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For sale
    • $4,680,000

    3491 Scenic Highway 98, Destin, FL 32541

    9beds
    6,008sqft
    : 
    $30,288/mo
    Get pre-qualified
    Single Family Residence
    Built in 2005
    0.25 Acres Lot
    $4,242,900 Zestimate®
    $779/sqft
    $-- HOA

    What's special

    Large center islandTwo king suitesThree well-appointed bedroomsCovered summer kitchenSurround soundResort-style heated poolCustom cabinetry
    This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style. Designed for both luxury living and exceptional rental performance, the home comfortably accommodates large groups with seven private suites and two expansive bunk rooms thoughtfully integrated into a highly functional floor plan. The first level is tailored for entertaining and guest privacy, featuring two king suites, two oversized bunk rooms with custom queen-over-queen accommodations, a shared bath, laundry area, and a secondary living space with wet bar that opens seamlessly to the pool deck. Outdoors, a resort-style heated pool anchors the experience, complemented by a covered summer kitchen, bar seating, and ample lounge space overlooking the lake ideal for gathering after a day at the beach. The second level serves as the heart of the home, where an expansive open-concept living, dining, and kitchen area is framed by panoramic Gulf views and extends onto a generous covered balcony. The chef's kitchen is equipped with premium appliances, custom cabinetry, a large center island, and walk-in pantry, designed to accommodate both everyday living and large-scale entertaining. Two additional guest suites with private baths complete this floor, along with convenient access to the outdoor living areas below. The top level features three well-appointed bedrooms, including dual primary suites with private balconies, spa-inspired bathrooms, and elevated Gulf views. A third king suite and additional laundry complete the level, offering comfort and privacy for owners and guests alike. A commercial-grade elevator services all floors, ensuring effortless accessibility throughout. Additional highlights include multiple indoor and outdoor living areas, surround sound, ample parking for up to eight vehicles including a two-car garage, and strong income-producing potential in a highly sought-after coastal corridor. With its commanding presence, thoughtful design, and unparalleled proximity to the beach, this exceptional property represents a rare opportunity to own a true legacy home along Scenic Highway 98.
    102 days
    |
    572
    |
    26
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    Zillow last checked:

    Listing updated:

    Listed by:

    Joiner Group casey@scenicsir.com,

    Scenic Sotheby's International Realty

    Source: ECAOR,MLS#: 1001394MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 9
      • Bathrooms: 10
      • Full bathrooms: 9
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Third
      • Area: 389.45 Square Feet
      • Dimensions: 20.4 x 19.1
      Primary bedroom
      • Level: Third
      • Area: 389.45 Square Feet
      • Dimensions: 20.4 x 19.1
      Bedroom
      • Level: First
      • Area: 135.52 Square Feet
      • Dimensions: 12.1 x 11.2
      Bedroom
      • Level: First
      • Area: 142.08 Square Feet
      • Dimensions: 12.8 x 11.1
      Bedroom
      • Level: Second
      • Area: 208.38 Square Feet
      • Dimensions: 15.1 x 13.8
      Bedroom
      • Level: Third
      • Area: 196.08 Square Feet
      • Dimensions: 15.2 x 12.9
      Primary bathroom
      • Level: Third
      • Area: 128.27 Square Feet
      • Dimensions: 12.7 x 10.1
      Primary bathroom
      • Level: Third
      • Area: 128.27 Square Feet
      • Dimensions: 12.7 x 10.1
      Bathroom
      • Level: First
      • Area: 87.36 Square Feet
      • Dimensions: 9.6 x 9.1
      Bathroom
      • Level: First
      • Area: 40.88 Square Feet
      • Dimensions: 7.3 x 5.6
      Bathroom
      • Level: First
      • Area: 26.59 Square Feet
      • Dimensions: 6.5 x 4.1
      Bathroom
      • Level: Second
      • Area: 40.42 Square Feet
      • Dimensions: 9.4 x 4.3
      Bathroom
      • Level: Second
      • Area: 17.72 Square Feet
      • Dimensions: 8.4 x 2.11
      Bathroom
      • Level: Third
      • Area: 37.4 Square Feet
      • Dimensions: 6.8 x 5.5
      Other
      • Level: First
      • Area: 133.95 Square Feet
      • Dimensions: 14.1 x 9.5
      Other
      • Level: First
      • Area: 173.85 Square Feet
      • Dimensions: 18.3 x 9.5
      Dining area
      • Level: Second
      • Area: 389.76 Square Feet
      • Dimensions: 20.3 x 19.2
      Family room
      • Level: First
      • Area: 182.71 Square Feet
      • Dimensions: 15.1 x 12.1
      Kitchen
      • Level: Second
      • Area: 164.97 Square Feet
      • Dimensions: 14.1 x 11.7
      Living room
      • Level: Second
      • Area: 379.9 Square Feet
      • Dimensions: 19.9 x 19.1
      Heating
      • Natural Gas
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
      • Laundry: Washer/Dryer Hookup
      Features
      • Bookcases, Crown Molding, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Owner's Closet, Shelving, Wet Bar, Elevator
      • Flooring: Tile
      • Windows: Window Treatments
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 6,008
      • Total interior livable area: 6,008 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Attached garage spaces: 2
      Features
      • Stories: 3
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Balcony, Columns, Private Yard, Outdoor Shower, Outdoor Kitchen
      • Pool features: In Ground
      • Fencing: Partial
      • Has view: Yes
      • View description: Gulf, Lake
      • Has water view: Yes
      • Water view: Gulf,Lake
      Lot
      • Size: 0.25 Acres
      • Dimensions: 62' x 135' x 68' x 40' x 175'
      • Features: See Remarks, Sidewalk, Within 1/2 Mile to Water
      Details
      • Parcel number: 002S22054100000100
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Mediterranean
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Slate
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2005

