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For sale
    • $4,650,000

    20 Sandy Beach Rd, Miramar Beach, FL 32550

    9beds
    4,090sqft
    : 
    $28,940/mo
    Get pre-qualified
    Single Family Residence
    Built in 1996
    0.56 Acres Lot
    $-- Zestimate®
    $1,137/sqft
    $-- HOA

    What's special

    Private poolSix-bedroom five-and-a-half-bathroom main residenceBreathtaking gulf viewsSpacious nine-bedroom beachfront estateComfortable seatingVaulted ceilingDining area for eight
    Seaspray: Gulf-Front Investment Opportunity Welcome to Seaspray, a spacious nine-bedroom beachfront estate located on over half an acre in beautiful Miramar Beach. This property is ideal for large family reunions or as a lucrative investment opportunity, with an impressive rental income potential of $300K annually. With a private pool and breathtaking Gulf views, Seaspray captures the essence of coastal living. Main House: The six-bedroom, five-and-a-half-bathroom main residence offers a relaxed, functional layout for entertaining and vacationing: The first floor includes four bedroom suites, each with private bathrooms. These rooms range in style and feature two King Master Suites with views of the pool and Gulf, along with another King Suite and a children's bunk room with queen bunks and a queen trundle. Upstairs, the open living area provides expansive Gulf views through large windows. This space includes a vaulted ceiling, comfortable seating, a dining area for eight, and a practical kitchen with two refrigerators and two dishwashersperfect for preparing meals for a crowd. Additional sleeping spaces on this floor include another King Master Suite and a guest room with queen bunks. Guest Cottage: The charming guest house includes three bedrooms and two bathrooms: On the first floor, you'll find a King Master Suite with access to a full hall bathroom and an open living area connected to the kitchen and dining space. Upstairs, two Queen Guest Bedrooms share a full bathroom, offering privacy and comfort for additional guests. Upgrades & Features: The property includes several recent updates for added convenience: Trex decking and a pool deck remodel (2021) New roofs (Main House: 2016, Cottage: 2023) Tile flooring in the Cottage (2022) Updated kitchens (2020), including built-in media-ready queen bunks installed in 2019 Additional Highlights: Located on a private drive (Sandy Beach Road), with verified legal documentation ensuring privacy and towing for unauthorized parking. Ownership extends to the mean high water mark, with supporting documentation available, offering significant Gulf-front property rights. Seasonal beach service with three complimentary setups provides easy access to the stunning shoreline. Endless Potential: Seaspray offers an exceptional opportunity as both a vacation retreat and an income-generating property. Its prime location, ample space, and desirable features make it an investment worth considering for those seeking to enjoy or profit from the Gulf Coast lifestyle.
    466 days
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    668
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    48
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    Zillow last checked:

    Listing updated:

    Listed by:

