard, lays well; backs up to trees. Located in desirable Lake Forest subdivision. Slate Branch boat ramp is less than 5 minutes away! If you're looking for timeless style in a home near the lake, don't miss this one!
    145 days
    |
    61
    |
    0
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Rita Bishop 606-875-6294,

    Diamond Realty & Properties LLC

    Source: Imagine MLS,MLS#: 26004168MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bedroom 4
      • Level: Lower
      Primary bathroom
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: Lower
      Bonus room
      • Level: Lower
      Bonus room
      • Level: Lower
      Dining room
      • Level: First
      Family room
      • Level: Lower
      Foyer
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Utility room
      • Level: First
      Heating
      • Electric, Heat Pump, Propane, Propane Tank Leased
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Range, Self Cleaning Oven
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
      • Flooring: Carpet, Ceramic Tile, Laminate
      • Doors: Storm Door(s)
      • Windows: Insulated Windows, Storm Window(s), Blinds, Screens
      • Basement: Crawl Space,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access
      • Number of fireplaces: 1
      • Fireplace features: Free Standing, Gas Log, Great Room, Ventless
      Interior area
      • Total structure area: 3,410
      • Total interior livable area: 3,410 sqft
      • Finished area above ground: 2,108
      • Finished area below ground: 1,302

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Basement, Driveway, Garage Door Opener, Off Street, Garage Faces Rear, Garage Faces Side
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Fencing: None
      Lot
      • Size: 0.52 Acres
      • Features: Landscaped, Few Trees
      Details
      • Parcel number: 0415425
      • Other equipment: Satellite Dish

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Block, Concrete Perimeter
      • Roof: Dimensional Style,Shingle
      Condition
      • Year built: 2000

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Phone Connected, Water Connected, Propane

      Community & HOA

      Community
      • Security: Security System Owned
      • Subdivision: Lake Forest
      HOA
      • Has HOA: No
      Location
      • Region: Somerset

      Financial & listing details

      • Price per square foot: $117/sqft
      • Tax assessed value: $290,000
      • Annual tax amount: $1,840
      • Date on market: 3/5/2026

        Estimated market value

        $387,100

        $368,000 - $406,000

        $3,071/mo

        Price history

        DateEventPrice
        6/14/2026Contingent$399,900$117/sqft
        Source: Imagine MLS #26004168 Report a problem
        5/12/2026Price change$399,900-7%$117/sqft
        Source: Imagine MLS #26004168 Report a problem
        4/7/2026Price change$429,900-12.2%$126/sqft
        Source: Imagine MLS #26004168 Report a problem
        3/5/2026Listed for sale$489,900+69%$144/sqft
        Source: Imagine MLS #26004168 Report a problem
        9/29/2020Sold$289,900$85/sqft
        Source: Imagine MLS #3038113 Report a problem
        8/30/2020Pending sale$289,900$85/sqft
        Source: Realty World Dowell & Assoc #38113 Report a problem
        8/30/2020Price change$289,900+3.6%$85/sqft
        Source: Realty World Dowell & Assoc #38113 Report a problem
        7/5/2020Listed for sale$279,900+1766%$82/sqft
        Source: Owner Report a problem
        3/11/1999Sold$15,000$4/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,840 $290,000
        2023-- $290,000
        2022-- $290,000
        2021-- $290,000 +26.9%
        2020$1,891 $228,500
        2019$1,891 -3.2%$228,500 +8.8%
        2018$1,954 +10.6%$210,000
        2017$1,767 +2%$210,000
        2016$1,733 $210,000
        2015$1,733 +5.1%$210,000
        2014$1,649 +8.4%$210,000
        2010$1,520 $210,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42503

        Getting around

        0 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Southern
        • Middle: Southern
        • High: Southwestern

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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