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Community Room, Picnic Area, Pool, Tennis Court(s)
      • Security: Smoke Detector(s)
      • Subdivision: GRAND PALMS S/D
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $779/sqft
      • Tax assessed value: $4,315,482
      • Annual tax amount: $51,110
      • Date on market: 4/24/2026
      • Road surface type: Paved

        Estimated market value

        $4,242,900

        $4.03M - $4.46M

        $7,331/mo

        Price history

        DateEventPrice
        4/24/2026Listed for sale$4,680,000+4%$779/sqft
        Source: ECAOR #1001394 Report a problem
        12/15/2023Listing removed--
        Source: ECAOR #918999 Report a problem
        8/12/2023Price change$4,499,000-3.2%$749/sqft
        Source: ECAOR #918999 Report a problem
        6/22/2023Price change$4,650,000-3.1%$774/sqft
        Source: ECAOR #918999 Report a problem
        5/11/2023Price change$4,799,888-1%$799/sqft
        Source: ECAOR #918999 Report a problem
        3/16/2023Listed for sale$4,850,000+25.5%$807/sqft
        Source: ECAOR #918999 Report a problem
        8/31/2021Sold$3,865,000-3.3%$643/sqft
        Source: ECAOR #860862 Report a problem
        6/30/2021Pending sale$3,995,000$665/sqft
        Source: ECAOR #860862 Report a problem
        6/21/2021Price change$3,995,000+8.6%$665/sqft
        Source: ECAOR #860862 Report a problem
        3/5/2021Price change$3,679,000+5.1%$612/sqft
        Source: ECAOR #860862 Report a problem
        12/14/2020Listed for sale$3,500,000+16.7%$583/sqft
        Source: Scenic Sotheby's Intl Realty #860862 Report a problem
        7/13/2018Sold$3,000,000-9.1%$499/sqft
        Source: ECAOR #796767 Report a problem
        5/29/2018Pending sale$3,300,000$549/sqft
        Source: Scenic Sotheby's International Realty #796767 Report a problem
        4/23/2018Listed for sale$3,300,000+94.1%$549/sqft
        Source: Scenic Sotheby's International Realty #796767 Report a problem
        5/23/2016Sold$1,700,000+15.3%$283/sqft
        Source: CPAR #635065 Report a problem
        9/10/2009Sold$1,475,000-49.1%$246/sqft
        Source: Public Record Report a problem
        7/25/2008Listing removed$2,895,000$482/sqft
        Source: Homes & Land #483076 Report a problem
        2/2/2008Listed for sale$2,895,000+980.2%$482/sqft
        Source: Homes & Land #483076 Report a problem
        4/8/2002Sold$268,000$45/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$51,110 +2.2%$4,315,482 +6%
        2024$50,025 +5.9%$4,071,433 -4.3%
        2023$47,253 +16.5%$4,255,634 +26.5%
        2022$40,549 +40.8%$3,364,821 +45%
        2021$28,808 +5.8%$2,319,813 +6.6%
        2020$27,235 +0%$2,176,704 +1.4%
        2019$27,231 +9.2%$2,146,788 +3.9%
        2018$24,941 $2,065,395 +28.1%
        2017-- $1,612,635 +5%
        2016-- $1,535,488 +5.2%
        2015$19,945 +3.6%$1,459,203 +8.5%
        2014$19,251 $1,344,788 +12.3%
        2013-- $1,197,838 -0.4%
        2012-- $1,202,428 -6.8%
        2011-- $1,289,642 -5.7%
        2010-- $1,367,940 -16.7%
        2009-- $1,643,094 -14%
        2008-- $1,910,150 -15.8%
        2007-- $2,267,738 -4.7%
        2006-- $2,379,562 +494.9%
        2005-- $400,000 +84.2%
        2004-- $217,150 +15.1%
        2003-- $188,700
        2002-- $188,700 +2%
        2001-- $185,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        25 / 100
        Car-Dependent
        41 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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