    Chris Taylor 850-797-5400,

    Ocean Reef Realty Inc

    Source: ECAOR,MLS#: 974332MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 9
      • Bathrooms: 8
      • Full bathrooms: 7
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Master Bedroom
      • Level: Second
      • Area: 239.25 Square Feet
      • Dimensions: 16.5 x 14.5
      Bedroom
      • Description: Bunk Bedroom Main House
      • Level: First
      • Area: 139.24 Square Feet
      • Dimensions: 11.8 x 11.8
      Bedroom
      • Description: SE King bedroom Main House
      • Level: First
      • Area: 193.17 Square Feet
      • Dimensions: 14.1 x 13.7
      Bedroom
      • Description: SW King bedroom Main House
      • Level: First
      • Area: 176.81 Square Feet
      • Dimensions: 12.11 x 14.6
      Bedroom
      • Description: NW King bedroom Main House
      • Level: First
      • Area: 176.85 Square Feet
      • Dimensions: 13.5 x 13.1
      Bedroom
      • Level: Second
      • Area: 100.1 Square Feet
      • Dimensions: 9.1 x 11
      Bedroom
      • Description: Guest House
      • Level: First
      • Area: 159.84 Square Feet
      • Dimensions: 14.4 x 11.1
      Bedroom
      • Description: Guest House
      • Level: Second
      • Area: 150.29 Square Feet
      • Dimensions: 11.3 x 13.3
      Bedroom
      • Description: Guest House
      • Level: Second
      • Area: 143.91 Square Feet
      • Dimensions: 11.7 x 12.3
      Primary bathroom
      • Description: Tub w/ Walk In Shower
      • Level: Second
      • Area: 66.08 Square Feet
      • Dimensions: 11.2 x 5.9
      Bathroom
      • Description: Bunkroom Full Bath
      • Level: First
      • Area: 46.17 Square Feet
      • Dimensions: 8.1 x 5.7
      Bathroom
      • Description: Full Shared bathroom/walk in shower
      • Level: First
      • Area: 60.45 Square Feet
      • Dimensions: 9.3 x 6.5
      Bathroom
      • Description: Full bathroom
      • Level: First
      • Area: 44.1 Square Feet
      • Dimensions: 9 x 4.9
      Bathroom
      • Description: Full bathroom
      • Level: First
      • Area: 44 Square Feet
      • Dimensions: 8 x 5.5
      Bathroom
      • Level: Second
      • Area: 29.14 Square Feet
      • Dimensions: 6.2 x 4.7
      Bathroom
      • Description: Guest House w/ walk in shower
      • Level: First
      • Area: 66.88 Square Feet
      • Dimensions: 8.8 x 7.6
      Bathroom
      • Description: Guest House w/ Tub-Shower combo
      • Level: Second
      • Area: 29.86 Square Feet
      • Dimensions: 7.3 x 4.1
      Kitchen
      • Level: Second
      • Area: 226.92 Square Feet
      • Dimensions: 18.6 x 12.2
      Living room
      • Level: Second
      • Area: 1430.62 Square Feet
      • Dimensions: 46.6 x 30.7
      Living room
      • Description: w/ Kitchen Guest House
      • Level: First
      • Area: 861.84 Square Feet
      • Dimensions: 32.4 x 26.6
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater
      Features
      • Crown Molding, Vaulted Ceiling(s), Kitchen Island, Recessed Lighting, Newly Painted, Pantry
      • Flooring: Hardwood, Tile
      • Furnished: Yes
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 4,090
      • Total interior livable area: 4,090 sqft

      Property

      Parking
      • Total spaces: 6
      Features
      • Stories: 2
      • Patio & porch: Covered, Deck
      • Exterior features: Outdoor Shower
      • Pool features: Heated, In Ground
      • Fencing: Privacy
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf
      Lot
      • Size: 0.56 Acres
      • Dimensions: 50 x 485
      • Features: Dead End, Easements, Flood Insurance Req, Within 1/2 Mile to Water
      Details
      • Parcel number: 342S21420000190010
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Beach House
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding, Trim Wood
      • Foundation: Foundation Off Grade
      • Roof: Metal
      Condition
      • Construction Complete,Renovated
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: METES & BOUNDS
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $1,137/sqft
      • Tax assessed value: $3,173,908
      • Annual tax amount: $22,817
      • Date on market: 3/26/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $6,200/mo

        Price history

        DateEventPrice
        3/26/2026Listed for sale$4,650,000$1,137/sqft
        Source: ECAOR #974332 Report a problem
        3/19/2026Pending sale$4,650,000$1,137/sqft
        Source: ECAOR #974332 Report a problem
        10/14/2025Price change$4,650,000-3.1%$1,137/sqft
        Source: ECAOR #974332 Report a problem
        4/19/2025Listed for sale$4,800,000+269.2%$1,174/sqft
        Source: ECAOR #974332 Report a problem
        8/14/2001Sold$1,300,000$318/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$26,644 +16.8%$2,747,810 +10%
        2024$22,818 +6.2%$2,498,009 +6.9%
        2023$21,489 +3.3%$2,335,851 +10%
        2022$20,808 +9.6%$2,123,501 +10%
        2021$18,983 +8.4%$1,930,455 +10%
        2020$17,519 +2.8%$1,754,959 +2.5%
        2019$17,037 $1,711,552 +8.8%
        2018$17,037 +9.2%$1,573,246 +2.3%
        2017$15,602 +6.5%$1,538,037 +7%
        2016$14,649 +7.3%$1,438,007 +23%
        2015$13,657 +14.9%$1,169,017 +8.9%
        2014$11,883 $1,073,878 +7.3%
        2013-- $1,000,763 -0.5%
        2012-- $1,005,317 -4.3%
        2011-- $1,049,967 -3.5%
        2010-- $1,087,896 -21.5%
        2009-- $1,385,013 -11.8%
        2008-- $1,571,161 -8.1%
        2007-- $1,709,850 +17.4%
        2005-- $1,456,760 +31.1%
        2004-- $1,111,163 +14.8%
        2003-- $967,896 +2%
        2002-- $948,586 +87.2%
        2001-- $506,778
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32550

        Getting around

        27 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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