Rarely on the market, this newly renovated direct bay front home awaits you with a 2.75% assumable mortgage. No HOA and fully furnished. Great investment home! Rented first time in summer of 2026 averaging $1,000 to $1,500 per night! Wake up to a waterfront oasis, with a private dock& boat lift. Carriage house and 3 car garage plans are included. Walk into luxury with real wood flooring throughout the house, and beautifully designed interior. High end finishings in the kitchen, gas stove, wine closet, marble fireplace, & marble tiles from floor to ceiling in all bathrooms with waterfall quartz countertops in the kitchen & master bathroom. Rooms are equipped with remote controlled window treatment, easy access to the unparalleled sunrise rays & sunset hues. Master bedroom features a large walk-in closet, washer/dryer & a breathtaking view. The home features a 2-car garage, a luscious yard, hot tube over looking the bay and two saunas. one on the second floor balcony and one inside the garage.
Home insurance is $8,200 and flood insurance is $1,800 annual. Seller is a licensed broker.
For sale
$2,200,000
353 Bay Circle Dr, Santa Rosa Beach, FL 32459
5beds
2,611sqft
Single Family Residence
Built in 1992
0.37 Acres Lot
$-- Zestimate®
$843/sqft
$-- HOA
What's special
Marble fireplaceGas stoveLuscious yardBeautifully designed interiorRemote controlled window treatmentWine closet
- 68 days
- 324
- 25
Zillow last checked:
Listing updated:
Listed by:
Jonathan P Howard 409-779-4279,
Jon Howard Realty LLC
Source: ECAOR,MLS#: 1008273
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Second
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: First
- Dimensions: 0 x 0
Bedroom
- Level: Second
- Dimensions: 0 x 0
Dining area
- Level: First
- Dimensions: 0 x 0
Kitchen
- Level: First
- Dimensions: 0 x 0
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Vaulted Ceiling(s)
- Flooring: Hardwood, Marble
- Windows: Window Treatments
- Has fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,611
- Total interior livable area: 2,611 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Boat
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Covered
- Exterior features: Balcony, Boatlift, Dock, Sauna/Steam, Sprinkler System
- Fencing: Privacy
- Has view: Yes
- View description: Bay
- Has water view: Yes
- Water view: Bay
- Waterfront features: Bay
Lot
- Size: 0.37 Acres
- Dimensions: 16500
- Features: Flood Insurance Req, Within 1/2 Mile to Water
Details
- Parcel number: 192S20331300010040
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Metal
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1992
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Boat Launch, Dock, Fishing, Waterfront, Short Term Rental - Allowed
- Subdivision: NO RECORDED SUBDIVISION
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $843/sqft
- Tax assessed value: $1,114,388
- Annual tax amount: $9,675
- Date on market: 7/23/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/23/2026 | Listed for sale | $2,200,000+10%$843/sqft |
Source: | ||
| 4/4/2023 | Listing removed | -- |
Source: | ||
| 1/4/2023 | Listed for sale | $1,999,999$766/sqft |
Source: | ||
| 1/2/2023 | Listing removed | $1,999,999$766/sqft |
Source: | ||
| 1/2/2023 | Listed for sale | $1,999,999-7%$766/sqft |
Source: | ||
| 10/29/2022 | Listing removed | -- |
Source: | ||
| 8/26/2022 | Price change | $2,150,000-6.5%$823/sqft |
Source: | ||
| 7/1/2022 | Price change | $2,300,000-2.1%$881/sqft |
Source: | ||
| 4/13/2022 | Price change | $2,350,000-6%$900/sqft |
Source: | ||
| 3/11/2022 | Price change | $2,500,000-5.7%$957/sqft |
Source: | ||
| 2/14/2022 | Listed for sale | $2,650,000-5.4%$1,015/sqft |
Source: | ||
| 5/26/2021 | Listing removed | -- |
Source: | ||
| 4/21/2021 | Price change | $2,800,000-6.7%$1,072/sqft |
Source: | ||
| 3/23/2021 | Listed for sale | $3,000,000+500%$1,149/sqft |
Source: | ||
| 10/11/2019 | Sold | $500,000-16%$191/sqft |
Source: Public Record Report a problem | ||
| 8/15/2019 | Price change | $595,000-25.5%$228/sqft |
Source: SRE #811188 Report a problem | ||
| 11/20/2018 | Listed for sale | $799,000$306/sqft |
Source: SRE #811188 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,675 +17.3% | $1,114,388 +57.3% |
| 2024 | $8,248 +23.1% | $708,598 +10% |
| 2023 | $6,700 +8.3% | $644,180 +10% |
| 2022 | $6,188 +20.8% | $585,618 +10.6% |
| 2021 | $5,124 +4.3% | $529,407 +7.6% |
| 2020 | $4,912 +183.9% | $492,060 +132.6% |
| 2019 | $1,730 | $211,590 +1.9% |
| 2018 | $1,730 +1.9% | $207,645 +2.1% |
| 2017 | $1,698 +3.1% | $203,374 +2.1% |
| 2016 | $1,648 +1.5% | $199,191 +0.7% |
| 2015 | $1,623 -0.8% | $197,806 +0.8% |
| 2014 | $1,636 | $196,236 +1.5% |
| 2013 | -- | $193,336 +1.7% |
| 2012 | -- | $190,104 +3% |
| 2011 | -- | $184,567 +1.5% |
| 2010 | -- | $181,839 +2.7% |
| 2009 | -- | $177,058 +0.1% |
| 2008 | -- | $176,881 +2.2% |
| 2007 | -- | $173,029 +6.4% |
| 2005 | -- | $162,664 +3% |
| 2004 | -- | $157,926 +1.9% |
| 2003 | -- | $154,981 +2.4% |
| 2002 | -- | $151,349 +1.6% |
| 2001 | -- | $148,966 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32459
Nearby schools
Schools provided by the listing agent
- Elementary: Dune Lakes
- Middle: Emerald Coast
- High: South Walton
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




