For sale

Price cut: $30K (7/7)

$595,000

3430 Cottonwood St, Rapid City, SD 57702

5beds

3,921sqft

$3,808/mo

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Townhouse

Built in 1998

8,276 Square Feet Lot

$573,300 Zestimate^®

$152/sqft

$-- HOA

What's special

Fully fencedAll appliances stayCorner lot townhouseRemodeled bathroom

Beautiful well maintained, one owner, corner lot townhouse. Unit A (west side) has 2 bedrooms up and 1 bedroom down, and 1 full bath up and one full bath down. Unit B has 2 bedrooms downstairs and a 1/2 bath on the main level and a full bath in the basement. Laundry is on the main level in the main house, and the lower level in unit B. Both units have 1 oversized garage. There is 1 deck on the east side and 2 decks on unit A front/south and west side. Vaulted Ceilings in both units upstairs. New carpeting in Unit B. New laminate and a remodeled bathroom in A. New Fridge in unit B. Small garden shed included on west side, and fully fenced. The west deck has a full-size retractable awning. Sliding glass door on unit A was recently replaced with built in blinds. Large windows through-out make this home feel spacious and bright. Income producing rental property. Must see to appreciate this beautiful west-side townhome. All appliances stay. VACANT. GO SHOW! MOTIVATED SELLER! MAKE AN OFFER!

100 days

152

2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1
Main level bedrooms: 2

Primary bedroom

Description: lower and upper levels
Level: Upper
Area: 168
Dimensions: 12 x 14

Bedroom 2

Level: Upper
Area: 80
Dimensions: 8 x 10

Bedroom 3

Level: Lower
Area: 104
Dimensions: 8 x 13

Bedroom 4

Description: There are 2 bdrms in #B
Level: Lower
Area: 209
Dimensions: 19 x 11

Dining room

Description: There are 2
Level: Upper
Area: 135
Dimensions: 15 x 9

Kitchen

Description: there are 2 kitchens
Level: Upper
Dimensions: 11 x 15

Living room

Description: there are 2
Level: Upper
Area: 266
Dimensions: 19 x 14

Heating

Natural Gas, Forced Air

Cooling

Refrig. C/Air

Appliances

Included: Dishwasher, Disposal, Refrigerator, Gas Range Oven, Microwave, Washer, Dryer, Water Filter
Laundry: Main Level

Features

Wet Bar, Vaulted Ceiling(s), Ceiling Fan(s)
Flooring: Carpet, Tile, Laminate
Windows: Vinyl, Window Coverings
Basement: Finished,Sump Pump
Number of fireplaces: 1
Fireplace features: One, Free Standing

Interior area

Total structure area: 3,921
Total interior livable area: 3,921 sqft

Property

Parking

Total spaces: 2
Parking features: Two Car, Attached, RV Access/Parking, Garage Door Opener
Attached garage spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Open Deck
Exterior features: Sprinkler System, Lighting
Fencing: Wood,Garden Area

Lot

Size: 8,276 Square Feet
Features: Corner Lot, Lawn, Trees

Details

Additional structures: Shed(s)
Parcel number: 3709204011

Construction

Type & style

Home type: Townhouse
Property subtype: Townhouse

Materials

Frame
Foundation: Poured Concrete Fd.
Roof: Composition

Condition

Year built: 1998

Utilities & green energy

Utilities for property: Cable

Community & HOA

Community

Security: Smoke Detector(s), Fire Sprinkler System

Location

Region: Rapid City

Financial & listing details

Price per square foot: $152/sqft
Tax assessed value: $602,100
Annual tax amount: $6,155
Date on market: 5/17/2026
Road surface type: Paved

Estimated market value

$573,300

$545,000 - $602,000

$2,846/mo

Price history

Date	Event	Price
7/7/2026	Price change	$595,000-4.8%$152/sqft
Source: Mount Rushmore Area AOR #88737 Report a problem
5/17/2026	Listed for sale	$625,000$159/sqft
Source: Mount Rushmore Area AOR #88737 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$6,155 +4.1%	$602,100 +8.4%
2024	$5,910 +9.5%	$555,300 +6.5%
2023	$5,398 +5.6%	$521,200 +18.5%
2022	$5,112	$439,800 +16.6%
2021	--	$377,100 +10.8%
2020	$4,760 +6.3%	$340,200 +7.3%
2019	$4,476 +7.9%	$317,100 +8.2%
2018	$4,150 +9.8%	$293,000 +7.2%
2017	$3,779	$273,400 -0.9%
2016	$3,779 -7.1%	$275,800 +0.7%
2015	$4,067	$273,900 +6.5%
2014	$4,067	$257,100 +9.6%
2012	--	$234,600

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 57702

Getting around

39 / 100

Car-Dependent

63 / 100

Bikeable

Nearby schools

GreatSchools rating

6/10
Meadowbrook Elementary - 10
Grades: K-5Distance: 0.4 mi
5/10
West Middle School - 37
Grades: 6-8Distance: 0.7 mi
5/10
Stevens High School - 42
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

District: Rapid City

Source: Mount Rushmore Area AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.