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For sale
    • Price cut: $20K (8/5)
    $579,000

    3513 Cottage Cove Ln, Panama City Beach, FL 32408

    4beds
    2,314sqft
    : 
    $3,790/mo
    Get pre-qualified
    Single Family Residence
    Built in 2024
    3,049 Square Feet Lot
    $566,300 Zestimate®
    $250/sqft
    $151/mo HOA

    What's special

    Welcome to this beautifully appointed 4-bedroom, 2.5-bathroom home located in the highly sought-after gated community of Sanctuary Beach. Designed with both comfort and style in mind, this home features luxury vinyl plank flooring throughout, recessed lighting, and an open-concept layout perfect for everyday living and entertaining.The heart of the home is the spacious kitchen, showcasing an oversized island overlooking the living area, complete with an electric fireplace. Enjoy premium finishes including stainless steel appliances, a gas range, quartz countertops, and shaker-style soft-close cabinetry. Just off the kitchen, you'll find a convenient butler's pantry featuring a wine cooler, providing additional storage and entertaining space. A well-positioned half bath is also located on the main floor for guests.Upstairs, the spacious primary suite offers a relaxing retreat with a double vanity, a stunning floor-to-ceiling tiled walk-in shower, and a generous walk-in closet that conveniently connects directly to the laundry room. Three additional bedrooms and a full bathroom complete the second level.Step outside to enjoy the covered back patio overlooking the backyard, perfect for relaxing or hosting gatherings. Ideally situated just a short walk from the community pool and only minutes from the white sandy beaches of Panama City Beach, this home offers the perfect combination of luxury, convenience, and coastal living.
    80 days
    172
    14

    Zillow last checked:

    Listing updated:

    Listed by:

    Zack Seltzer 850-235-0578,

    Seltzer Real Estate, LLC

    Source: CPAR,MLS#: 791052MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Living Room, Primary Bedroom, Bonus Room
      Primary bedroom
      • Description: TBC
      • Dimensions: 15 x 15
      Bedroom
      • Description: TBC
      • Dimensions: 13 x 11
      Bedroom
      • Description: TBC
      • Dimensions: 13 x 11
      Living room
      • Description: TBC
      • Dimensions: 20 x 15
      Heating
      • Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Gas Range
      Features
      • Double Vanity, Interior Steps, Walk-In Closet(s)
      Interior area
      • Total structure area: 2,314
      • Total interior livable area: 2,314 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Gated
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio
      • Pool features: In Ground, Community
      • Fencing: Fenced
      Lot
      • Size: 3,049 Square Feet
      • Dimensions: 40 x 80
      • Features: Sprinkler System
      Details
      • Parcel number: 31368121000
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Pool, Community Pool, Gated
      • Security: Gated Community, Security Gate, Smoke Detector(s)
      • Subdivision: Sanctuary Beach
      HOA
      • Has HOA: Yes
      • Amenities included: Gated
      • Services included: Association Management, Maintenance Grounds, Pool(s)
      • HOA fee: $454 quarterly
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $250/sqft
      • Tax assessed value: $75,066
      • Annual tax amount: $6,468
      • Date on market: 6/9/2026
      • Cumulative days on market: 81 days
      • Electric utility on property: Yes

        Estimated market value

        $566,300

        $538,000 - $595,000

        $3,536/mo

        Price history

        DateEventPrice
        8/5/2026Price change$579,000-3.3%$250/sqft
        Source: CPAR #791052 Report a problem
        6/9/2026Listed for sale$599,000-6.6%$259/sqft
        Source: CPAR #791052 Report a problem
        1/27/2025Sold$641,000-1.3%$277/sqft
        Source: CPAR #763410 Report a problem
        12/21/2024Contingent$649,449$281/sqft
        Source: CPAR #763410 Report a problem
        12/11/2024Price change$649,449-0.1%$281/sqft
        Source: CPAR #763410 Report a problem
        12/5/2024Price change$649,9500%$281/sqft
        Source: CPAR #763410 Report a problem
        11/18/2024Price change$649,999-0.8%$281/sqft
        Source: CPAR #763410 Report a problem
        11/13/2024Price change$655,499-0.1%$283/sqft
        Source: CPAR #763410 Report a problem
        10/24/2024Price change$655,999-0.6%$283/sqft
        Source: CPAR #763410 Report a problem
        10/3/2024Listed for sale$659,999+676.5%$285/sqft
        Source: CPAR #763410 Report a problem
        8/31/2021Sold$85,000-18.7%$37/sqft
        Source: Public Record Report a problem
        1/14/2021Listing removed--
        Source: ECAOR Report a problem
        1/11/2021Listed for sale$104,500-9.1%$45/sqft
        Source: Coastal Realty Services #862170 Report a problem
        11/6/2020Listing removed$115,000$50/sqft
        Source: Keller Williams Success Realty #626167 Report a problem
        6/27/2019Price change$115,000+16.2%$50/sqft
        Source: Keller Williams Success Realty #626167 Report a problem
        6/4/2019Price change$99,000-13.9%$43/sqft
        Source: Keller Williams Success Realty #626167 Report a problem
        9/2/2016Listed for sale$115,000$50/sqft
        Source: Keller Williams - Panama City Beach #626167 Report a problem
        7/22/2016Listing removed$115,000$50/sqft
        Source: Keller Williams - Panama City Beach #626167 Report a problem
        10/30/2014Listed for sale$115,000$50/sqft
        Source: Livin Right Real Estate #717043 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$922 +5.2%$75,066 +7%
        2023$877 +36.1%$70,167 +25.9%
        2022$645 $55,733
        2021-- --
        2020$460 +7.2%$31,944 +10%
        2019$429 $29,040 +10%
        2018$429 +2.2%$26,400 +10%
        2017$420 +38.8%$24,000
        2016$302 -4.5%$24,000
        2015$317 $24,000
        2014$317 $24,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: Upper Grand Lagoon

        Getting around

        0 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Patronis
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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